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2054 State Street, Schenectady, NY 12304

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For Sale
Sale Pending

$199,900

2 beds • 1 baths • 1,224 sqft

Estimated Payment

$ 1,520 /mo. †

6.85% APR for 30 yrs.
$5,667 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $163.32
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Multiple Offer Deadline 2/4 @ 6PM Discover easy one-floor living in this beautifully updated 2-bed, 1-bath home! Inside, hardwood floors flow throughout the main living area into the bright bedrooms. The modern kitchen is complete with stainless steel appliances and butcher block countertops, while the formal dining room adds versatility for enjoying meals. An unfinished basement offers endless potential to create additional living space to suit your needs. Step outside to a large deck, perfect for outdoor gatherings, and take advantage of the full driveway and 1-car garage, providing parking convenience and extra storage. This home is move-in ready and waiting for you to make it your own!
MLS# 202511364

Courtesy Of KW Platform

15187245800

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Bungalow
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood, Tile, Tile - Ceramic
  • Heating System
    Fireplace, Forced Air
  • Lot Size
    0.17 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 2054 State Street, Schenectady, NY 12304

Home seller CENTURY 21 Rural Estates

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(518) 895-2902
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,048
  • Property Taxes
    $472
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,520

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Woodlawn Elementary School

Grades PK-5 Public School

Schenectady, NY 12304 0.5 miles
3311 wells ave

426 total students
10:1 Student teacher ratio

School Rating: D+

School Details

Central Park Middle School

Grades 6-8 Public School

Schenectady, NY 12304 2.2 miles
421 elm st

719 total students
12:1 Student teacher ratio

School Rating: D

School Details

Schenectady High School

Grades 9-12 Public School

Schenectady, NY 12308 2.9 miles
1445 the plz

2771 total students
15:1 Student teacher ratio

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
Bright Hope Academy Center 0.5 miles Private 4-12
Brown School 0.8 miles Private PK-12
Notre Dame-bishop Gibbons School 0.9 miles Private 6-12
Paige Elementary School 0.9 miles Public PK-5 C
Annur Islamic School 1.1 miles Private PK-11
Pinewood Elementary School 1.3 miles Public 3-5 C
River Run Community Montessori 1.7 miles Private PK-4
Herman L Bradt Elementary School 1.9 miles Public KG-2
St Kateri Parish School 1.9 miles Private PK-5
Lincoln Elementary Community School 2 miles Public PK-5 D-
Veeder Elementary School 2.1 miles Public KG-4 B+
William C Keane Elementary School 2.1 miles Public PK-5 D-
Hillside School 2.3 miles Public KG-5 B
Rosendale School 2.3 miles Public KG-5 B-
Howe Elementary School 2.4 miles Public PK-5 C+
Iroquois Middle School 2.4 miles Public 6-8 B
Van Antwerp Middle School 2.4 miles Public 6-8 B-
Our World Montessori 2.6 miles Private PK-KG

Bright Hope Academy Center

Distance: 0.5 miles

Type Private

Grades: 4-12

Brown School

Distance: 0.8 miles

Type Private

Grades: PK-12

Notre Dame-bishop Gibbons School

Distance: 0.9 miles

Type Private

Grades: 6-12

Paige Elementary School

Distance: 0.9 miles

Type Public

Grades: PK-5

C

Annur Islamic School

Distance: 1.1 miles

Type Private

Grades: PK-11

Pinewood Elementary School

Distance: 1.3 miles

Type Public

Grades: 3-5

C

River Run Community Montessori

Distance: 1.7 miles

Type Private

Grades: PK-4

Herman L Bradt Elementary School

Distance: 1.9 miles

Type Public

Grades: KG-2

St Kateri Parish School

Distance: 1.9 miles

Type Private

Grades: PK-5

Lincoln Elementary Community School

Distance: 2 miles

Type Public

Grades: PK-5

D-

Veeder Elementary School

Distance: 2.1 miles

Type Public

Grades: KG-4

B+

William C Keane Elementary School

Distance: 2.1 miles

Type Public

Grades: PK-5

D-

Hillside School

Distance: 2.3 miles

Type Public

Grades: KG-5

B

Rosendale School

Distance: 2.3 miles

Type Public

Grades: KG-5

B-

Howe Elementary School

Distance: 2.4 miles

Type Public

Grades: PK-5

C+

Iroquois Middle School

Distance: 2.4 miles

Type Public

Grades: 6-8

B

Van Antwerp Middle School

Distance: 2.4 miles

Type Public

Grades: 6-8

B-

Our World Montessori

Distance: 2.6 miles

Type Private

Grades: PK-KG

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Schenectady, NY 12304

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Schenectady, NY 12304

This community’s employment is highest in the sales and healthcare practitioners industries. The area’s overall household expenses are below the national average.

82° July
Hottest Average Month
13° January
Coldest Average Month
9,253 Total Households in Area
0.4% Increase in population since the year 2010
22.5%
of households
have children
22 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Schenectady, NY 12304

Schenectady, NY 12304 has a population of 22,613 people in 9,253 households with a median age of 42.5 years old.

0.4%
Increase in population
since the year 2010
Population is Trending up
9,288
Total households as of 2010
3.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.5 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 51%
Black 18%
Hispanic 11%
Asian 9%
Other 8%
Native American 1%
The most prevalent ethnicity is White at 51%, followed by Black at 18%, Hispanic at 11%, and Asian at 9%.

Economics
for Schenectady, NY 12304

3,265 /sq mi
Population Density
$60,786 /yr
Median Household Income
$217,250
Median Sales Price
22 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.32% of the households.

Transportation to Work

  • Drive 85%
  • Work from Home 7%
  • Walk or Bike 4%
  • Public Transit 4%

Occupancy by Type

Owned 5,577 56%
Rented 3,676 37%
Vacant 682 7%

White vs Blue Collar Jobs







White Collar 72%
Blue Collar 28%

Family & Education Facts
for Schenectady, NY 12304

42.5 Median Age

Average Household Size

2.4
persons per
household

36.3%

Married Households

Community Population By Education

High School Graduate 28%
Some College 18%
Associates Degree 16%
Bachelors Degree 15%
Some High School 14%
Graduate Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 27.67% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
22.5% of households have children

Weather
for Schenectady, NY 12304

The weather for this area ranges from a high of 82° F in July to a low of 13° F in January

82° July
Hottest Average Month
13° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
13°
31°
Feb
15°
34°
Mar
24°
43°
Apr
35°
57°
May
46°
69°
Jun
55°
77°
Jul
60°
82°
Aug
58°
80°
Sep
50°
72°
Oct
39°
60°
Nov
31°
48°
Dec
19°
35°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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