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197 Oyster Lane, Cobbs Creek, VA 23035

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For Sale

$565,000

3 beds • 2 baths • 1 half baths • 2,611 sqft

Estimated Payment

$ 3,095 /mo. †

6.67% APR for 30 yrs.
$2,251 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $216.39
    Price per square foot

  • 21-30 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Here's your chance to own your own slice of paradise right on Queen's Creek. This beautiful 3 Bed, 2.5 bath home boasts an open floor plan with ample space for family gatherings. All extra large bedrooms offer gorgeous water views and lots of closet storage. Home offers an extra room that can be used as an office/study as well as a designated laundry room with ample storage. Take in evening water views from the screened in porch overlooking Queens Creek. Bring your boat! Bring your crab pots and oyster floats! The dock is equipped with a boat lift and 2-4 feet of water depth at the docks end. Easily access the Piankatank River from Queens Creek through Hills Bay. Home offers 2 zone HVAC updated in 2022. No Flood Insurance! Fully furnished option available.
MLS# 2428590

Courtesy Of Mason Realty, Inc.

(804) 758-5372

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Dock, Porch, Water Front
  • Appliances
    Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Cooling System
    Zoned A/C
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Tile
  • Heating System
    Fireplace, Zoned
  • Lot Size
    1.49 Acres
  • View Type
    Water

Map and Directions

Directions to 197 Oyster Lane, Cobbs Creek, VA 23035

Home seller CENTURY 21 Nachman Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Nachman Realty

(804) 331-0422
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,908
  • Property Taxes
    $187
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,095

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Lee-jackson Elementary School

Grades PK-4 Public School

Mathews, VA 23109 3.3 miles
347 church st # rt611

333 total students
12:1 Student teacher ratio

School Rating: C

School Details

Thomas Hunter Middle School

Grades 5-8 Public School

Mathews, VA 23109 3.3 miles
387 church st # rt611

313 total students
11:1 Student teacher ratio

School Rating: D+

School Details

Mathews High School

Grades 9-12 Public School

Mathews, VA 23109 2.3 miles
9889 buckley hall rd # rt198

285 total students
10:1 Student teacher ratio

School Rating: C-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cobbs Creek, VA 23035

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Cobbs Creek, VA 23035

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

87° July
Hottest Average Month
29° January
Coldest Average Month
560 Total Households in Area
1.9% Increase in population since the year 2010
25.5%
of households
have children
42 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cobbs Creek, VA 23035

Cobbs Creek, VA 23035 has a population of 1,325 people in 560 households with a median age of 54.6 years old.

1.9%
Increase in population
since the year 2010
Population is Trending up
552
Total households as of 2010
0.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 54.6 years old. The smallest percentage group is 55-64 years and the largest percentage is the 6-11 years age range.

Community Population By Ethnicity

White 84%
Black 8%
Hispanic 2%
Other 1%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 84%, followed by Black at 8%, Hispanic at 2%, and Other at 1%.

Economics
for Cobbs Creek, VA 23035

85 /sq mi
Population Density
$80,291 /yr
Median Household Income
$154,500
Median Sales Price
42 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.84% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 7%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 532 72%
Vacant 182 25%
Rented 28 4%

White vs Blue Collar Jobs







White Collar 67%
Blue Collar 33%

Family & Education Facts
for Cobbs Creek, VA 23035

54.6 Median Age

Average Household Size

2.4
persons per
household

52.5%

Married Households

Community Population By Education

Some College 33%
High School Graduate 22%
Associates Degree 17%
Bachelors Degree 16%
Some High School 6%
Graduate Degree 5%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 33.18% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
25.5% of households have children

Weather
for Cobbs Creek, VA 23035

The weather for this area ranges from a high of 87° F in July to a low of 29° F in January

87° July
Hottest Average Month
29° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
29°
48°
Feb
31°
50°
Mar
37°
58°
Apr
46°
68°
May
56°
76°
Jun
64°
84°
Jul
69°
87°
Aug
68°
86°
Sep
62°
80°
Oct
50°
71°
Nov
41°
61°
Dec
32°
51°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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