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226 W 45th Ave, Gary, IN 46408

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For Sale
Foreclosure

$155,500

2 beds • 1 baths • 1,456 sqft

Estimated Payment

$ 797 /mo. †

6.63% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $106.80
    Price per square foot

Explore this Property

What a charmer. Two story home with new everything. Ready to just move in! New furnace and air, electric, plumbing. carpet, paint and a brand new system put in the basement to keep it dry. You will be pleasantly surprised by the beautiful kitchen with the attached breakfast nook. Saunter into the dining room which is open to the large living room with the fireplace. Up the stairs you will find 2 generous size bedrooms and an updated full bath room.
MLS# 813606

Courtesy Of VALARIE KUBACKI

(219) 405-0577

Map and Directions

Directions to 226 W 45th Ave, Gary, IN 46408

Home seller CENTURY 21 Circle

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Circle

(219) 548-2021
Learn More About Us

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $797
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $797

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Glen Park Academy

Grades KG-5 Public School

Gary, IN 46408 0.6 miles
5002 madison st

518 total students
17:1 Student teacher ratio

School Rating: D-

School Details

Bailly Stem Academy

Grades 6-8 Public School

Gary, IN 46409 0.8 miles
4621 georgia st

513 total students
15:1 Student teacher ratio

School Rating: D+

School Details

West Side Leadership Academy

Grades 9-12 Public School

Gary, IN 46406 5.3 miles
9th & gerry st

1193 total students
18:1 Student teacher ratio

School Rating: F

School Details
Other Nearby Schools Distance Type Grades School Rating
My Safari Preparatory Academy 0.7 miles Private KG
Ascension Lutheran Christian School 0.7 miles Private KG-6
My Safari Preparatory Academy Georgia St. Campus 0.8 miles Private PK-TKG
Higher Institute Of Arts & Tech 1.8 miles Public KG-8 D-
Gary Career Center 1.8 miles Public KG-12
Andrean High School 1.9 miles Private 9-12
Merrillville Intermediate School 2 miles Public 5-6 B+
Steel City Academy 2.1 miles Public KG-12 D+
Repairer Of The Breach Ministries (d211) 2.1 miles Private PK-9
Henry P Fieler Elementary School 2.1 miles Public PK-4 D+
Happy Days Child Care Center 2.1 miles Private KG
Lake Ridge New Tech Middle School 2.3 miles Public 5-8 D+
Henry S Evans Elementary School 2.3 miles Public KG-5 C
Edgar L Miller Elementary School 2.6 miles Public KG-4 C+
Merrillville High School 3 miles Public 9-12 D
Excel Center - Gary 3 miles Public 11-12
Early Learning Center-george Earle 3.2 miles Public PK-KG
Happy Days Learning Center 3.2 miles Private KG

My Safari Preparatory Academy

Distance: 0.7 miles

Type Private

Grades: KG

Ascension Lutheran Christian School

Distance: 0.7 miles

Type Private

Grades: KG-6

My Safari Preparatory Academy Georgia St. Campus

Distance: 0.8 miles

Type Private

Grades: PK-TKG

Higher Institute Of Arts & Tech

Distance: 1.8 miles

Type Public

Grades: KG-8

D-

Gary Career Center

Distance: 1.8 miles

Type Public

Grades: KG-12

Andrean High School

Distance: 1.9 miles

Type Private

Grades: 9-12

Merrillville Intermediate School

Distance: 2 miles

Type Public

Grades: 5-6

B+

Steel City Academy

Distance: 2.1 miles

Type Public

Grades: KG-12

D+

Repairer Of The Breach Ministries (d211)

Distance: 2.1 miles

Type Private

Grades: PK-9

Henry P Fieler Elementary School

Distance: 2.1 miles

Type Public

Grades: PK-4

D+

Happy Days Child Care Center

Distance: 2.1 miles

Type Private

Grades: KG

Lake Ridge New Tech Middle School

Distance: 2.3 miles

Type Public

Grades: 5-8

D+

Henry S Evans Elementary School

Distance: 2.3 miles

Type Public

Grades: KG-5

C

Edgar L Miller Elementary School

Distance: 2.6 miles

Type Public

Grades: KG-4

C+

Merrillville High School

Distance: 3 miles

Type Public

Grades: 9-12

D

Excel Center - Gary

Distance: 3 miles

Type Public

Grades: 11-12

Early Learning Center-george Earle

Distance: 3.2 miles

Type Public

Grades: PK-KG

Happy Days Learning Center

Distance: 3.2 miles

Type Private

Grades: KG

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Gary, IN 46408

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Gary, IN 46408

This community’s employment is highest in the personal care and construction industries. The area’s overall household expenses are below the national average.

85° July
Hottest Average Month
17° January
Coldest Average Month
6,017 Total Households in Area
0.5% Increase in population since the year 2010
26.6%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Gary, IN 46408

Gary, IN 46408 has a population of 15,381 people in 6,017 households with a median age of 40.5 years old.

0.5%
Increase in population
since the year 2010
Population is Trending up
6,065
Total households as of 2010
1.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 40.5 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

Black 55%
White 30%
Hispanic 13%
Other 5%
Native American <1%
Asian <1%
The most prevalent ethnicity is Black at 55%, followed by White at 30%, Hispanic at 13%, and Other at 5%.

Economics
for Gary, IN 46408

1,576 /sq mi
Population Density
$42,645 /yr
Median Household Income
$177,297
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.63% of the households.

Transportation to Work

  • Drive 87%
  • Walk or Bike 7%
  • Work from Home 3%
  • Public Transit 2%

Occupancy by Type

Owned 3,745 50%
Rented 2,272 31%
Vacant 1,422 19%

White vs Blue Collar Jobs







White Collar 62%
Blue Collar 38%

Family & Education Facts
for Gary, IN 46408

40.5 Median Age

Average Household Size

2.6
persons per
household

29%

Married Households

Community Population By Education

High School Graduate 44%
Some College 21%
Some High School 12%
Associates Degree 10%
Bachelors Degree 8%
Graduate Degree 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 44.33% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
26.6% of households have children

Weather
for Gary, IN 46408

The weather for this area ranges from a high of 85° F in July to a low of 17° F in January

85° July
Hottest Average Month
17° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
17°
32°
Feb
20°
36°
Mar
29°
46°
Apr
39°
60°
May
49°
71°
Jun
58°
81°
Jul
63°
85°
Aug
62°
83°
Sep
55°
77°
Oct
44°
65°
Nov
33°
49°
Dec
22°
36°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Gary, IN 46408!
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Copyright © 2025 Fannie Mae. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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