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220 Montgomery View Drive, Harriman, TN 37748

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For Sale

$1,010,000

3 beds • 4 baths • 4,742 sqft

Estimated Payment

$ 5,490 /mo. †

6.63% APR for 30 yrs.
$3,759 in taxes
Change Loan Terms

  • Other Residential
    Property type

  • $212.99
    Price per square foot

  • 21-30 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

WATERFRONT LIVING w/ gentle slope to shoreline! Fantastic brick home with everything needed on main level plus a HUGE finished basement! Main level features open concept with split floorplan. Primary on one end, the other side is another bedroom ensuite and 3rd bedroom and 3rd full bath. Laundry/utility room on main. Large kitchen as well as oversized dining area. Step out to a covered back porch and enjoy the views of waterfront living. Full finished walk-out basement. This could be a second living quarters due to having a kitchenette, full bathroom, huge gathering area and its own driveway with a 3rd car garage. Or use that area for overnight rental. Also, a nice large pad for RV parking. Home is on the Emory River (year-round water) that feeds into Watts Bar Lake. Floating dock as well as docking for personal watercraft. Entertain outdoors or watch your favorite team play at the covered pavilion with its own stone fireplace. This is the perfect home and price for someone that wants to put their own stamp with some updates. End of cul-de-sac and gradual slope to water. 10 mins to downtown Harriman, 10-15 mins to Kingston, 25 mins to Oak Ridge and 35 mins to Turkey Creek shopping in Knoxville. THE PERFECT LAKE HOME FOR PRICE!!
MLS# 1288603

Courtesy Of Realty Executives Associates

(865) 693-3232

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Deck, Dock, Porch, Disabled Access, Water Front
  • Appliances
    Dishwasher, Dryer, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    New Traditional
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Hardwood, Tile, Vinyl
  • Heating System
    Central Furnace, Fireplace
  • Lot Size
    1.1 Acres
  • View Type
    Lake

Map and Directions

Directions to 220 Montgomery View Drive, Harriman, TN 37748

Home seller CENTURY 21 Realty Group, LLC

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Realty Group, LLC

(931) 484-6411
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $5,176
  • Property Taxes
    $313
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $5,490

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Bowers Elementary School

Grades PK-5 Public School

Harriman, TN 37748 5 miles
120 breazeale st

505 total students
13:1 Student teacher ratio

School Rating: B

School Details

Harriman Middle School

Grades 6-8 Public School

Harriman, TN 37748 3.5 miles
1025 cumberland st

321 total students
17:1 Student teacher ratio

School Rating: C

School Details

Harriman High School

Grades 9-12 Public School

Harriman, TN 37748 3.6 miles
920 n roane st

330 total students
15:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
Sailaway Learning & Academy 4.9 miles Private KG-12
Calvary Baptist School 5.1 miles Private PK-12
Mount Pisgah Christian Academy 6.1 miles Private KG-12
Midtown Elementary School 6.7 miles Public PK-5 B+

Sailaway Learning & Academy

Distance: 4.9 miles

Type Private

Grades: KG-12

Calvary Baptist School

Distance: 5.1 miles

Type Private

Grades: PK-12

Mount Pisgah Christian Academy

Distance: 6.1 miles

Type Private

Grades: KG-12

Midtown Elementary School

Distance: 6.7 miles

Type Public

Grades: PK-5

B+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Harriman, TN 37748

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Harriman, TN 37748

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

87° July
Hottest Average Month
26° January
Coldest Average Month
7,725 Total Households in Area
3.3% Increase in population since the year 2010
26.4%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Harriman, TN 37748

Harriman, TN 37748 has a population of 18,459 people in 7,725 households with a median age of 46 years old.

3.3%
Increase in population
since the year 2010
Population is Trending up
7,409
Total households as of 2010
2.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 46 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Black 3%
Hispanic 1%
Asian <1%
Other <1%
Native American <1%
The most prevalent ethnicity is White at 91%, followed by Black at 3%, Hispanic at 1%, and Asian at <1%.

Economics
for Harriman, TN 37748

169 /sq mi
Population Density
$55,145 /yr
Median Household Income
$217,500
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 14.09% of the households.

Transportation to Work

  • Drive 94%
  • Work from Home 5%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 5,552 64%
Rented 2,173 25%
Vacant 1,004 12%

White vs Blue Collar Jobs







White Collar 66%
Blue Collar 34%

Family & Education Facts
for Harriman, TN 37748

46 Median Age

Average Household Size

2.4
persons per
household

51%

Married Households

Community Population By Education

High School Graduate 38%
Some College 23%
Associates Degree 13%
Bachelors Degree 11%
Some High School 9%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 37.63% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
26.4% of households have children

Weather
for Harriman, TN 37748

The weather for this area ranges from a high of 87° F in July to a low of 26° F in January

87° July
Hottest Average Month
26° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
26°
46°
Feb
28°
51°
Mar
36°
60°
Apr
44°
70°
May
53°
78°
Jun
61°
84°
Jul
65°
87°
Aug
64°
87°
Sep
58°
81°
Oct
45°
71°
Nov
36°
59°
Dec
29°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 East Tennessee Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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