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2124 Live Oak Lake Road, St Cloud, FL 34771

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For Sale

$425,000

4 beds • 2 baths • 1,850 sqft

Estimated Payment

$ 2,617 /mo. †

6.63% APR for 30 yrs.
$5,262 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $229.73
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Welcome to your nearly brand new home! This beautifully maintained property feels fresh and practically untouched, offering the perfect combination of style, comfort, and convenience. As you enter, you'll immediately notice the elegant ceramic tile flooring throughout the home, with plush carpeting only in the bedrooms. The split floor plan ensures privacy, with the spacious primary suite tucked away at the back of the home. The heart of the home is the stunning kitchen, featuring high-end stainless steel appliances, a large quartz island, and ample countertop space. The 42-inch cabinets with crown molding and soft-close drawers provide both beauty and functionality. Adjacent to the kitchen is the dining room, offering scenic views through the screened-in porch, overlooking a vast backyard and conservation area. The living room is bright and airy, thanks to its tray ceiling and an abundance of windows that flood the space with natural light while framing picturesque views of the conservation area. The primary suite is spacious and boasts peaceful views, with an ensuite bathroom featuring a walk-in shower, dual sinks, and a generous walk-in closet. On the opposite side of the home, you'll find two additional bedrooms located near the front, offering both comfort and convenience. Down the hall, a well-equipped laundry room with washer, dryer, and a laundry sink adds to the home's practicality. The fourth bedroom, tucked away at the end of the hall, offers the perfect space for privacy and quiet. Beyond the home's many wonderful features, its location is ideal. You ll enjoy easy access to major roads, with just minutes to Historic Downtown Saint Cloud, offering shopping, dining, and entertainment. The home is only 30 minutes from Lake Nona Medical City, 45 minutes from the theme parks, and just one hour from the Space Coast beaches. This stunning home is sure to go fast schedule your showing today!
MLS# S5119482

Courtesy Of The Corcoran Connection, LLC

(407) 953-9118

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Cooktop, Dishwasher, Dryer, Garbage Disposer, Microwave, Refrigerator, Washer
  • Architecture Style
    Contemporary
  • Exterior Type
    Block, Stucco
  • Floor Covering
    Carpet, Tile, Tile - Ceramic
  • Heating System
    Central Furnace
  • Lot Size
    0.18 Acres
  • Rooms
    Dining Room, Kitchen, Living Room

Map and Directions

Directions to 2124 Live Oak Lake Road, St Cloud, FL 34771

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,178
  • Property Taxes
    $438
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,617

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Hickory Tree Elementary School

Grades PK-5 Public School

Saint Cloud, FL 34772 1.7 miles
2355 old hickory tree rd

579 total students
14:1 Student teacher ratio

School Rating: B

School Details

Harmony Middle School

Grades 6-8 Public School

Saint Cloud, FL 34771 6.1 miles
3725 arthur j gallagher blvd

1023 total students
19:1 Student teacher ratio

School Rating: C

School Details

Harmony High School

Grades 9-12 Public School

Saint Cloud, FL 34771 5.9 miles
3601 arthur j gallagher blvd

2243 total students
22:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Mater Academy At St Cloud 0.5 miles Public KG-8 B-
American Classical Charter Academy 1.1 miles Public KG-12
Creative Inspiration Journey School Of St Cloud 1.8 miles Public KG-5 D+
Christ Centered Academics 2.6 miles Private KG-11
Michigan Avenue Elementary School 2.8 miles Public PK-5 C+
Saint Cloud Middle School 2.9 miles Public 6-8 C+
Saint Cloud High School 3.1 miles Public 9-12 C-
St Cloud Christian Preparatory 3.7 miles Private PK-12
Osceola Virtual Instruction Program 4 miles Public KG-12
Osceola Center For Early Learning 4 miles Public PK
Osceola Virtual Franchise (secondary) 4 miles Public 6-12 A-
Osceola Virtual Instruction (course Offerings) 4 miles Public 6-12
Arts Thereafter Christian School 4.1 miles Private KG-11
Saint Cloud Elementary School 4.5 miles Public PK-5 C+
Osceola Technical College St Cloud Campus 4.6 miles Public 11-12
Lakeview Elementary School 4.6 miles Public PK-5 B
St. Cloud Preparatory Academy 4.7 miles Public KG-12
Canoe Creek K-8 School 5.3 miles Public PK-8 A
Harmony Community School 5.3 miles Public PK-5 B+

