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20 Waterfront Drive 322, St Simons Island, GA 31522

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For Sale

$757,500

3 beds • 3 baths • 1,550 sqft

Estimated Payment

$ 3,935 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Condominium
    Property type

  • $488.71
    Price per square foot

  • 11-20 Years Old
    Age

  • Pool
    Amenities

Explore this Property

Indulge in the coastal lifestyle with this well-maintained 3-bedroom, 3-bathroom condo boasting unparalleled views and upscale amenities. Step inside to discover an abundance of natural light with wall-to-wall windows. The highlight of this condo is undoubtedly the expansive waterfront balcony, accessible from both the great room and master bedroom. The views are spectacular and ever-changing, as the unit is located on the highest floor. The floor plan is free-flowing with split bedrooms, including an en-suite. Situated within the gated community of The Waterfront at the Golden Isles Marina, residents enjoy access to a wealth of amenities such as barbeque grills, a pool/hot tub, a gazebo, and a place to store your bicycles. Lounge by the refreshing pool overlooking the marshlands, soak your cares away in the inviting hot tub, or host a barbecue gathering in the summer kitchen area. Experience the best of both worlds with stunning views from every angle. Relish in ocean and marsh sunsets from your back porch, while waking up to breathtaking sunrises over the Sidney Lanier Bridge from your front door. Whether you're seeking a serene retreat or an idyllic coastal getaway, this condo offers the perfect blend of luxury, comfort, and unparalleled views. Don't miss out on the opportunity to experience waterfront living at its finest! The property is priced to sell, leaving you room to make any updates if desired.
MLS# 1649698

Courtesy Of Michael Harris Team

(912) 230-7699

Open Houses

March

8

Saturday

In Person

Saturday, March 8, 2025

11:00AM - 1:00PM

March

15

Saturday

In Person

Saturday, March 15, 2025

11:00AM - 1:00PM

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Pool, Ceiling Fan, Water Front
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Heat Pumps
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Hardwood, Tile
  • Heating System
    Central Furnace, Fireplace, Heat Pump
  • Roof Type
    Metal
  • View Type
    Ocean, River, Water

Map and Directions

Directions to 20 Waterfront Drive 322, St Simons Island, GA 31522

Home seller CENTURY 21 Results

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,935
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,935

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

St. Simons Elementary School

Grades PK-5 Public School

Saint Simons Island, GA 31522 2.8 miles
805 ocean blvd

521 total students
14:1 Student teacher ratio

School Rating: A-

School Details

Glynn Middle School

Grades 6-8 Public School

Brunswick, GA 31520 4.3 miles
635 lanier blvd

788 total students
15:1 Student teacher ratio

School Rating: C+

School Details

Glynn Academy

Grades 9-12 Public School

Brunswick, GA 31520 4.5 miles
1001 mansfield st

1823 total students
17:1 Student teacher ratio

School Rating: A-

School Details
Other Nearby Schools Distance Type Grades School Rating
Frederica Academy 0.8 miles Private PK-12
St Simons Christian School 2.4 miles Private PK-8
Goodyear Elementary School 3.5 miles Public KG-5 D-
Oglethorpe Point Elementary School 4.1 miles Public PK-5 A-
Burroughs-molette Elementary School 4.3 miles Public KG-5 B
Brunswick High School 4.5 miles Public 9-12 B
Coastal Academy 4.7 miles Public
St Francis Xavier Catholic School 4.7 miles Private PK-8
Altama Elementary School 4.9 miles Public KG-5 D+
Brunswick Christian Academy 4.9 miles Private PK-12

Frederica Academy

Distance: 0.8 miles

Type Private

Grades: PK-12

St Simons Christian School

Distance: 2.4 miles

Type Private

Grades: PK-8

Goodyear Elementary School

Distance: 3.5 miles

Type Public

Grades: KG-5

D-

Oglethorpe Point Elementary School

Distance: 4.1 miles

Type Public

Grades: PK-5

A-

Burroughs-molette Elementary School

Distance: 4.3 miles

Type Public

Grades: KG-5

B

Brunswick High School

Distance: 4.5 miles

Type Public

Grades: 9-12

B

Coastal Academy

Distance: 4.7 miles

Type Public

Grades:

St Francis Xavier Catholic School

Distance: 4.7 miles

Type Private

Grades: PK-8

Altama Elementary School

Distance: 4.9 miles

Type Public

Grades: KG-5

D+

Brunswick Christian Academy

Distance: 4.9 miles

Type Private

Grades: PK-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for St Simons Island, GA 31522

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St Simons Island, GA 31522

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
43° January
Coldest Average Month
8,079 Total Households in Area
2.1% Increase in population since the year 2010
16.1%
of households
have children
17 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for St Simons Island, GA 31522

St Simons Island, GA 31522 has a population of 17,195 people in 8,079 households with a median age of 56.9 years old.

2.1%
Increase in population
since the year 2010
Population is Trending up
7,844
Total households as of 2010
3.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 56.9 years old. The smallest percentage group is 65-74 years and the largest percentage is the 18-24 years age range.

Community Population By Ethnicity

White 91%
Hispanic 3%
Black 3%
Other 1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 91%, followed by Hispanic at 3%, Black at 3%, and Other at 1%.

Economics
for St Simons Island, GA 31522

230 /sq mi
Population Density
$100,778 /yr
Median Household Income
$730,000
Median Sales Price
17 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.83% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 13%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 6,885 59%
Vacant 3,517 30%
Rented 1,195 10%

White vs Blue Collar Jobs







White Collar 88%
Blue Collar 12%

Family & Education Facts
for St Simons Island, GA 31522

56.9 Median Age

Average Household Size

2.1
persons per
household

62.7%

Married Households

Community Population By Education

Bachelors Degree 33%
Graduate Degree 21%
High School Graduate 17%
Some College 17%
Associates Degree 9%
Some High School 3%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 33.26% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
16.2% of households have children

Weather
for St Simons Island, GA 31522

The weather for this area ranges from a high of 90° F in July to a low of 43° F in January

90° July
Hottest Average Month
43° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
43°
62°
Feb
45°
64°
Mar
51°
70°
Apr
57°
77°
May
65°
83°
Jun
71°
88°
Jul
74°
90°
Aug
73°
89°
Sep
71°
85°
Oct
62°
78°
Nov
52°
71°
Dec
45°
63°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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