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2020 Bagby Avenue, Waco, TX 76706

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For Sale

$464,900

6 beds • 2,754 sqft

Estimated Payment

$ 2,447 /mo. †

6.67% APR for 30 yrs.
$651 in taxes
Change Loan Terms

  • Multi-Family (2-4 Units)
    Property type

  • $168.81
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

4.25% INTEREST RATE through our preferred lender. Don t let this incredible opportunity FOR A SHORT-TERM RENTAL OR A LONG-TERM RENTAL perfect for students slip through your fingers! Imagine investing in a newly constructed modern duplex, less than 2 miles from Baylor University located right in the "Baylor Bubble" amongst other new builds and a stone's throw away from the lively downtown and The Silos. This property is not just a place to live it's a smart investment with limitless potential for rental income possibilities. Picture this: while you enjoy the comfort of one unit, you can rent out the other for consistent income as a long-term or a short-term unit. Or, maximize your investment by renting both units! Each spacious unit features 3 bedrooms with walk-in closets, 3 bathrooms, and a generous 1,377 SQF of premium living space. With a large paved parking lot, this modern two-story duplex is perfectly designed for student housing and more. Inside, you'll find upgraded kitchens with full appliance packages! You'll love the expansive granite-topped islands, and inviting living and dining areas adorned with LVP flooring throughout and energy-efficient double-paned windows and foam insulation. With tasteful finishes and a location that s convenient to Baylor, shopping, and dining, these units are guaranteed to be in high demand. This is your chance to secure a bright future and reap the rewards of rental income. Act Now, opportunities like this don t come around often!
MLS# 226194

Courtesy Of JPAR White Label Realty

(254) 870-4044

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Patio
  • Appliances
    Dishwasher, Microwave, Range, Washer
  • Architecture Style
    Other
  • Heating System
    Central Furnace

Map and Directions

Directions to 2020 Bagby Avenue, Waco, TX 76706

Home seller CENTURY 21 Judge Fite Company

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Judge Fite Company

(254) 633-2121
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,393
  • Property Taxes
    $54
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,447

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

South Waco Elementary School

Grades PK-5 Public School

Waco, TX 76706 0.8 miles
2104 gurley ln

479 total students
16:1 Student teacher ratio

School Rating: F

School Details

Cesar Chavez Middle School

Grades 6-8 Public School

Waco, TX 76706 0.8 miles
700 s 15th st

931 total students
15:1 Student teacher ratio

School Rating: D+

School Details

University High School

Grades 9-12 Public School

Waco, TX 76706 1.9 miles
3201 s new rd

1763 total students
15:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Bell's Hill Elementary School 0.7 miles Public PK-5 C+
Harmony School Of Innovation - Waco 1 miles Public 6-12 C
Summit School Waco 1.3 miles Private KG-6
Alta Vista Elementary School 1.4 miles Public PK-5 D
Waco Montessori School 1.4 miles Private PK-6
Live Oak Classical School 1.6 miles Private PK-12
Kendrick Elementary School 1.6 miles Public PK-5 D-
Waco Charter School 1.7 miles Public PK-5 F
St Pauls Episcopal Day School 1.9 miles Private PK-6
West Avenue Elementary School 2.1 miles Public PK-5 D+
G.w. Carver Middle School 2.2 miles Public 6-8 D-
Provident Heights Elementary School 2.2 miles Public PK-5 C-
Valor Preparatory Academy 2.7 miles Private PK-11
Brook Avenue Elementary School 2.7 miles Public PK-5 F
Quinn Campus Public Middle School 2.8 miles Public 5-8 C
Paul And Jane Meyer Public High School 2.8 miles Public 9-12 B+
Crestview Elementary School 2.8 miles Public PK-5 C+

Bell's Hill Elementary School

Distance: 0.7 miles

Type Public

Grades: PK-5

C+

Harmony School Of Innovation - Waco

Distance: 1 miles

Type Public

Grades: 6-12

C

Summit School Waco

Distance: 1.3 miles

Type Private

Grades: KG-6

Alta Vista Elementary School

Distance: 1.4 miles

Type Public

Grades: PK-5

D

Waco Montessori School

Distance: 1.4 miles

Type Private

Grades: PK-6

Live Oak Classical School

Distance: 1.6 miles

Type Private

Grades: PK-12

Kendrick Elementary School

Distance: 1.6 miles

Type Public

Grades: PK-5

D-

Waco Charter School

Distance: 1.7 miles

Type Public

Grades: PK-5

F

St Pauls Episcopal Day School

Distance: 1.9 miles

Type Private

Grades: PK-6

West Avenue Elementary School

Distance: 2.1 miles

Type Public

Grades: PK-5

D+

G.w. Carver Middle School

Distance: 2.2 miles

Type Public

Grades: 6-8

D-

Provident Heights Elementary School

Distance: 2.2 miles

Type Public

Grades: PK-5

C-

Valor Preparatory Academy

Distance: 2.7 miles

Type Private

Grades: PK-11

Brook Avenue Elementary School

Distance: 2.7 miles

Type Public

Grades: PK-5

F

Quinn Campus Public Middle School

Distance: 2.8 miles

Type Public

Grades: 5-8

C

Paul And Jane Meyer Public High School

Distance: 2.8 miles

Type Public

Grades: 9-12

B+

Crestview Elementary School

Distance: 2.8 miles

Type Public

Grades: PK-5

C+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Waco, TX 76706

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Waco, TX 76706

This community’s employment is highest in the education and food industries. The area’s overall household expenses are below the national average.

96° August
Hottest Average Month
35° January
Coldest Average Month
15,570 Total Households in Area
3% Increase in population since the year 2010
29.6%
of households
have children
17 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Waco, TX 76706

Waco, TX 76706 has a population of 42,121 people in 15,570 households with a median age of 29.7 years old.

3%
Increase in population
since the year 2010
Population is Trending up
14,747
Total households as of 2010
6.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 29.7 years old. The smallest percentage group is 18-24 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 56%
Hispanic 28%
Black 13%
Other 12%
Asian 5%
Native American <1%
The most prevalent ethnicity is White at 56%, followed by Hispanic at 28%, Black at 13%, and Other at 12%.

Economics
for Waco, TX 76706

571 /sq mi
Population Density
$47,178 /yr
Median Household Income
$345,664
Median Sales Price
17 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 23.85% of the households.

Transportation to Work

  • Drive 84%
  • Walk or Bike 8%
  • Work from Home 6%
  • Public Transit 1%

Occupancy by Type

Rented 9,458 55%
Owned 6,112 35%
Vacant 1,733 10%

White vs Blue Collar Jobs







White Collar 73%
Blue Collar 27%

Family & Education Facts
for Waco, TX 76706

29.7 Median Age

Average Household Size

2.4
persons per
household

33.6%

Married Households

Community Population By Education

High School Graduate 31%
Some College 21%
Bachelors Degree 17%
Some High School 14%
Graduate Degree 9%
Associates Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 30.88% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.5% of households have children

Weather
for Waco, TX 76706

The weather for this area ranges from a high of 96° F in August to a low of 35° F in January

96° August
Hottest Average Month
35° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
35°
58°
Feb
39°
62°
Mar
46°
70°
Apr
55°
78°
May
63°
84°
Jun
70°
91°
Jul
73°
96°
Aug
73°
96°
Sep
67°
90°
Oct
56°
81°
Nov
46°
69°
Dec
38°
61°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Waco, TX 76706!
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Copyright © 2025 Waco Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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