Mater Academy At St Cloud

Distance: 0.5 miles

Type Public

Grades: KG-8

B-

American Classical Charter Academy

Distance: 1.1 miles

Type Public

Grades: KG-12

Creative Inspiration Journey School Of St Cloud

Distance: 1.8 miles

Type Public

Grades: KG-5

D+

Christ Centered Academics

Distance: 2.6 miles

Type Private

Grades: KG-11

Michigan Avenue Elementary School

Distance: 2.8 miles

Type Public

Grades: PK-5

C+

Saint Cloud Middle School

Distance: 2.9 miles

Type Public

Grades: 6-8

C+

Saint Cloud High School

Distance: 3.1 miles

Type Public

Grades: 9-12

C-

St Cloud Christian Preparatory

Distance: 3.7 miles

Type Private

Grades: PK-12

Osceola Virtual Instruction Program

Distance: 4 miles

Type Public

Grades: KG-12

Osceola Center For Early Learning

Distance: 4 miles

Type Public

Grades: PK

Osceola Virtual Franchise (secondary)

Distance: 4 miles

Type Public

Grades: 6-12

A-

Osceola Virtual Instruction (course Offerings)

Distance: 4 miles

Type Public

Grades: 6-12

Arts Thereafter Christian School

Distance: 4.1 miles

Type Private

Grades: KG-11

Saint Cloud Elementary School

Distance: 4.5 miles

Type Public

Grades: PK-5

C+

Osceola Technical College St Cloud Campus

Distance: 4.6 miles

Type Public

Grades: 11-12

Lakeview Elementary School

Distance: 4.6 miles

Type Public

Grades: PK-5

B

St. Cloud Preparatory Academy

Distance: 4.7 miles

Type Public

Grades: KG-12

Canoe Creek K-8 School

Distance: 5.3 miles

Type Public

Grades: PK-8

A

Harmony Community School

Distance: 5.3 miles

Type Public

Grades: PK-5

B+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for St Cloud, FL 34771

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St Cloud, FL 34771

This community’s employment is highest in the administrative support and food industries. The area’s overall household expenses are above the national average.

92° July
Hottest Average Month
49° January
Coldest Average Month
10,663 Total Households in Area
11.8% Increase in population since the year 2010
38.8%
of households
have children
33 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for St Cloud, FL 34771

St Cloud, FL 34771 has a population of 30,392 people in 10,663 households with a median age of 38.4 years old.

11.8%
Increase in population
since the year 2010
Population is Trending up
9,225
Total households as of 2010
12%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 38.4 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 58%
Hispanic 35%
Other 12%
Black 6%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 58%, followed by Hispanic at 35%, Other at 12%, and Black at 6%.

Economics
for St Cloud, FL 34771

232 /sq mi
Population Density
$90,994 /yr
Median Household Income
$427,400
Median Sales Price
33 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.07% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 13%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 9,209 80%
Rented 1,455 13%
Vacant 779 7%

White vs Blue Collar Jobs







White Collar 77%
Blue Collar 23%

Family & Education Facts
for St Cloud, FL 34771

38.4 Median Age

Average Household Size

2.9
persons per
household

66.5%

Married Households

Community Population By Education

High School Graduate 26%
Bachelors Degree 24%
Some College 21%
Associates Degree 10%
Graduate Degree 10%
Some High School 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 25.92% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
38.8% of households have children

Weather
for St Cloud, FL 34771

The weather for this area ranges from a high of 92° F in July to a low of 49° F in January

92° July
Hottest Average Month
49° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
49°
72°
Feb
50°
74°
Mar
54°
78°
Apr
59°
83°
May
64°
88°
Jun
70°
90°
Jul
71°
92°
Aug
72°
91°
Sep
71°
89°
Oct
65°
84°
Nov
57°
78°
Dec
50°
73°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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