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20 Howard Street, Norwich-City, NY 13815

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For Sale

$109,900

3 beds • 1 baths • 1,008 sqft

Estimated Payment

$ 814 /mo. †

6.63% APR for 30 yrs.
$3,004 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $109.03
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Great location and nice curb appeal with this three bedroom, one full bath Cape Cod style house. Interior offers great potential with hardwood flooring and updated kitchen. Large living room with picture window, easy working kitchen with solid surface counters and sliders to exterior. Two small bedrooms and full bath round out the first floor. Second floor offers full open layout and attic crawl/closet space. Bank foreclosure - 'as-is' sale, inspections for informational purposes only. Cash or conventional financing only.
MLS# R1581846

Courtesy Of Keller Williams Upstate New York Properties

(607) 336-3636

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Oven, Range, Refrigerator
  • Architecture Style
    Cape Cod
  • Exterior Type
    Wood Siding
  • Floor Covering
    Hardwood, Laminate, Tile
  • Lot Size
    0.13 Acres

Map and Directions

Directions to 20 Howard Street, Norwich-City, NY 13815

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $563
  • Property Taxes
    $250
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $814

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Stanford J Gibson Primary School

Grades PK-2 Public School

Norwich, NY 13815 0.3 miles
8 ridgeland rd

380 total students
11:1 Student teacher ratio

School Details

Perry Browne Intermediate School

Grades 3-5 Public School

Norwich, NY 13815 1 miles
31 beebe ave

373 total students
13:1 Student teacher ratio

School Rating: D+

School Details

Norwich Middle School

Grades 5-8 Public School

Norwich, NY 13815 1.1 miles
89 midland dr

412 total students
11:1 Student teacher ratio

School Rating: D+

School Details

Norwich High School

Grades 9-12 Public School

Norwich, NY 13815 1.1 miles
49 midland dr

509 total students
15:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
Holy Family School 0.2 miles Private PK-6
Valley Heights Christian Academy 0.5 miles Private PK-12
Delaware-chenango-madison-otsego Boces 3.3 miles Public KG-12

Holy Family School

Distance: 0.2 miles

Type Private

Grades: PK-6

Valley Heights Christian Academy

Distance: 0.5 miles

Type Private

Grades: PK-12

Delaware-chenango-madison-otsego Boces

Distance: 3.3 miles

Type Public

Grades: KG-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Norwich-City, NY 13815

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Norwich-City, NY 13815

This community’s employment is highest in the production occupations and administrative support industries. The area’s overall household expenses are above the national average.

79° July
Hottest Average Month
12° January
Coldest Average Month
5,172 Total Households in Area
-1.3% Increase in population since the year 2010
22.7%
of households
have children
18 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Norwich-City, NY 13815

Norwich-City, NY 13815 has a population of 12,174 people in 5,172 households with a median age of 43 years old.

-1.3%
Decrease in population
since the year 2010
Population is Trending down
5,275
Total households as of 2010
0.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 89%
Hispanic 3%
Black 1%
Asian 1%
Other <1%
Native American <1%
The most prevalent ethnicity is White at 89%, followed by Hispanic at 3%, Black at 1%, and Asian at 1%.

Economics
for Norwich-City, NY 13815

115 /sq mi
Population Density
$57,161 /yr
Median Household Income
$115,000
Median Sales Price
18 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.37% of the households.

Transportation to Work

  • Drive 86%
  • Walk or Bike 8%
  • Work from Home 6%
  • Public Transit 0%

Occupancy by Type

Owned 3,171 53%
Rented 2,001 34%
Vacant 801 13%

White vs Blue Collar Jobs







White Collar 65%
Blue Collar 35%

Family & Education Facts
for Norwich-City, NY 13815

43 Median Age

Average Household Size

2.3
persons per
household

39.8%

Married Households

Community Population By Education

High School Graduate 40%
Some College 18%
Some High School 11%
Graduate Degree 11%
Bachelors Degree 11%
Associates Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 39.86% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
22.7% of households have children

Weather
for Norwich-City, NY 13815

The weather for this area ranges from a high of 79° F in July to a low of 12° F in January

79° July
Hottest Average Month
12° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
12°
29°
Feb
12°
31°
Mar
21°
40°
Apr
32°
53°
May
42°
66°
Jun
52°
74°
Jul
56°
79°
Aug
55°
77°
Sep
48°
70°
Oct
37°
58°
Nov
29°
45°
Dec
18°
33°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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