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205 HARBOR Drive, Palatka, FL 32177

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For Sale

$199,900

4 beds • 2 baths • 1,300 sqft

Estimated Payment

$ 1,116 /mo. †

6.65% APR for 30 yrs.
$1,072 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $153.77
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Spacious 4-Bedroom Home with Endless Potential! Dreaming of a home that's all yours to make your own? Look no further! This adorable 4-bedroom, 2-bath ranch is just waiting for your personal touch. The enclosed garage serves as a fourth bedroom, adding flexibility to the layout. A new metal roof was installed in 2018, ensuring durability for years to come. Enjoy the outdoors with fruit trees in the yard and the convenience of being just a short drive from Jacksonville, St. Augustine, and the public boat ramp at the St. Johns River. Located in a welcoming neighborhood, this home is a fantastic opportunity for first-time buyers or anyone looking to create their dream space. Being sold as-is. Schedule your showing today!
MLS# 2076288

Courtesy Of Coldwell Banker Ben Bates, Inc.

(386) 328-6716

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Porch
  • Appliances
    Cooktop, Cooktop - Electric, Dishwasher, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Wood Siding
  • Floor Covering
    Tile
  • Heating System
    Central Furnace
  • Lot Size
    0.22 Acres
  • Roof Type
    Metal

Map and Directions

Directions to 205 HARBOR Drive, Palatka, FL 32177

Home seller CENTURY 21 Beckham Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Beckham Realty

(386) 328-8391
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,027
  • Property Taxes
    $89
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,116

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

C. L. Overturf Jr. Sixth Grade Center

Grades 6 Public School

Palatka, FL 32177 9.3 miles
1100 s 18th st

340 total students
18:1 Student teacher ratio

School Details

James A. Long Elementary School

Grades PK-5 Public School

Palatka, FL 32177 8 miles
1400 old jacksonville rd

464 total students
17:1 Student teacher ratio

School Rating: C+

School Details

Robert H. Jenkins Jr. Middle School

Grades 7-8 Public School

Palatka, FL 32177 8.1 miles
1100 n 19th st

515 total students
18:1 Student teacher ratio

School Details

Palatka High School

Grades 9-12 Public School

Palatka, FL 32177 9.7 miles
302 mellon rd

1060 total students
21:1 Student teacher ratio

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
St Johns Christian School 0.6 miles Private KG-12

St Johns Christian School

Distance: 0.6 miles

Type Private

Grades: KG-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Palatka, FL 32177

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Palatka, FL 32177

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are below the national average.

92° July
Hottest Average Month
45° January
Coldest Average Month
11,367 Total Households in Area
2.3% Increase in population since the year 2010
28%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Palatka, FL 32177

Palatka, FL 32177 has a population of 28,516 people in 11,367 households with a median age of 42.5 years old.

2.3%
Increase in population
since the year 2010
Population is Trending up
11,057
Total households as of 2010
3.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.5 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 64%
Black 27%
Hispanic 6%
Other 2%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 64%, followed by Black at 27%, Hispanic at 6%, and Other at 2%.

Economics
for Palatka, FL 32177

102 /sq mi
Population Density
$45,474 /yr
Median Household Income
$187,500
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.81% of the households.

Transportation to Work

  • Drive 91%
  • Work from Home 7%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 7,398 58%
Rented 3,969 31%
Vacant 1,384 11%

White vs Blue Collar Jobs







White Collar 60%
Blue Collar 40%

Family & Education Facts
for Palatka, FL 32177

42.5 Median Age

Average Household Size

2.5
persons per
household

34.2%

Married Households

Community Population By Education

High School Graduate 49%
Some College 19%
Some High School 13%
Associates Degree 8%
Bachelors Degree 7%
Graduate Degree 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 48.68% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28% of households have children

Weather
for Palatka, FL 32177

The weather for this area ranges from a high of 92° F in July to a low of 45° F in January

92° July
Hottest Average Month
45° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
45°
67°
Feb
47°
70°
Mar
52°
75°
Apr
57°
81°
May
64°
87°
Jun
70°
90°
Jul
72°
92°
Aug
72°
91°
Sep
70°
88°
Oct
63°
82°
Nov
54°
74°
Dec
47°
69°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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