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20 Amberstone Ct, #B, Annapolis, MD 21043

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For Sale

$230,000

3 beds • 2 baths • 1,246 sqft

Estimated Payment

$ 1,415 /mo. †

6.67% APR for 30 yrs.
$2,775 in taxes
Change Loan Terms

  • Condominium
    Property type

  • Newly Listed
    Time on Century 21

  • 1995
    Year built

  • $184.59
    Price per square foot

Explore this Property

Welcome to this 3 bedroom 2 full bath condo unit in the sought- after neighborhood of Overlook Annapolis. The unit offers 1246 sq ft of living space and features a large living that opens to the kitchen. The primary bedroom has its own full bathroom and the other two bedrooms are spacious and provide adequate privacy, with the second full bathroom located nearby. Both the primary bedroom and bedroom 3 have access to the rear patio. Annapolis Overlook offers its residents many amenities including parks, fitness room and recreation center with outdoor pool, basketball & tennis courts. The community has easy access to major routes such as I-97 and I-50, and is minutes away from Clock Tower Place Shopping Center, The Fresh Market, Quiet Waters Park, Sparrow Beach. Port Annapolis Marina, and Annapolis City Dock.
MLS# MDAA2109262

Listed By CENTURY 21 Downtown

Property Features

  • Age
    21-30 Years Old
  • Sewer
    Public
  • Style
    Contemporary
  • Water
    Municipal Water

Home seller CENTURY 21 Downtown

Get to know the neighborhood. A local affiliated CENTURY 21 team will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Downtown

Pete Costello
Gina Gargeu - Lic #: 510631

(410) 547-1116
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,184
  • Property Taxes
    $231
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,415

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

We don't have all the school attendance zone information for this listing. Contact a local CENTURY 21 office for more information.

Local area information for Annapolis, MD 21043

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Annapolis, MD 21043

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

87° July
Hottest Average Month
24° January
Coldest Average Month
18,029 Total Households in Area
0.9% Increase in population since the year 2010
42.8%
of households
have children
26 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Annapolis, MD 21043

Annapolis, MD 21043 has a population of 47,825 people in 18,029 households with a median age of 39.8 years old.

0.9%
Increase in population
since the year 2010
Population is Trending up
16,910
Total households as of 2010
8.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 39.8 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 45%
Asian 32%
Black 13%
Hispanic 5%
Other 2%
Native American <1%
The most prevalent ethnicity is White at 45%, followed by Asian at 32%, Black at 13%, and Hispanic at 5%.

Economics
for Annapolis, MD 21043

2,772 /sq mi
Population Density
$142,654 /yr
Median Household Income
$618,750
Median Sales Price
26 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 30.73% of the households.

Transportation to Work

  • Drive 78%
  • Work from Home 17%
  • Walk or Bike 2%
  • Public Transit 2%

Occupancy by Type

Owned 12,517 67%
Rented 5,512 29%
Vacant 678 4%

White vs Blue Collar Jobs







White Collar 92%
Blue Collar 8%

Family & Education Facts
for Annapolis, MD 21043

39.8 Median Age

Average Household Size

2.6
persons per
household

61.9%

Married Households

Community Population By Education

Graduate Degree 36%
Bachelors Degree 31%
High School Graduate 12%
Some College 12%
Associates Degree 5%
Some High School 4%
Of the total people surveyed, the most prevalent educational attainment level is Graduate Degree, representing 35.84% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
42.8% of households have children

Weather
for Annapolis, MD 21043

The weather for this area ranges from a high of 87° F in July to a low of 24° F in January

87° July
Hottest Average Month
24° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
24°
42°
Feb
25°
45°
Mar
32°
54°
Apr
41°
65°
May
51°
75°
Jun
60°
83°
Jul
65°
87°
Aug
63°
85°
Sep
57°
79°
Oct
45°
68°
Nov
35°
56°
Dec
27°
45°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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