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20 Oak Street, Saint James, NY 11780

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For Sale
Sale Pending

$879,000

3 beds • 2 baths • 2 half baths • 2,691 sqft

Estimated Payment

$ 5,865 /mo. †

6.67% APR for 30 yrs.
$16,096 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $326.64
    Price per square foot

  • 41-50 Years Old
    Age

  • Pool
    Amenities

Explore this Property

Welcome to 20 Oak St in Saint James, where charm meets convenience in this beautifully maintained home. Located near the village, this property offers the best of both worlds-a peaceful retreat with easy access to local amenities. As you step onto the property, you'll be greeted by a fully fenced yard, providing privacy and plenty of space for outdoor activities. The ?-acre lot is perfect for enjoying the outdoors, whether you're taking a dip in the heated in-ground pool or unwinding by the serene koi pond. Inside, the home is filled with quality features, including Andersen windows that bring in an abundance of natural light and showcase the gleaming hardwood floors. The climate is kept just right with three heating zones and central air conditioning, ensuring comfort throughout the year. The kitchen is truly the heart of this home, designed for both everyday living and entertaining. It's a spacious, super eat-in kitchen outfitted with high-end KitchenAid appliances, Corian countertops, and a stunning cathedral ceiling that adds a touch of grandeur. Just off the kitchen, the dining room is perfect for hosting dinner parties or family gatherings. When it's time to relax, the master suite is your private haven. It features a walk-in closet and a luxurious bathroom complete with a whirlpool tub-perfect for unwinding after a long day. Additional conveniences include a large driveway, a 2-car garage, and a basement offering plenty of storage space. This home is the complete package, blending style, comfort, and a prime location. Make 20 Oak St your new address, and start enjoying everything this wonderful property has to offer., Additional information: Appearance:mint +
MLS# L3573813

Courtesy Of RE/MAX Signature Real Estate

(631) 941-4111

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Pool
  • Appliances
    Dishwasher, Dryer, Refrigerator, Washer
  • Architecture Style
    Colonial
  • Exterior Type
    Stucco
  • Floor Covering
    Carpet, Hardwood
  • Heating System
    Forced Air, Radiant

Map and Directions

Directions to 20 Oak Street, Saint James, NY 11780

Home seller CENTURY 21 Adams Real Estate

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Adams Real Estate

(631) 661-7200
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $4,524
  • Property Taxes
    $1,341
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $5,865

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Mills Pond Elementary School

Grades KG-5 Public School

Saint James, NY 11780 0.8 miles
246 moriches rd

369 total students
12:1 Student teacher ratio

School Rating: A-

School Details

Great Hollow Middle School

Grades 6-8 Public School

Nesconset, NY 11767 1.8 miles
150 southern blvd

891 total students
12:1 Student teacher ratio

School Rating: B

School Details

Smithtown High School East

Grades 9-12 Public School

Saint James, NY 11780 0.7 miles
10 school st

1507 total students
13:1 Student teacher ratio

School Rating: A+

School Details
Other Nearby Schools Distance Type Grades School Rating
Saints Philip & James School 1 miles Private PK-8
Saint James Elementary School 1.1 miles Public KG-5 A-
Nesaquake Middle School 1.4 miles Public 6-8 B
Dogwood Elementary School 1.5 miles Public KG-5 B
Harbor Country Day School 1.6 miles Private KG-8
William Sidney Mount Elementary School 1.9 miles Public KG-6 B-
Eugene Auer Memorial School 1.9 miles Public 1-5 C
Tackan Elementary School 2.1 miles Public KG-5 B+
Wenonah Elementary School 2.1 miles Public KG-5 B-
Smithtown Elementary School 2.4 miles Public KG-5 B
Robert Cushman Murphy Junior High School 2.6 miles Public 7-9 A
Cleary School For The Deaf 2.6 miles Private PK-12
Mount Pleasant Elementary School 2.9 miles Public KG-5 B-
Cayuga Elementary School 2.9 miles Public KG-5 B
Oxhead Road School 2.9 miles Public 1-5 C+
Smithtown Christian School 3.3 miles Private KG-12
Smithtown Christian School 3.3 miles Private KG-12

