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201 W Main Street, Cumby, TX 75433

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For Sale

$264,900

1 beds • 1 baths • 1 half baths • 1,524 sqft

Estimated Payment

$ 1,363 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $173.82
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Own a piece of history! One of East Texas s original bank buildings is available as a live-work space with a rich urban vibe! From the original pressed-tin ceilings to the exposed brick and wood floors, this loft-style home offers warmth and elegance in an open floorplan. The keen division of downstairs living room-bedroom-sitting area is free-standing so that the original floorplan and ceiling height are unencumbered, remaining versatile for any future design or use. The downstairs bath, kitchen and patio are perfect for intimate gatherings. The upstairs loft has an ensuite bath and walk-in closet. Converted to a residence in the 1970 s the property is zoned light commercial, so it qualifies for both homestead and live or work space. This home sets at the heart of Cumby, only 10 minutes from Commerce and 15 minutes from Sulphur Springs. Approximately an hour east of Dallas, you can make this property a family heirloom for generations to come!
MLS# 20608480

Courtesy Of Janet Martin Realty, Listed By Janet Martin

(903) 885-1234

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Microwave, Range, Washer
  • Architecture Style
    Loft
  • Cooling System
    Heat Pumps, Wall Unit(s) A/C
  • Exterior Type
    Brick
  • Floor Covering
    Brick, Laminate, Wood
  • Heating System
    Space Heater
  • Lot Size
    0.04 Acres

Map and Directions

Directions to 201 W Main Street, Cumby, TX 75433

Home seller CENTURY 21 First Group

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 First Group

(903) 885-3146
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,363
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,363

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cumby Elementary School

Grades PK-5 Public School

Cumby, TX 75433 0.2 miles
201 donelton st

208 total students
12:1 Student teacher ratio

School Rating: C-

School Details

Cumby High School

Grades 6-12 Public School

Cumby, TX 75433 0.3 miles
106 sayle st

212 total students
9:1 Student teacher ratio

School Rating: C-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cumby, TX 75433

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Cumby, TX 75433

This community’s employment is highest in the transportation and construction industries. The area’s overall household expenses are above the national average.

95° August
Hottest Average Month
32° January
Coldest Average Month
1,139 Total Households in Area
4.4% Increase in population since the year 2010
28.6%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cumby, TX 75433

Cumby, TX 75433 has a population of 2,878 people in 1,139 households with a median age of 44.3 years old.

4.4%
Increase in population
since the year 2010
Population is Trending up
1,071
Total households as of 2010
5.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.3 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 86%
Hispanic 10%
Other 4%
Black <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 86%, followed by Hispanic at 10%, Other at 4%, and Black at <1%.

Economics
for Cumby, TX 75433

29 /sq mi
Population Density
$69,848 /yr
Median Household Income
$663,750
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.38% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 6%
  • Walk or Bike 3%
  • Public Transit 2%

Occupancy by Type

Owned 918 72%
Rented 221 17%
Vacant 143 11%

White vs Blue Collar Jobs







White Collar 64%
Blue Collar 36%

Family & Education Facts
for Cumby, TX 75433

44.3 Median Age

Average Household Size

2.5
persons per
household

53%

Married Households

Community Population By Education

High School Graduate 30%
Some College 22%
Bachelors Degree 18%
Some High School 14%
Associates Degree 9%
Graduate Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 30.23% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.6% of households have children

Weather
for Cumby, TX 75433

The weather for this area ranges from a high of 95° F in August to a low of 32° F in January

95° August
Hottest Average Month
32° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
32°
54°
Feb
36°
59°
Mar
43°
67°
Apr
52°
75°
May
61°
82°
Jun
68°
89°
Jul
72°
94°
Aug
71°
95°
Sep
64°
88°
Oct
53°
78°
Nov
43°
66°
Dec
35°
57°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Cumby, TX 75433!
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Copyright © 2025 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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