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20 Chesnut Ridge, Oakland, TN 38060

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For Sale

$479,900

5 beds • 3 baths

Estimated Payment

$ 2,516 /mo. †

6.85% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 6-10 Years Old
    Age

  • Fireplace
    Heating System

  • Fireplace
    Fireplace

Explore this Property

Model home in Waters of Hidden Springs, a Regency Homebuilders community. This Presley II floor plan is a 2,482 square foot model home featuring 9 foot ceilings downstairs and 8 foot upstairs, as well as open concept living. **Please note this home includes many optional features available in our Design Studio.
MLS# 10039436

Courtesy Of Regency Realty

(901) 350-5050

Property Features

  • Age
    6-10 Years Old
  • Amenities
    Porch, Patio, Ceiling Fan, Security System, Security System
  • Architecture Style
    New Traditional
  • Cooling System
    Ceiling Fan(s)
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Hardwood, Tile, Wood
  • Heating System
    Central Furnace, Fireplace
  • Lot Size
    0.25 Acres
  • Rooms
    Great Room, Kitchen

Map and Directions

Directions to 20 Chesnut Ridge, Oakland, TN 38060

Home seller CENTURY 21 Home First Realtors

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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $2,516
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,516

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Southwest Elementary School

Grades PK-5 Public School

Williston, TN 38076 4.3 miles
8095 highway 194

253 total students
12:1 Student teacher ratio

School Rating: A-

School Details

West Junior High School

Grades 6-8 Public School

Oakland, TN 38060 0.5 miles
13100 highway 194

422 total students
21:1 Student teacher ratio

School Rating: D+

School Details

Fayette-ware High School

Grades 9-12 Public School

Somerville, TN 38068 10.4 miles
13520 highway 59

854 total students
14:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Oakland Elementary School 2.3 miles Public PK-5 D

Oakland Elementary School

Distance: 2.3 miles

Type Public

Grades: PK-5

D

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Oakland, TN 38060

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Oakland, TN 38060

This community’s employment is highest in the construction and administrative support industries. The area’s overall household expenses are below the national average.

91° July
Hottest Average Month
29° January
Coldest Average Month
4,278 Total Households in Area
5.8% Increase in population since the year 2010
35.8%
of households
have children
35 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Oakland, TN 38060

Oakland, TN 38060 has a population of 11,049 people in 4,278 households with a median age of 44 years old.

5.8%
Increase in population
since the year 2010
Population is Trending up
4,121
Total households as of 2010
3.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 68%
Black 24%
Hispanic 3%
Other 2%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 68%, followed by Black at 24%, Hispanic at 3%, and Other at 2%.

Economics
for Oakland, TN 38060

242 /sq mi
Population Density
$79,569 /yr
Median Household Income
$376,250
Median Sales Price
35 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.26% of the households.

Transportation to Work

  • Drive 87%
  • Work from Home 7%
  • Walk or Bike 6%
  • Public Transit 0%

Occupancy by Type

Owned 3,654 83%
Rented 624 14%
Vacant 125 3%

White vs Blue Collar Jobs







White Collar 65%
Blue Collar 35%

Family & Education Facts
for Oakland, TN 38060

44 Median Age

Average Household Size

2.6
persons per
household

63.5%

Married Households

Community Population By Education

High School Graduate 33%
Some College 24%
Bachelors Degree 17%
Associates Degree 10%
Some High School 8%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 32.89% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
35.8% of households have children

Weather
for Oakland, TN 38060

The weather for this area ranges from a high of 91° F in July to a low of 29° F in January

91° July
Hottest Average Month
29° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
29°
48°
Feb
33°
53°
Mar
40°
62°
Apr
50°
72°
May
58°
80°
Jun
66°
88°
Jul
70°
91°
Aug
68°
90°
Sep
61°
84°
Oct
49°
74°
Nov
39°
62°
Dec
32°
52°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Memphis Area Association of Realtors&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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