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21 RIDGE Road, Palm Coast, FL 32137

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For Sale

$549,990

5 beds • 3 baths • 1 half baths • 3,268 sqft

Estimated Payment

$ 3,432 /mo. †

6.65% APR for 30 yrs.
$7,285 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $168.30
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Welcome to this impressive 3,268 sq. ft. concrete block home in the sought-after Sawmill Creek community in Palm Coast! Designed for both family living and comfort, this two-story residence offers two spacious primary suites one on each floor perfect for multi-generational living or hosting guests. Inside, a gourmet kitchen awaits, featuring quartz countertops and modern appliances to inspire any home chef. Each floor has its own air conditioner, creating separate climate zones for year-round comfort. Both primary suites include luxurious walk-in showers, and every bedroom offers oversized closets, providing ample storage with a spa-like touch. The oversized two-car garage provides plenty of room for vehicles, storage, or a workshop. Outside, a fully fenced backyard is perfect for gatherings, pets, or relaxation. Additional features like gutters and a beautifully landscaped yard add to the appeal. Don't miss the chance to own this spacious, family-friendly haven in Sawmill Creek! All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.
MLS# 2056352

Courtesy Of DJ & Lindsey Real Estate

(904) 342-6697

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Patio
  • Appliances
    Cooktop, Cooktop - Electric, Dishwasher, Dryer, Garbage Disposer, Microwave, Oven - Double, Washer
  • Architecture Style
    New Traditional
  • Exterior Type
    Block, Stucco
  • Floor Covering
    Carpet, Vinyl
  • Heating System
    Central Furnace
  • Lot Size
    0.14 Acres

Map and Directions

Directions to 21 RIDGE Road, Palm Coast, FL 32137

Home seller CENTURY 21 Tenace Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Tenace Realty

(954) 755-2100
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,825
  • Property Taxes
    $607
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,432

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Belle Terre Elementary School

Grades PK-5 Public School

Palm Coast, FL 32137 3 miles
5545 belle terre pkwy

1205 total students
16:1 Student teacher ratio

School Rating: C+

School Details

Indian Trails Middle School

Grades 6-8 Public School

Palm Coast, FL 32137 3.3 miles
5505 belle terre pkwy

869 total students
20:1 Student teacher ratio

School Rating: B-

School Details

Matanzas High School

Grades 9-12 Public School

Palm Coast, FL 32137 3.2 miles
3535 old kings rd n

1564 total students
26:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Freedomschoolers Academy 3.9 miles Private KG-12
Casa Montessori Palm Coast 5.6 miles Private PK-KG
Coastal Education Center 6.2 miles Private 3-12

Freedomschoolers Academy

Distance: 3.9 miles

Type Private

Grades: KG-12

Casa Montessori Palm Coast

Distance: 5.6 miles

Type Private

Grades: PK-KG

Coastal Education Center

Distance: 6.2 miles

Type Private

Grades: 3-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Palm Coast, FL 32137

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Palm Coast, FL 32137

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

91° July
Hottest Average Month
46° January
Coldest Average Month
21,656 Total Households in Area
11.8% Increase in population since the year 2010
18.7%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Palm Coast, FL 32137

Palm Coast, FL 32137 has a population of 51,441 people in 21,656 households with a median age of 53.4 years old.

11.8%
Increase in population
since the year 2010
Population is Trending up
19,821
Total households as of 2010
6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 53.4 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 77%
Hispanic 11%
Black 8%
Other 3%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 77%, followed by Hispanic at 11%, Black at 8%, and Other at 3%.

Economics
for Palm Coast, FL 32137

750 /sq mi
Population Density
$71,018 /yr
Median Household Income
$391,500
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.92% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 13%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 18,472 73%
Vacant 3,759 15%
Rented 3,184 13%

White vs Blue Collar Jobs







White Collar 74%
Blue Collar 26%

Family & Education Facts
for Palm Coast, FL 32137

53.4 Median Age

Average Household Size

2.4
persons per
household

61.6%

Married Households

Community Population By Education

High School Graduate 28%
Some College 23%
Bachelors Degree 21%
Graduate Degree 11%
Associates Degree 10%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 28.2% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
18.8% of households have children

Weather
for Palm Coast, FL 32137

The weather for this area ranges from a high of 91° F in July to a low of 46° F in January

91° July
Hottest Average Month
46° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
46°
67°
Feb
48°
69°
Mar
53°
74°
Apr
58°
80°
May
65°
85°
Jun
70°
89°
Jul
72°
91°
Aug
72°
90°
Sep
71°
87°
Oct
64°
81°
Nov
55°
75°
Dec
48°
69°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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