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2260 SOUTH Street, Elgin, IL 60123

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For Sale
Sale Pending

$345,000

3 beds • 3 baths • 1,202 sqft

Estimated Payment

$ 2,391 /mo. †

6.85% APR for 30 yrs.
$6,990 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $287.02
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Opportunity knocks! This welcoming two-story home is nestled in a prime Elgin location-just minutes from the vibrant Randall Road corridor and Route 20, yet tucked away on a spacious 0.34-acre lot, offering the perfect balance of convenience and privacy. Lovingly designed and built by its original owner, this home features wood laminate flooring throughout, seamlessly connecting each space. Dramatic two-story living and dining room spaces are bathed in natural light thanks to vaulted ceilings, high windows and desirable southern exposure. The kitchen offers ample counter space, a breakfast bar, and an open flow to the living area, making it ideal for both everyday living and entertaining. The main-level primary suite is a standout feature, complete with a full bath and walk-in closet, providing excellent flexibility for multi-generational living. Upstairs, you'll find two additional spacious bedrooms, a walk-in closet, and a second full bathroom. The finished basement expands the living space with a 23-foot rec room, a wet bar, a fourth bedroom, and a third full bath-perfect for guests, hobbies, or a home office. Step outside to enjoy the expansive backyard, featuring a concrete patio and a large storage shed. Major recent updates provide peace of mind for years to come: Roof & Siding (2020) AC (2024) Furnace & Water Heater (2025) Additional perks include public water and sewer, plus the added benefit of a well on the property. The two-car garage and extended driveway provide plenty of parking space-not just for cars, but also for a boat, RV, or work truck. Sold AS-IS. Don't miss this opportunity-schedule your showing today!
MLS# 12275965

Courtesy Of Keller Williams Success Realty

(847) 381-9500

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Patio
  • Appliances
    Dishwasher, Garbage Disposer, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Brick, Vinyl Siding
  • Floor Covering
    Vinyl
  • Heating System
    Forced Air
  • Lot Size
    0.34 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 2260 SOUTH Street, Elgin, IL 60123

Home seller CENTURY 21 New Heritage West

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 New Heritage West

(847) 426-6800
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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,809
  • Property Taxes
    $582
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,391

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Hillcrest Elementary School

Grades KG-6 Public School

Elgin, IL 60123 0.7 miles
80 n airlite st

551 total students

School Rating: D+

School Details

Abbott Middle School

Grades 7-8 Public School

Elgin, IL 60123 1.7 miles
949 van st

670 total students

School Rating: F

School Details

Larkin High School

Grades 9-12 Public School

Elgin, IL 60123 1.2 miles
1475 larkin ave

2217 total students

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
Harriet Gifford Elementary School 1.2 miles Public KG-6 C
St Thomas More Elementary School 1.3 miles Private PK-8
Highland Elementary School 1.5 miles Public KG-6 D+
Creekside Elementary School 1.7 miles Public KG-6 C
Kimball Middle School 1.7 miles Public 7-8 D-
Fox Meadow Elementary School 1.8 miles Public KG-6 C+
Westminster Christian School 1.8 miles Private PK-12
Washington Elementary School 1.9 miles Public KG-6 C-
Illinois Park Elementary School 2 miles Public PK
Prairie Knolls Middle School 2.1 miles Public 6-7 A
Harvest Christian Academy 2.2 miles Private PK-12
Otter Creek Elementary School 2.2 miles Public KG-6 B
St Edward Central Catholic High School 2.3 miles Private 9-12
Lowrie Elementary School 2.5 miles Public KG-6 D+
Prairie View Grade School 2.6 miles Public PK-5 B-
Willard Elementary School 2.7 miles Public KG-6 C
St John's Lutheran School 2.8 miles Private PK-8

Harriet Gifford Elementary School

Distance: 1.2 miles

Type Public

Grades: KG-6

C

St Thomas More Elementary School

Distance: 1.3 miles

Type Private

Grades: PK-8

Highland Elementary School

Distance: 1.5 miles

Type Public

Grades: KG-6

D+

Creekside Elementary School

Distance: 1.7 miles

Type Public

Grades: KG-6

C

Kimball Middle School

Distance: 1.7 miles

Type Public

Grades: 7-8

D-

Fox Meadow Elementary School

Distance: 1.8 miles

Type Public

Grades: KG-6

C+

Westminster Christian School

Distance: 1.8 miles

Type Private

Grades: PK-12

Washington Elementary School

Distance: 1.9 miles

Type Public

Grades: KG-6

C-

Illinois Park Elementary School

Distance: 2 miles

Type Public

Grades: PK

Prairie Knolls Middle School

Distance: 2.1 miles

Type Public

Grades: 6-7

A

Harvest Christian Academy

Distance: 2.2 miles

Type Private

Grades: PK-12

Otter Creek Elementary School

Distance: 2.2 miles

Type Public

Grades: KG-6

B

St Edward Central Catholic High School

Distance: 2.3 miles

Type Private

Grades: 9-12

Lowrie Elementary School

Distance: 2.5 miles

Type Public

Grades: KG-6

D+

Prairie View Grade School

Distance: 2.6 miles

Type Public

Grades: PK-5

B-

Willard Elementary School

Distance: 2.7 miles

Type Public

Grades: KG-6

C

St John's Lutheran School

Distance: 2.8 miles

Type Private

Grades: PK-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Elgin, IL 60123

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Elgin, IL 60123

This community’s employment is highest in the administrative support and production occupations industries. The area’s overall household expenses are below the national average.

84° July
Hottest Average Month
12° January
Coldest Average Month
15,755 Total Households in Area
-0.1% Increase in population since the year 2010
30%
of households
have children
26 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Elgin, IL 60123

Elgin, IL 60123 has a population of 47,101 people in 15,755 households with a median age of 37.3 years old.

-0.1%
Decrease in population
since the year 2010
Population is Trending down
16,805
Total households as of 2010
-0.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 37.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

Hispanic 46%
White 45%
Other 24%
Black 7%
Asian 4%
Native American 3%
The most prevalent ethnicity is Hispanic at 46%, followed by White at 45%, Other at 24%, and Black at 7%.

Economics
for Elgin, IL 60123

3,414 /sq mi
Population Density
$73,139 /yr
Median Household Income
$305,000
Median Sales Price
26 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 18.29% of the households.

Transportation to Work

  • Drive 85%
  • Work from Home 9%
  • Walk or Bike 4%
  • Public Transit 2%

Occupancy by Type

Owned 10,266 62%
Rented 5,489 33%
Vacant 802 5%

White vs Blue Collar Jobs







White Collar 64%
Blue Collar 36%

Family & Education Facts
for Elgin, IL 60123

37.3 Median Age

Average Household Size

2.9
persons per
household

46.2%

Married Households

Community Population By Education

High School Graduate 25%
Some College 24%
Some High School 17%
Bachelors Degree 17%
Graduate Degree 9%
Associates Degree 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 25.18% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
30% of households have children

Weather
for Elgin, IL 60123

The weather for this area ranges from a high of 84° F in July to a low of 12° F in January

84° July
Hottest Average Month
12° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
12°
29°
Feb
16°
33°
Mar
26°
45°
Apr
37°
59°
May
47°
70°
Jun
57°
80°
Jul
61°
84°
Aug
60°
82°
Sep
52°
75°
Oct
40°
63°
Nov
29°
47°
Dec
18°
34°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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