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2105 Us 127, Owenton, KY 40359

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For Sale

$110,000

3 beds • 2 baths • 1,096 sqft

Estimated Payment

$ 566 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 1978
    Year built

  • $100.36
    Price per square foot

  • Unfinished
    Basement

Explore this Property

Attention Investors! This property is being sold as-is and priced below market value-a great opportunity you don't want to miss. This 3-bedroom, 2-bath ranch sits on a spacious 0.41-acre lot with a wooded backyard for added privacy. The unfinished basement offers plenty of potential for storage or additional living space. Conveniently located just off US 127, this home provides easy access to amenities while maintaining a quiet, tucked-away feel. Whether you're looking for a fix-and-flip or a long-term rental, this investment has serious potential!
MLS# 25000706

Listed By CENTURY 21 Commonwealth Real Estate

Property Features

  • Appliances
    Dishwasher, Microwave, Range / Oven, Refrigerator
  • Basement
    Unfinished
  • Cooling
    Central A/C
  • Exterior Description
    Brick
  • Flooring
    Laminate
  • Garage Description
    Carport
  • Lot Size
    Under 1/2 Acre, 0.41 Acres
  • Sewer
    Public
  • Style
    1 Level Ranch
  • Water
    City Water

Map and Directions

Directions to 2105 Us 127, Owenton, KY 40359

Home seller Meet the Agent,
Caroline Mucci

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Caroline Mucci

of CENTURY 21 Commonwealth Real Estate

License: 284617
(502) 229-0142
Learn More About Me

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $566
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $566

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Owen County Elementary/primary School

Grades PK-4 Public School

Owenton, KY 40359 2.1 miles
1960 highway 22 e

641 total students
15:1 Student teacher ratio

School Rating: C

School Details

Maurice Bowling Middle School

Grades 5-8 Public School

Owenton, KY 40359 2.5 miles
2380 highway 22 e

580 total students
16:1 Student teacher ratio

School Rating: C-

School Details

Owen County High School

Grades 9-12 Public School

Owenton, KY 40359 2.3 miles
2340 highway 22 e

543 total students
19:1 Student teacher ratio

School Rating: D

School Details
Other Nearby Schools Distance Type Grades School Rating
Owenton Amish-mennonite School 4.4 miles Private 1-8

Owenton Amish-mennonite School

Distance: 4.4 miles

Type Private

Grades: 1-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Owenton, KY 40359

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Owenton, KY 40359

This community’s employment is highest in the administrative support and food industries. The area’s overall household expenses are below the national average.

88° July
Hottest Average Month
23° January
Coldest Average Month
2,987 Total Households in Area
-0.1% Increase in population since the year 2010
31.3%
of households
have children
36 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Owenton, KY 40359

Owenton, KY 40359 has a population of 7,323 people in 2,987 households with a median age of 44.1 years old.

-0.1%
Decrease in population
since the year 2010
Population is Trending down
2,839
Total households as of 2010
4.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.1 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 94%
Hispanic 2%
Other <1%
Black <1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 94%, followed by Hispanic at 2%, Other at <1%, and Black at <1%.

Economics
for Owenton, KY 40359

33 /sq mi
Population Density
$54,755 /yr
Median Household Income
$175,000
Median Sales Price
36 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 24.31% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 8%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 2,573 69%
Vacant 727 20%
Rented 415 11%

White vs Blue Collar Jobs







White Collar 61%
Blue Collar 39%

Family & Education Facts
for Owenton, KY 40359

44.1 Median Age

Average Household Size

2.4
persons per
household

56.4%

Married Households

Community Population By Education

High School Graduate 40%
Bachelors Degree 18%
Some College 16%
Some High School 15%
Associates Degree 8%
Graduate Degree 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 39.79% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
31.2% of households have children

Weather
for Owenton, KY 40359

The weather for this area ranges from a high of 88° F in July to a low of 23° F in January

88° July
Hottest Average Month
23° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
23°
41°
Feb
25°
45°
Mar
33°
55°
Apr
43°
67°
May
52°
76°
Jun
61°
84°
Jul
65°
88°
Aug
63°
87°
Sep
56°
81°
Oct
45°
69°
Nov
35°
55°
Dec
26°
44°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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