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2046 SE 20th Lane, Cape Coral, FL 33990

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For Sale

$749,000

3 beds • 2 baths • 2,036 sqft

Estimated Payment

$ 4,764 /mo. †

6.67% APR for 30 yrs.
$10,909 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $367.88
    Price per square foot

  • 31-40 Years Old
    Age

Explore this Property

Waterfront Luxury with Gulf Access & Modern Upgrades! Embrace the ultimate Florida lifestyle in this stunning Gulf-access home, ideally located just minutes from open waters, fine dining, and premier shopping. Designed for both comfort and elegance, this property is move-in ready and available as a turnkey sale. Step inside to an expansive, light-filled living space that seamlessly blends indoor and outdoor living. The split floor plan ensures privacy, with the primary suite on one side and guest bedrooms on the other, making it perfect for hosting family and friends. The chef s kitchen is equipped with stainless steel appliances, ample counter space, and a dedicated serving area that flows effortlessly into the dining and living spaces all overlooking the beautifully designed pool area. The primary suite with pool access is a serene retreat, offering a spa-like en-suite with a soaking tub and dual vanities. Step outside to your private waterfront paradise! The heated pool and spa are complemented by an expansive wraparound dock with a boat lift, canopy, and seating area on a wide canal. With highly desirable southern exposure, you ll enjoy sun-drenched days and breathtaking sunsets year-round. This home is loaded with premium upgrades, including: ? Split floor plan with private guest wing ? All-new plumbing throughout ? Pentair WiFi pool control system & new pool pump ? WiFi-enabled exterior lights & thermostat ? New A/C unit & air handler ? WiFi front door lock for added convenience & security ? Upgraded kitchen appliances, including a newer fridge, dishwasher & garbage disposal ? State-of-the-art alarm system ? Custom Murphy bed/desk combo perfect for a home office or guest space Boat available for purchase separately.
MLS# 225029325

Courtesy Of RE/MAX Realty Team

(239) 242-2000

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Patio, Vaulted Ceiling, Water Front, Cable Ready
  • Appliances
    Cooktop, Dryer, Freezer, Oven, Refrigerator
  • Architecture Style
    Ranch
  • Exterior Type
    Block, Concrete, Stucco
  • Floor Covering
    Laminate, Tile
  • Heating System
    Central Furnace
  • Lot Size
    0.23 Acres
  • Roof Type
    Tile

Map and Directions

Directions to 2046 SE 20th Lane, Cape Coral, FL 33990

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,855
  • Property Taxes
    $909
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $4,764