Saints Philip & James School

Distance: 1 miles

Type Private

Grades: PK-8

Saint James Elementary School

Distance: 1.1 miles

Type Public

Grades: KG-5

A-

Nesaquake Middle School

Distance: 1.4 miles

Type Public

Grades: 6-8

B

Dogwood Elementary School

Distance: 1.5 miles

Type Public

Grades: KG-5

B

Harbor Country Day School

Distance: 1.6 miles

Type Private

Grades: KG-8

William Sidney Mount Elementary School

Distance: 1.9 miles

Type Public

Grades: KG-6

B-

Eugene Auer Memorial School

Distance: 1.9 miles

Type Public

Grades: 1-5

C

Tackan Elementary School

Distance: 2.1 miles

Type Public

Grades: KG-5

B+

Wenonah Elementary School

Distance: 2.1 miles

Type Public

Grades: KG-5

B-

Smithtown Elementary School

Distance: 2.4 miles

Type Public

Grades: KG-5

B

Robert Cushman Murphy Junior High School

Distance: 2.6 miles

Type Public

Grades: 7-9

A

Cleary School For The Deaf

Distance: 2.6 miles

Type Private

Grades: PK-12

Mount Pleasant Elementary School

Distance: 2.9 miles

Type Public

Grades: KG-5

B-

Cayuga Elementary School

Distance: 2.9 miles

Type Public

Grades: KG-5

B

Oxhead Road School

Distance: 2.9 miles

Type Public

Grades: 1-5

C+

Smithtown Christian School

Distance: 3.3 miles

Type Private

Grades: KG-12

Smithtown Christian School

Distance: 3.3 miles

Type Private

Grades: KG-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Saint James, NY 11780

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Saint James, NY 11780

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are above the national average.

82° July
Hottest Average Month
24° January
Coldest Average Month
5,619 Total Households in Area
0.3% Increase in population since the year 2010
32%
of households
have children
30 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Saint James, NY 11780

Saint James, NY 11780 has a population of 16,040 people in 5,619 households with a median age of 46.9 years old.

0.3%
Increase in population
since the year 2010
Population is Trending up
5,572
Total households as of 2010
3.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 46.9 years old. The smallest percentage group is 45-54 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White 86%
Hispanic 8%
Asian 4%
Other 2%
Black 1%
Native American <1%
The most prevalent ethnicity is White at 86%, followed by Hispanic at 8%, Asian at 4%, and Other at 2%.

Economics
for Saint James, NY 11780

1,042 /sq mi
Population Density
$144,127 /yr
Median Household Income
$570,000
Median Sales Price
30 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 33.99% of the households.

Transportation to Work

  • Drive 85%
  • Work from Home 12%
  • Public Transit 3%
  • Walk or Bike 1%

Occupancy by Type

Owned 5,130 87%
Rented 489 8%
Vacant 278 5%

White vs Blue Collar Jobs







White Collar 88%
Blue Collar 12%

Family & Education Facts
for Saint James, NY 11780

46.9 Median Age

Average Household Size

2.7
persons per
household

62.1%

Married Households

Community Population By Education

Graduate Degree 28%
Bachelors Degree 27%
High School Graduate 16%
Some College 16%
Associates Degree 8%
Some High School 4%
Of the total people surveyed, the most prevalent educational attainment level is Graduate Degree, representing 28.35% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
32% of households have children

Weather
for Saint James, NY 11780

The weather for this area ranges from a high of 82° F in July to a low of 24° F in January

82° July
Hottest Average Month
24° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
24°
38°
Feb
24°
40°
Mar
31°
47°
Apr
40°
58°
May
49°
69°
Jun
59°
77°
Jul
65°
82°
Aug
64°
81°
Sep
57°
74°
Oct
46°
64°
Nov
38°
53°
Dec
28°
42°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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