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2394 Grider Hill Dock Road, Albany, KY 42602

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For Sale

$640,000

2 beds • 2 baths

Estimated Payment

$ 3,324 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Other Residential
    Property type

  • Fireplace
    Heating System

  • Fireplace
    Fireplace

Explore this Property

Situated in Clinton County, Kentucky, this unique residential property spans approximately 8 acres and features four income-generating one-room cabins. The charming log home includes two bedrooms, two full bathrooms, a kitchen, a dining area, a cozy living room, a spacious utility room, and even a heated dog room. There is also the possibility of adding a third bedroom if needed. Additionally, a generous 14x20 She Shed is fully furnished, equipped with a 220 amp hook-up, a window air conditioning unit, an Eden Pure floor heater, and a covered front and side porch. Alongside the main residence, the property boasts four income-producing cabins. Each cabin is furnished with two queen beds, a mini bar area, a full bathroom, and a small table. For the convenience of longer-term guests, there is a separate building that houses a washer/dryer and essential amenities, as well as a small kitchen area. This mini farm also includes a large barn, perfect for storing boats, livestock, additional items, or catering to your personal needs. Located just a short distance from Grider Hill Marina on Lake Cumberland, this income-generating property could be your ideal match.
MLS# 11417450

Courtesy Of The Realty Firm Byrdstown

(931) 864-0404

Property Features

  • Appliances
    Refrigerator
  • Architecture Style
    Other
  • Cooling System
    Central A/C
  • Exterior Type
    Wood Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood, Laminate
  • Heating System
    Fireplace, Heat Pump
  • Lot Size
    8 Acres
  • Roof Type
    Asphalt, Slate
  • Rooms
    Dining Room, Living Room

Map and Directions

Directions to 2394 Grider Hill Dock Road, Albany, KY 42602

Home seller CENTURY 21 Advantage Realty

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(606) 451-1021
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,324
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,324

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Albany Elementary School

Grades 1-4 Public School

Albany, KY 42602 6 miles
819 3rd st

455 total students
14:1 Student teacher ratio

School Rating: C

School Details

Clinton County Middle School

Grades 5-8 Public School

Albany, KY 42602 4.8 miles
169 middle school rd

499 total students
16:1 Student teacher ratio

School Rating: C-

School Details

Clinton County Early Childhood Center

Grades PK-1 Public School

Albany, KY 42602 5.3 miles
204 king dr

222 total students
13:1 Student teacher ratio

School Details

Clinton County High School

Grades 9-12 Public School

Albany, KY 42602 5.4 miles
65 high school dr

440 total students
15:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
Southern Kentucky Early Cca 2.4 miles Public 8-12
Foothills Academy 4.4 miles Public 6-12

Southern Kentucky Early Cca

Distance: 2.4 miles

Type Public

Grades: 8-12

Foothills Academy

Distance: 4.4 miles

Type Public

Grades: 6-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Albany, KY 42602

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Albany, KY 42602

This community’s employment is highest in the production occupations and transportation industries. The area’s overall household expenses are below the national average.

87° July
Hottest Average Month
25° January
Coldest Average Month
3,929 Total Households in Area
-0% Increase in population since the year 2010
28.2%
of households
have children
21 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Albany, KY 42602

Albany, KY 42602 has a population of 8,984 people in 3,929 households with a median age of 44.2 years old.

-0%
Decrease in population
since the year 2010
Population is Trending down
3,835
Total households as of 2010
2.9%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.2 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 94%
Hispanic 3%
Other 2%
Black <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 94%, followed by Hispanic at 3%, Other at 2%, and Black at <1%.

Economics
for Albany, KY 42602

44 /sq mi
Population Density
$36,754 /yr
Median Household Income
$220,500
Median Sales Price
21 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 18.76% of the households.

Transportation to Work

  • Drive 95%
  • Work from Home 4%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 2,906 61%
Rented 1,023 21%
Vacant 866 18%

White vs Blue Collar Jobs







White Collar 62%
Blue Collar 38%

Family & Education Facts
for Albany, KY 42602

44.2 Median Age

Average Household Size

2.3
persons per
household

42.3%

Married Households

Community Population By Education

High School Graduate 39%
Some High School 20%
Some College 15%
Associates Degree 10%
Bachelors Degree 9%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 39.08% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.2% of households have children

Weather
for Albany, KY 42602

The weather for this area ranges from a high of 87° F in July to a low of 25° F in January

87° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
45°
Feb
27°
49°
Mar
35°
59°
Apr
43°
69°
May
52°
77°
Jun
60°
84°
Jul
64°
87°
Aug
63°
86°
Sep
56°
81°
Oct
44°
70°
Nov
35°
58°
Dec
28°
48°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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