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Caloosa Elementary School

Grades KG-5 Public School

Cape Coral, FL 33990 2.1 miles
620 del prado blvd s

893 total students
17:1 Student teacher ratio

School Rating: B-

School Details

Dr. Carrie D. Robinson Littleton Elementary School

Grades KG-5 Public School

North Fort Myers, FL 33903 5.6 miles
700 hutto rd

450 total students
15:1 Student teacher ratio

School Rating: B-

School Details

Diplomat Elementary School

Grades KG-5 Public School

Cape Coral, FL 33909 5 miles
1115 ne 16th ter

944 total students
17:1 Student teacher ratio

School Rating: A-

School Details

Tropic Isles Elementary School

Grades KG-5 Public School

North Fort Myers, FL 33903 3.5 miles
5145 orange grove blvd

777 total students
15:1 Student teacher ratio

School Rating: D+

School Details

Hancock Creek Elementary School

Grades KG-5 Public School

North Fort Myers, FL 33903 3 miles
1601 skyline dr

699 total students
17:1 Student teacher ratio

School Rating: C

School Details

Diplomat Middle School

Grades 6-8 Public School

Cape Coral, FL 33909 5 miles
1039 ne 16th ter

809 total students
19:1 Student teacher ratio

School Rating: B

School Details

Caloosa Middle School

Grades 6-8 Public School

Cape Coral, FL 33990 2.1 miles
610 del prado blvd s

867 total students
19:1 Student teacher ratio

School Rating: C

School Details

North Fort Myers High School

Grades 9-12 Public School

North Fort Myers, FL 33903 3.5 miles
5000 orange grove blvd

1801 total students
20:1 Student teacher ratio

School Rating: B

School Details

Cape Coral High School

Grades 9-12 Public School

Cape Coral, FL 33991 2.9 miles
2300 santa barbara blvd

1624 total students
21:1 Student teacher ratio

School Rating: C-

School Details

Mariner High School

Grades 9-12 Public School

Cape Coral, FL 33993 5.8 miles
701 chiquita blvd n

1489 total students
21:1 Student teacher ratio

School Rating: D+

School Details

Ida S. Baker High School

Grades 9-12 Public School

Cape Coral, FL 33914 5.7 miles
3500 agualinda blvd

1721 total students
22:1 Student teacher ratio

School Rating: C-

School Details

Island Coast High School

Grades 9-12 Public School

Cape Coral, FL 33909 7.8 miles
2125 de navarra pkwy

1432 total students
21:1 Student teacher ratio

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
St Andrew Catholic School 1.2 miles Private PK-8
Good Shepherd Lutheran School 2.7 miles Private KG-12
Heritage Charter Academy Of Cape Coral 2.7 miles Public KG-8 D-
Cape Coral Christian School 3.2 miles Private KG-12
Bishop Verot Catholic High School 3.2 miles Private 9-12
Ft Myers Christian School 3.3 miles Private PK-8
Brighton Academy I 3.3 miles Private PK-5
Allen Park Elementary School 3.3 miles Public KG-5 D+
Fort Myers High School 3.3 miles Public 9-12 C+
Orangewood Elementary School 3.4 miles Public KG-5 C-
Cape Elementary School 3.5 miles Public KG-5 A-
Edison Park Creative And Expressive Arts School 3.6 miles Public KG-5 B-
Mid Cape Global Academy 3.6 miles Public PK-8 D
Coronado High School 3.6 miles Public 7-12 D-

St Andrew Catholic School

Distance: 1.2 miles

Type Private

Grades: PK-8

Good Shepherd Lutheran School

Distance: 2.7 miles

Type Private

Grades: KG-12

Heritage Charter Academy Of Cape Coral

Distance: 2.7 miles

Type Public

Grades: KG-8

D-

Cape Coral Christian School

Distance: 3.2 miles

Type Private

Grades: KG-12

Bishop Verot Catholic High School

Distance: 3.2 miles

Type Private

Grades: 9-12

Ft Myers Christian School

Distance: 3.3 miles

Type Private

Grades: PK-8

Brighton Academy I

Distance: 3.3 miles

Type Private

Grades: PK-5

Allen Park Elementary School

Distance: 3.3 miles

Type Public

Grades: KG-5

D+

Fort Myers High School

Distance: 3.3 miles

Type Public

Grades: 9-12

C+

Orangewood Elementary School

Distance: 3.4 miles

Type Public

Grades: KG-5

C-

Cape Elementary School

Distance: 3.5 miles

Type Public

Grades: KG-5

A-

Edison Park Creative And Expressive Arts School

Distance: 3.6 miles

Type Public

Grades: KG-5

B-

Mid Cape Global Academy

Distance: 3.6 miles

Type Public

Grades: PK-8

D

Coronado High School

Distance: 3.6 miles

Type Public

Grades: 7-12

D-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cape Coral, FL 33990

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Cape Coral, FL 33990

This community’s employment is highest in the healthcare practitioners and education industries. The area’s overall household expenses are above the national average.

91° August
Hottest Average Month
53° January
Coldest Average Month
14,535 Total Households in Area
8.6% Increase in population since the year 2010
25.2%
of households
have children
24 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cape Coral, FL 33990

Cape Coral, FL 33990 has a population of 35,495 people in 14,535 households with a median age of 48.6 years old.

8.6%
Increase in population
since the year 2010
Population is Trending up
13,030
Total households as of 2010
9.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 48.6 years old. The smallest percentage group is 45-54 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White 68%
Hispanic 26%
Other 8%
Black 5%
Asian 2%
Native American <1%
The most prevalent ethnicity is White at 68%, followed by Hispanic at 26%, Other at 8%, and Black at 5%.

Economics
for Cape Coral, FL 33990

3,155 /sq mi
Population Density
$68,397 /yr
Median Household Income
$378,500
Median Sales Price
24 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 22.03% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 8%
  • Walk or Bike 3%
  • Public Transit 1%

Occupancy by Type

Owned 10,341 65%
Rented 4,194 26%
Vacant 1,430 9%

White vs Blue Collar Jobs







White Collar 72%
Blue Collar 28%

Family & Education Facts
for Cape Coral, FL 33990

48.6 Median Age

Average Household Size

2.4
persons per
household

49.6%

Married Households

Community Population By Education

High School Graduate 36%
Some College 21%
Bachelors Degree 17%
Associates Degree 11%
Some High School 8%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 36.42% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
25.2% of households have children

Weather
for Cape Coral, FL 33990

The weather for this area ranges from a high of 91° F in August to a low of 53° F in January

91° August
Hottest Average Month
53° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
53°
74°
Feb
54°
76°
Mar
58°
80°
Apr
62°
84°
May
67°
88°
Jun
72°
90°
Jul
73°
90°
Aug
74°
91°
Sep
73°
89°
Oct
68°
85°
Nov
60°
80°
Dec
55°
76°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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