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232 Morgans Branch Road, Belmont, NC 28012

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For Sale

$495,000

3 beds • 2 baths • 1 half baths • 2,550 sqft

Estimated Payment

$ 2,537 /mo. †

6.63% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $194.12
    Price per square foot

  • 6-10 Years Old
    Age

Explore this Property

Come see this charming two-story home nestled in the desirable Morgan's Branch community of Belmont. You'll be greeted by a covered double front porch, perfect for enjoying your morning coffee or evening relaxation. Step inside to discover a welcoming foyer leading to an open flex room, ideal for a home office or formal dining area. This home features an open-concept layout, seamlessly connecting the kitchen, casual dining, and great room adorned with a cozy gas fireplace. The kitchen has it all: granite countertops, tile backsplash, and a spacious island with seating. Hardwood floors extend throughout the main level, adding warmth and elegance. Upstairs, the expansive owner's suite offers a large shower and an impressive walk-in closet with direct access to the conveniently located laundry room. Located in the vibrant town of Belmont, this home offers a perfect blend of small-town charm and modern conveniences. Don't miss the opportunity to make this your new address
MLS# 4217510

Courtesy Of Mark Spain Real Estate

(855) 299-7653

Property Features

  • Age
    6-10 Years Old
  • Amenities
    Security System, Security System
  • Appliances
    Cooktop, Cooktop - Gas, Dishwasher, Microwave, Oven - Gas, Washer
  • Architecture Style
    Other
  • Heating System
    Forced Air, Heat Pump, Zoned
  • Lot Size
    0.2 Acres

Map and Directions

Directions to 232 Morgans Branch Road, Belmont, NC 28012

Home seller CENTURY 21 Town & Country Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Town & Country Realty

(704) 735-1425
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,537
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,537

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Belmont Central Elementary School

Grades PK-5 Public School

Belmont, NC 28012 4.6 miles
310 eagle rd

681 total students
17:1 Student teacher ratio

School Rating: C+

School Details

Page Primary School

Grades PK-5 Public School

Belmont, NC 28012 4 miles
215 ewing dr

295 total students
16:1 Student teacher ratio

School Details

Belmont Middle School

Grades 6-8 Public School

Belmont, NC 28012 4.5 miles
110 n central ave

704 total students
18:1 Student teacher ratio

School Rating: C

School Details

South Point High School

Grades 9-12 Public School

Belmont, NC 28012 3.2 miles
906 s point rd

976 total students
18:1 Student teacher ratio

School Rating: A-

School Details
Other Nearby Schools Distance Type Grades School Rating
Berewick Elementary School 2.7 miles Public PK-5 D-
Berryhill School 3.2 miles Public PK-8 D+
Southwest Charlotte Stem Academy 3.5 miles Public KG-7 D+
Winget Park Elementary School 3.5 miles Public PK-5 C
New Hope Elementary School 3.9 miles Public PK-5 A-
Steele Creek Elementary School 4.3 miles Public KG-5 B
Kennedy Middle School 4.4 miles Public 6-8 D+
Olympic High School 4.4 miles Public 9-12 D+
Cramerton Middle School 4.6 miles Public 6-8 A+
Stuart W. Cramer High School 5.1 miles Public 9-12 C
Gaston Virtual Academy 5.1 miles Public KG-12 C-
Southwest Middle School 5.3 miles Public 6-8 D
Lake Wylie Elementary School 5.3 miles Public PK-5 B+
Oakridge Elementary School 5.4 miles Public PK-5 A
South Pine Academy 5.5 miles Public PK-5 C
Oakridge Middle School 5.6 miles Public 6-8 A

Berewick Elementary School

Distance: 2.7 miles

Type Public

Grades: PK-5

D-

Berryhill School

Distance: 3.2 miles

Type Public

Grades: PK-8

D+

Southwest Charlotte Stem Academy

Distance: 3.5 miles

Type Public

Grades: KG-7

D+

Winget Park Elementary School

Distance: 3.5 miles

Type Public

Grades: PK-5

C

New Hope Elementary School

Distance: 3.9 miles

Type Public

Grades: PK-5

A-

Steele Creek Elementary School

Distance: 4.3 miles

Type Public

Grades: KG-5

B

Kennedy Middle School

Distance: 4.4 miles

Type Public

Grades: 6-8

D+

Olympic High School

Distance: 4.4 miles

Type Public

Grades: 9-12

D+

Cramerton Middle School

Distance: 4.6 miles

Type Public

Grades: 6-8

A+

Stuart W. Cramer High School

Distance: 5.1 miles

Type Public

Grades: 9-12

C

Gaston Virtual Academy

Distance: 5.1 miles

Type Public

Grades: KG-12

C-

Southwest Middle School

Distance: 5.3 miles

Type Public

Grades: 6-8

D

Lake Wylie Elementary School

Distance: 5.3 miles

Type Public

Grades: PK-5

B+

Oakridge Elementary School

Distance: 5.4 miles

Type Public

Grades: PK-5

A

South Pine Academy

Distance: 5.5 miles

Type Public

Grades: PK-5

C

Oakridge Middle School

Distance: 5.6 miles

Type Public

Grades: 6-8

A

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Belmont, NC 28012

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Belmont, NC 28012

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
31° January
Coldest Average Month
11,046 Total Households in Area
3.3% Increase in population since the year 2010
30.5%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Belmont, NC 28012

Belmont, NC 28012 has a population of 27,311 people in 11,046 households with a median age of 40 years old.

3.3%
Increase in population
since the year 2010
Population is Trending up
10,773
Total households as of 2010
4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 40 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 78%
Black 9%
Hispanic 6%
Asian 3%
Other 3%
Native American <1%
The most prevalent ethnicity is White at 78%, followed by Black at 9%, Hispanic at 6%, and Asian at 3%.

Economics
for Belmont, NC 28012

875 /sq mi
Population Density
$85,372 /yr
Median Household Income
$517,500
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 14.93% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 13%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 8,083 68%
Rented 2,963 25%
Vacant 881 7%

White vs Blue Collar Jobs







White Collar 79%
Blue Collar 21%

Family & Education Facts
for Belmont, NC 28012

40 Median Age

Average Household Size

2.4
persons per
household

47%

Married Households

Community Population By Education

Bachelors Degree 28%
High School Graduate 22%
Some College 20%
Graduate Degree 13%
Associates Degree 11%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 28.49% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
30.5% of households have children

Weather
for Belmont, NC 28012

The weather for this area ranges from a high of 90° F in July to a low of 31° F in January

90° July
Hottest Average Month
31° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
31°
52°
Feb
33°
56°
Mar
39°
64°
Apr
47°
73°
May
56°
80°
Jun
64°
87°
Jul
68°
90°
Aug
67°
88°
Sep
61°
83°
Oct
49°
73°
Nov
39°
63°
Dec
32°
54°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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