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228 Main Street, Theresa, NY 13691

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For Sale

$79,900

3 beds • 1 baths • 1,413 sqft

Estimated Payment

$ 531 /mo. †

6.67% APR for 30 yrs.
$1,432 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $56.55
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

This is a steal!! Explore the potential of this unique waterfront fixer-upper! This 3.30-acre property boasts 450' of Riverfront along the Indian River. With 3+ bedrooms, 1 full bath, spacious dining and living areas, a bonus room, and open/enclosed porches, this home is ready for transformation. All renovation supplies are ready to go; windows, flooring, etc., it just needs a handyman's touch to restore its beauty. Plus, it's conveniently located near Fort Drum and Watertown. Don't miss this opportunity!
MLS# S1580129

Courtesy Of Lake Ontario Realty LLC

(315) 649-3434

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Water Front
  • Architecture Style
    Other
  • Exterior Type
    Wood Siding
  • Floor Covering
    Hardwood, Laminate
  • Heating System
    Radiant
  • Lot Size
    3.3 Acres
  • View Type
    Water

Map and Directions

Directions to 228 Main Street, Theresa, NY 13691

Home seller CENTURY 21 Country Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Country Realty

(845) 791-5280
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $411
  • Property Taxes
    $119
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $531

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Indian River Intermediate School

Grades 4-5 Public School

Philadelphia, NY 13673 6.8 miles
32430 us route 11

505 total students
12:1 Student teacher ratio

School Rating: C-

School Details

Theresa Primary School

Grades KG-3 Public School

Theresa, NY 13691 0.5 miles
125 bridge st

182 total students
13:1 Student teacher ratio

School Rating: D+

School Details

Indian River Middle School

Grades 6-8 Public School

Philadelphia, NY 13673 6.8 miles
32735 county route 29

724 total students
11:1 Student teacher ratio

School Rating: B-

School Details

Indian River High School

Grades 9-12 Public School

Philadelphia, NY 13673 6.5 miles
32925 us route 11

767 total students
11:1 Student teacher ratio

School Rating: B

School Details
Other Nearby Schools Distance Type Grades School Rating
Philadelphia Primary School 6.1 miles Public PK-3 B-

Philadelphia Primary School

Distance: 6.1 miles

Type Public

Grades: PK-3

B-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Theresa, NY 13691

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Theresa, NY 13691

This community’s employment is highest in the construction and sales industries. The area’s overall household expenses are below the national average.

80° July
Hottest Average Month
8° January
Coldest Average Month
1,152 Total Households in Area
-2.1% Increase in population since the year 2010
35.9%
of households
have children
27 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Theresa, NY 13691

Theresa, NY 13691 has a population of 3,133 people in 1,152 households with a median age of 36.4 years old.

-2.1%
Decrease in population
since the year 2010
Population is Trending down
1,216
Total households as of 2010
3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 36.4 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Hispanic 3%
Black 1%
Other 1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 91%, followed by Hispanic at 3%, Black at 1%, and Other at 1%.

Economics
for Theresa, NY 13691

42 /sq mi
Population Density
$63,040 /yr
Median Household Income
$120,000
Median Sales Price
27 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.67% of the households.

Transportation to Work

  • Drive 93%
  • Work from Home 6%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 799 50%
Vacant 450 28%
Rented 353 22%

White vs Blue Collar Jobs







White Collar 57%
Blue Collar 43%

Family & Education Facts
for Theresa, NY 13691

36.4 Median Age

Average Household Size

2.7
persons per
household

48.9%

Married Households

Community Population By Education

High School Graduate 33%
Some College 26%
Associates Degree 19%
Some High School 8%
Bachelors Degree 7%
Graduate Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 33.2% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
35.9% of households have children

Weather
for Theresa, NY 13691

The weather for this area ranges from a high of 80° F in July to a low of 8° F in January

80° July
Hottest Average Month
8° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
8°
27°
Feb
9°
29°
Mar
20°
39°
Apr
33°
53°
May
44°
66°
Jun
53°
75°
Jul
58°
80°
Aug
57°
78°
Sep
49°
70°
Oct
38°
58°
Nov
29°
44°
Dec
15°
32°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Theresa, NY 13691!
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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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