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2003 Hwy 98, Mexico Beach, FL 32456

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For Sale

$1,280,000

0.2 acres

Estimated Payment

$ 6,574 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Other Residential
    Property type

  • 0.2 acres
    Lot size

Explore this Property

Your Dream Property Awaits! Are you in search of the perfect beachfront property to build your dream home or investment property? Look no further than this Gulf front lot in the heart of Mexico Beach. With 50 feet of Gulf frontage and a depth of 174 feet, this lot offers a prime location for those seeking stunning ocean views and endless beachfront adventures. The utilities are already in place on this lot, as there was once a home situated here. Lot is located Seaward of CCL line, so DEP approval required. The lot is located in an AE Flood zone. Additionally, the High Density Residential zoning allows for the construction of either single-family homes or multi-family buildings, making this property a versatile investment opportunity. One of the best features of this Gulf front lot is its proximity to miles of pristine beaches waiting to be explored. Whether you enjoy leisurely strolls along the shore or invigorating runs at sunrise, this location offers the perfect backdrop for your outdoor adventures. With sidewalks leading to nearby restaurants and shops, you can easily access amenities while enjoying the tranquility of beachfront living. This property is ideal for the sunset seeker, offering breathtaking views of the sun dipping below the horizon each evening. Imagine relaxing on your future balcony or terrace, savoring the natural beauty that surrounds you as the sky transforms into a canvas of vibrant colors. Don't miss out on the opportunity to own a piece of paradise in Mexico Beach. This Gulf front lot is a rare find with its prime location, utilities in place, and zoning flexibility. Whether you're looking to build your dream home or capitalize on the investment potential of beachfront property, this lot has it all. Start envisioning your future in this coastal oasis and make your dreams a reality today. NO HOA. Short Term Rentals Allowed.
MLS# 317997

Courtesy Of Forgotten Coast Realty of NW Florida

(850) 648-3000

Property Features

  • Amenities
    Water Front
  • Architecture Style
    Other
  • Lot Size
    0.2 Acres

Map and Directions

Directions to 2003 Hwy 98, Mexico Beach, FL 32456

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $6,574
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $6,574

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Tyndall Academy

Grades PK-8 Public School

Panama City, FL 32403 15.2 miles
7800 tyndall pkwy

388 total students
19:1 Student teacher ratio

School Rating: B

School Details

Rutherford High School

Grades 6-12 Public School

Panama City, FL 32401 19.6 miles
1000 school ave

1379 total students
17:1 Student teacher ratio

School Rating: D+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Mexico Beach, FL 32456

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Mexico Beach, FL 32456

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

89° July
Hottest Average Month
43° January
Coldest Average Month
4,162 Total Households in Area
5.5% Increase in population since the year 2010
21.2%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Mexico Beach, FL 32456

Mexico Beach, FL 32456 has a population of 7,946 people in 4,162 households with a median age of 53.5 years old.

5.5%
Increase in population
since the year 2010
Population is Trending up
3,352
Total households as of 2010
33%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 53.5 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 79%
Black 11%
Hispanic 4%
Other 2%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 79%, followed by Black at 11%, Hispanic at 4%, and Other at 2%.

Economics
for Mexico Beach, FL 32456

33 /sq mi
Population Density
$78,366 /yr
Median Household Income
$451,535
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 17.69% of the households.

Transportation to Work

  • Drive 82%
  • Work from Home 15%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 3,305 46%
Vacant 2,951 41%
Rented 857 12%

White vs Blue Collar Jobs







White Collar 79%
Blue Collar 21%

Family & Education Facts
for Mexico Beach, FL 32456

53.5 Median Age

Average Household Size

1.9
persons per
household

51.8%

Married Households

Community Population By Education

Some College 25%
High School Graduate 23%
Bachelors Degree 22%
Graduate Degree 15%
Associates Degree 10%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 24.6% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
21.2% of households have children

Weather
for Mexico Beach, FL 32456

The weather for this area ranges from a high of 89° F in July to a low of 43° F in January

89° July
Hottest Average Month
43° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
43°
62°
Feb
46°
65°
Mar
51°
70°
Apr
58°
76°
May
65°
83°
Jun
71°
88°
Jul
74°
89°
Aug
74°
89°
Sep
70°
87°
Oct
60°
80°
Nov
51°
71°
Dec
45°
65°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Mexico Beach, FL 32456!
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Copyright © 2025 Realtor® Association of Franklin & Gulf Counties. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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