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220 Main Street, Lincoln, MT 59639

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For Sale

$590,000

3 beds • 2 baths • 2 half baths • 4,000 sqft

Estimated Payment

$ 3,317 /mo. †

6.76% APR for 30 yrs.
$3,032 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $147.50
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Seller agrees to pay up to 3% of the purchase price towards the Buyer's loans, prepaids, closing costs and or loan interest rate reduction on acceptable offer. This gives a tremendous opportunity for a discerning Buyer to combine residential and commercial under one roof. The residential portion of this 3 bedroom 2 bath property is tallied at 1,878 square feet and the commercial space adding an additional 2800+/-square feet making this live-work unit under $150 per square foot - hard to beat that price! The open floor plan of the living unit has a modern kitchen, dining area, and a living room with a double door begging to go out onto a back deck (build it and add to your equity). There are two bedrooms on the main floor along with a full bath (tub shower unit recently remodeled and ready) as well as a 3/4 bath. Stairs lead to an upstairs bedroom-playroom-or great office/work out space. (see more remarks) The additional 2800+/- square feet of commercial has highway frontage making it a great place for your new business. The commercial area is a combination of a large open area, multiple smaller rooms that can be used for storage or office spaces, and two more commercial style bathrooms. Want more?? There is a detached 4 bay 1,650+/- SF garage with 10 x 8 wide insulated doors (could be a great shop area) and also a storage shed to hold the wood to be used for the stoves (one in the residential area - one in the commercial area), or a great "man cave-she shed. All of this is located on 0.645 acres in the quiet town of Lincoln, Montana. This unincorporated town is in the heart of the Blackfoot river Valley but close to several larger cities (Great Falls, Missoula and Helena). Fish the Blackfoot River or hike and hunt in the surrounding mountains.....you don't just "buy" a property in Montana - you purchase a new lifestyle. Don't miss this opportunity to create your Montana Life Dream!!
MLS# 30028153

Courtesy Of Keller Williams Realty Western Montana

(406) 926-3434

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dryer, Microwave, Range, Refrigerator
  • Architecture Style
    Other
  • Exterior Type
    Wood Siding
  • Fireplace
    Fireplace
  • Heating System
    Fireplace, Stove
  • Lot Size
    0.64 Acres
  • View Type
    City

Map and Directions

Directions to 220 Main Street, Lincoln, MT 59639

Home seller CENTURY 21 Shea Realty

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,065
  • Property Taxes
    $252
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,317

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Lincoln Elementary School

Grades PK-6 Public School

Lincoln, MT 59639 0.6 miles
808 main st

80 total students
11:1 Student teacher ratio

School Rating: B-

School Details

Lincoln 7-8

Grades 7-8 Public School

Lincoln, MT 59639 0.6 miles
808 main st

26 total students
10:1 Student teacher ratio

School Details

Lincoln High School

Grades 9-12 Public School

Lincoln, MT 59639 0.6 miles
808 main st

33 total students
5:1 Student teacher ratio

School Rating: C-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Lincoln, MT 59639

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Lincoln, MT 59639

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

75° July
Hottest Average Month
10° January
Coldest Average Month
821 Total Households in Area
2% Increase in population since the year 2010
16.4%
of households
have children
14 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Lincoln, MT 59639

Lincoln, MT 59639 has a population of 1,596 people in 821 households with a median age of 52.5 years old.

2%
Increase in population
since the year 2010
Population is Trending up
777
Total households as of 2010
7.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 52.5 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 90%
Hispanic 4%
Native American 2%
Other <1%
Asian <1%
Black <1%
The most prevalent ethnicity is White at 90%, followed by Hispanic at 4%, Native American at 2%, and Other at <1%.

Economics
for Lincoln, MT 59639

2 /sq mi
Population Density
$51,066 /yr
Median Household Income
$291,270
Median Sales Price
14 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 19.77% of the households.

Transportation to Work

  • Drive 72%
  • Work from Home 26%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 709 54%
Vacant 500 38%
Rented 112 8%

White vs Blue Collar Jobs







White Collar 70%
Blue Collar 30%

Family & Education Facts
for Lincoln, MT 59639

52.5 Median Age

Average Household Size

1.9
persons per
household

50.7%

Married Households

Community Population By Education

High School Graduate 35%
Some College 27%
Bachelors Degree 16%
Associates Degree 11%
Some High School 7%
Graduate Degree 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 34.86% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
16.4% of households have children

Weather
for Lincoln, MT 59639

The weather for this area ranges from a high of 75° F in July to a low of 10° F in January

75° July
Hottest Average Month
10° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
10°
27°
Feb
11°
32°
Mar
16°
38°
Apr
23°
48°
May
31°
57°
Jun
38°
65°
Jul
42°
75°
Aug
41°
74°
Sep
34°
63°
Oct
27°
50°
Nov
18°
36°
Dec
11°
28°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Montana Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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