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1957 Cold Mountain Road, Lake Toxaway, NC 28747

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For Sale

$6,550,000

4 beds • 5 baths • 1 half baths • 4,517 sqft

Estimated Payment

$ 34,021 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $1,450.08
    Price per square foot

  • 21-30 Years Old
    Age

  • Basement
    Rooms

Explore this Property

A beautifully designed & skillfully constructed 4 bedroom, 5 1/2 bath farmhouse charmer! An oversized chef s kitchen, with functional island that seats 8 comfortably, brings the family farmhouse close . Double-hung windows separate the kitchen from the cozy den/office offering separation or inclusiveness, you choose. A stone fireplace & beamed cathedral ceiling in the great room welcome natural light from the wall of transom windows. A main level primary suite includes 2 full baths with comfort height vanities & provides everything needed for one level living & offers privacy from the 3 guest suits downstairs. An elevator IS available to the impressive lower level. Downstairs a spacious family room, with a stone faced, wood fired pizza oven, opens to the second covered porch. 3 oversized guest suites (1 with sauna) welcomes guests. A brick cart path leads to the 100 lake frontage with boathouse & private dock. Enjoy magnificent views of the surrounding mountains from both locations.
MLS# 4196772

Courtesy Of Hazel R. Fisher & Associates

(828) 966-9012

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Dock, Sauna, Security System, Disabled Access, Security System, Elevator, Water Front
  • Appliances
    Barbeque or Grill, Cooktop, Cooktop - Gas, Dishwasher, Dryer, Freezer, Garbage Disposer, Ice Maker, Microwave, Oven - Double, Refrigerator, Washer
  • Architecture Style
    New Traditional
  • Exterior Type
    Stone, Stone Veneer
  • Floor Covering
    Carpet, Tile, Wood
  • Heating System
    Zoned
  • Lot Size
    0.6 Acres
  • Roof Type
    Metal
  • Rooms
    Basement, Sauna
  • View Type
    Mountain, Water

Map and Directions

Directions to 1957 Cold Mountain Road, Lake Toxaway, NC 28747

Home seller CENTURY 21 Mountain Lifestyles

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Mountain Lifestyles

(828) 692-8275
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $34,021
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $34,021

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

We don't have all the school attendance zone information for this listing. Contact a local CENTURY 21 office for more information.

Other Nearby Schools Distance Type Grades School Rating
T C Henderson 3.9 miles Public PK-5 B-

T C Henderson

Distance: 3.9 miles

Type Public

Grades: PK-5

B-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Lake Toxaway, NC 28747

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Lake Toxaway, NC 28747

This community’s employment is highest in the personal care and food industries. The area’s overall household expenses are above the national average.

82° July
Hottest Average Month
27° January
Coldest Average Month
920 Total Households in Area
1.4% Increase in population since the year 2010
30.1%
of households
have children
27 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Lake Toxaway, NC 28747

Lake Toxaway, NC 28747 has a population of 1,967 people in 920 households with a median age of 46.7 years old.

1.4%
Increase in population
since the year 2010
Population is Trending up
856
Total households as of 2010
5.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 46.7 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 90%
Hispanic 6%
Other 4%
Native American <1%
Black <1%
Asian <1%
The most prevalent ethnicity is White at 90%, followed by Hispanic at 6%, Other at 4%, and Native American at <1%.

Economics
for Lake Toxaway, NC 28747

32 /sq mi
Population Density
$49,131 /yr
Median Household Income
$330,000
Median Sales Price
27 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 20.18% of the households.

Transportation to Work

  • Drive 94%
  • Work from Home 6%
  • Public Transit 0%
  • Walk or Bike 0%

Occupancy by Type

Vacant 1,064 54%
Owned 771 39%
Rented 149 8%

White vs Blue Collar Jobs







White Collar 67%
Blue Collar 33%

Family & Education Facts
for Lake Toxaway, NC 28747

46.7 Median Age

Average Household Size

2.1
persons per
household

57.8%

Married Households

Community Population By Education

High School Graduate 28%
Some College 23%
Bachelors Degree 17%
Some High School 16%
Graduate Degree 9%
Associates Degree 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 27.94% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
30.1% of households have children

Weather
for Lake Toxaway, NC 28747

The weather for this area ranges from a high of 82° F in July to a low of 27° F in January

82° July
Hottest Average Month
27° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
27°
48°
Feb
28°
51°
Mar
35°
59°
Apr
42°
69°
May
50°
75°
Jun
57°
80°
Jul
61°
82°
Aug
60°
80°
Sep
55°
75°
Oct
43°
66°
Nov
34°
57°
Dec
28°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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