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190 Flats Road, Urbanna, VA 23175

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For Sale
Sale Pending

$174,900

2 beds • 1 baths • 720 sqft

Estimated Payment

$ 920 /mo. †

6.65% APR for 30 yrs.
$256 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $242.92
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Brick cottage completely remodeled in 2022 just 3 miles from the town of Urbanna home of the Oyster Festival and only 1 mile from Remlik Marina and Boat Yard. Remlik marina is full service with covered and open slips, ships store and pool with quick access to Rappahannock River. Walk to Red Oak Cafe for breakfast or lunch. County living with easy access to shopping and dining options. Bright open family room with true hardwood flooring though out. Updated kitchen with granite counter tops, new cabinets, and gas stove. Both bedrooms are carpeted for comfort. Bathroom has been updated as well. FHA or USDA fundable!
MLS# 2430472

Courtesy Of Erwin Realty

(804) 776-1020

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Cable Ready
  • Architecture Style
    Bungalow
  • Floor Covering
    Carpet, Tile, Wood
  • Lot Size
    1 Acres

Map and Directions

Directions to 190 Flats Road, Urbanna, VA 23175

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $898
  • Property Taxes
    $21
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $920

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Middlesex Elementary School

Grades PK-5 Public School

Locust Hill, VA 23092 8 miles
823 philpot rd

567 total students
14:1 Student teacher ratio

School Rating: C-

School Details

St. Clare Walker Middle School

Grades 6-8 Public School

Locust Hill, VA 23092 8.1 miles
6814 general puller hwy

272 total students
13:1 Student teacher ratio

School Rating: C+

School Details

Middlesex High School

Grades 9-12 Public School

Saluda, VA 23149 3.9 miles
454 general puller hwy

327 total students
11:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Christchurch School 5 miles Private 9-12

Christchurch School

Distance: 5 miles

Type Private

Grades: 9-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Urbanna, VA 23175

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Urbanna, VA 23175

This community’s employment is highest in the personal care and food industries. The area’s overall household expenses are above the national average.

88° July
Hottest Average Month
28° January
Coldest Average Month
749 Total Households in Area
4.8% Increase in population since the year 2010
12.5%
of households
have children
26 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Urbanna, VA 23175

Urbanna, VA 23175 has a population of 1,515 people in 749 households with a median age of 54.2 years old.

4.8%
Increase in population
since the year 2010
Population is Trending up
730
Total households as of 2010
2.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 54.2 years old. The smallest percentage group is 65-74 years and the largest percentage is the 12-17 years age range.

Community Population By Ethnicity

White 78%
Black 18%
Hispanic 2%
Other <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 78%, followed by Black at 18%, Hispanic at 2%, and Other at <1%.

Economics
for Urbanna, VA 23175

78 /sq mi
Population Density
$56,636 /yr
Median Household Income
$364,950
Median Sales Price
26 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 15.66% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 14%
  • Walk or Bike 5%
  • Public Transit 0%

Occupancy by Type

Owned 554 54%
Vacant 279 27%
Rented 195 19%

White vs Blue Collar Jobs







White Collar 80%
Blue Collar 20%

Family & Education Facts
for Urbanna, VA 23175

54.2 Median Age

Average Household Size

2
persons per
household

57.5%

Married Households

Community Population By Education

High School Graduate 36%
Some College 21%
Bachelors Degree 19%
Graduate Degree 14%
Associates Degree 8%
Some High School 3%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 35.53% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
12.5% of households have children

Weather
for Urbanna, VA 23175

The weather for this area ranges from a high of 88° F in July to a low of 28° F in January

88° July
Hottest Average Month
28° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
28°
47°
Feb
29°
50°
Mar
36°
59°
Apr
45°
69°
May
54°
77°
Jun
63°
85°
Jul
68°
88°
Aug
66°
87°
Sep
60°
81°
Oct
48°
71°
Nov
39°
61°
Dec
31°
51°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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