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207 Payne Rd, Pensacola, FL 32507

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For Sale

$384,900

3 beds • 1 baths • 1,515 sqft

Estimated Payment

$ 1,977 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $254.06
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Price Reduced! Welcome home to the Exquisite Waterfront Community of Navy Point. This 3 bedroom/1 bathroom cottage home has been completely updated with a modern flair. When you first enter you will notice the natural light throughout the home and an open floor plan. To the left of the living room is a bonus room that can be used as an office, family room, or playroom for the kids. The kitchen is a chef's dream with plenty of cabinets, lots of counter space, granite countertops, and stainless steel appliances. The bedrooms are generous in size. The master bedroom has a large walk-in closet. At the back of the home is the laundry room that has space to add a second restroom. There is a screened porch in the back and a large deck on the side of the home that is great for entertaining. Take a walk in this neighborhood on the many waterfront walkways, trails, enjoy the beach area, the boat ramp, picnic areas, the park, and all the activities in Navy Point. This affordable cottage is near NAS, beaches, shopping, nightlife, and the downtown entertainment district! Watch the US Navy Blue Angels practice and catch some of the area's most spectacular sunsets and sunrises from this neighborhood. Ideal location for boating, kayaking, canoeing, and SUP enthusiasts. Launch directly into Bayou Grande and be in Pensacola Bay and the Pensacola Pass (access to the Gulf of Mexico) in just a few minutes. A short boat ride to popular destinations like Ft Pickens, Sailboat Cove, and Fort McRee. All these benefits and no homeowners association! Navy Point is the place to be! See this one today! Call for your Private Showing!
MLS# 648545

Courtesy Of Florida Investment Group LLC dba Keller Williams Realty Gulf Coast

(850) 471-5000

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    Cottage
  • Lot Size
    0.15 Acres

Map and Directions

Directions to 207 Payne Rd, Pensacola, FL 32507

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,977
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,977

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Navy Point Elementary School

Grades PK-5 Public School

Pensacola, FL 32507 0.9 miles
1321 patton dr

461 total students
15:1 Student teacher ratio

School Rating: D+

School Details

Jim C. Bailey Middle School

Grades 6-8 Public School

Pensacola, FL 32506 7.6 miles
4110 bauer rd

1242 total students
16:1 Student teacher ratio

School Rating: D+

School Details

Pensacola High School

Grades 9-12 Public School

Pensacola, FL 32501 5.2 miles
500 w maxwell st

1392 total students
20:1 Student teacher ratio

School Rating: D+

School Details
Other Nearby Schools Distance Type Grades School Rating
St John The Evangelist Catholic School 0.4 miles Private PK-8
Redeemer Lutheran School 0.8 miles Private PK-8
Warrington Elementary School 1 miles Public PK-5 C-
Warrington Middle School 1.9 miles Public 6-8 D-
Escambia Boys' Base 2 miles Public 6-12
Sl Jones Christian Academy 2.2 miles Private PK-12
Precious Lil' Angels Learning Center Inc 2.8 miles Private KG-2
West Pensacola Elementary School 2.9 miles Public PK-5 C
Myrtle Grove Elementary School 3.2 miles Public PK-5 C-
Little Flower Catholic School 3.2 miles Private PK-8
Global Learning Academy 3.5 miles Public PK-5 C-
Escambia High School 3.5 miles Public 9-12 D+
Capstone Academy 3.7 miles Public PK
Pleasant Grove Elementary School 3.7 miles Public KG-5 C
Oakcrest Elementary School 4 miles Public PK-5 D+
Sherwood Elementary School 4 miles Public PK-5 D+
Christian Institute Of Arts And Sciences 4.2 miles Private KG-12
East Hill Academy 4.2 miles Private KG-12
Dixon School Of Arts And Sciences 4.4 miles Private KG-11

St John The Evangelist Catholic School

Distance: 0.4 miles

Type Private

Grades: PK-8

Redeemer Lutheran School

Distance: 0.8 miles

Type Private

Grades: PK-8

Warrington Elementary School

Distance: 1 miles

Type Public

Grades: PK-5

C-

Warrington Middle School

Distance: 1.9 miles

Type Public

Grades: 6-8

D-

Escambia Boys' Base

Distance: 2 miles

Type Public

Grades: 6-12

Sl Jones Christian Academy

Distance: 2.2 miles

Type Private

Grades: PK-12

Precious Lil' Angels Learning Center Inc

Distance: 2.8 miles

Type Private

Grades: KG-2

West Pensacola Elementary School

Distance: 2.9 miles

Type Public

Grades: PK-5

C

Myrtle Grove Elementary School

Distance: 3.2 miles

Type Public

Grades: PK-5

C-

Little Flower Catholic School

Distance: 3.2 miles

Type Private

Grades: PK-8

Global Learning Academy

Distance: 3.5 miles

Type Public

Grades: PK-5

C-

Escambia High School

Distance: 3.5 miles

Type Public

Grades: 9-12

D+

Capstone Academy

Distance: 3.7 miles

Type Public

Grades: PK

Pleasant Grove Elementary School

Distance: 3.7 miles

Type Public

Grades: KG-5

C

Oakcrest Elementary School

Distance: 4 miles

Type Public

Grades: PK-5

D+

Sherwood Elementary School

Distance: 4 miles

Type Public

Grades: PK-5

D+

Christian Institute Of Arts And Sciences

Distance: 4.2 miles

Type Private

Grades: KG-12

East Hill Academy

Distance: 4.2 miles

Type Private

Grades: KG-12

Dixon School Of Arts And Sciences

Distance: 4.4 miles

Type Private

Grades: KG-11

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Pensacola, FL 32507

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Pensacola, FL 32507

This community’s employment is highest in the food and military industries. The area’s overall household expenses are below the national average.

89° August
Hottest Average Month
43° January
Coldest Average Month
13,054 Total Households in Area
1.8% Increase in population since the year 2010
27.5%
of households
have children
22 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Pensacola, FL 32507

Pensacola, FL 32507 has a population of 33,411 people in 13,054 households with a median age of 37.9 years old.

1.8%
Increase in population
since the year 2010
Population is Trending up
12,834
Total households as of 2010
2.9%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 37.9 years old. The smallest percentage group is 18-24 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 68%
Black 16%
Hispanic 8%
Asian 3%
Other 3%
Native American <1%
The most prevalent ethnicity is White at 68%, followed by Black at 16%, Hispanic at 8%, and Asian at 3%.

Economics
for Pensacola, FL 32507

745 /sq mi
Population Density
$64,444 /yr
Median Household Income
$273,000
Median Sales Price
22 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.85% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 13%
  • Walk or Bike 6%
  • Public Transit 1%

Occupancy by Type

Owned 7,860 49%
Rented 5,195 33%
Vacant 2,901 18%

White vs Blue Collar Jobs







White Collar 72%
Blue Collar 28%

Family & Education Facts
for Pensacola, FL 32507

37.9 Median Age

Average Household Size

2.3
persons per
household

41.8%

Married Households

Community Population By Education

Some College 27%
High School Graduate 25%
Bachelors Degree 18%
Associates Degree 12%
Some High School 9%
Graduate Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 26.7% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
27.5% of households have children

Weather
for Pensacola, FL 32507

The weather for this area ranges from a high of 89° F in August to a low of 43° F in January

89° August
Hottest Average Month
43° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
43°
60°
Feb
46°
63°
Mar
52°
68°
Apr
59°
75°
May
66°
82°
Jun
73°
87°
Jul
75°
89°
Aug
75°
89°
Sep
71°
86°
Oct
60°
79°
Nov
51°
70°
Dec
45°
63°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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