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240 EL McGowan Rd (Cabins), Russell Springs, KY 42642

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For Sale

$99,000

2 beds • 1 baths • 576 sqft

Estimated Payment

$ 514 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $171.88
    Price per square foot

  • New Construction
    Age

Explore this Property

Looking for a great community area? This is it!!! Kumberland Campground is not just for campers. We are offering new construction, cabin style homes ane available. Your choice of interior and exterior options before the build. These cabins include 100x100 lot, options to buy additional lots on each side for privacy. Cabin exterior is metal. Cabins will include a split unit for AC and Heat. Each cabin is 576 sq ft, two bedroom, one bath, living room and kitchen. Each bedroom has a closet, appliances (stove and refrigerator) are not included so that you are able to purchase the style you like. Three bedroom cabin option is also available for additional cost. The Kumberland LLC community includes a pool, shower houses, onsite laundry, and store. There is an HOA fee of $150 a month, this includes mowing, road maintenance, and septic services. If your family wants to join you... they have 10 Air B&B in the area as well. No additional HOA fees for other lots bought. The Kumberland campground
MLS# 234359

Courtesy Of The Realty Firm-Byrdstown

(931) 864-0404

Property Features

  • Age
    New Construction
  • Amenities
    Double Pane Windows, Porch, Ceiling Fan
  • Architecture Style
    Other
  • Roof Type
    Metal
  • Rooms
    Kitchen, Living Room

Home seller CENTURY 21 Advantage Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Advantage Realty

(606) 451-1021
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $514
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $514

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

We don't have all the school attendance zone information for this listing. Contact a local CENTURY 21 office for more information.

Local area information for Russell Springs, KY 42642

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Russell Springs, KY 42642

This community’s employment is highest in the sales and production occupations industries. The area’s overall household expenses are below the national average.

87° July
Hottest Average Month
25° January
Coldest Average Month
5,644 Total Households in Area
1.8% Increase in population since the year 2010
32.3%
of households
have children
20 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Russell Springs, KY 42642

Russell Springs, KY 42642 has a population of 13,212 people in 5,644 households with a median age of 41.1 years old.

1.8%
Increase in population
since the year 2010
Population is Trending up
5,328
Total households as of 2010
4.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 41.1 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 92%
Hispanic 5%
Other 2%
Asian <1%
Black <1%
Native American <1%
The most prevalent ethnicity is White at 92%, followed by Hispanic at 5%, Other at 2%, and Asian at <1%.

Economics
for Russell Springs, KY 42642

91 /sq mi
Population Density
$46,083 /yr
Median Household Income
$310,000
Median Sales Price
20 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 20.28% of the households.

Transportation to Work

  • Drive 95%
  • Work from Home 3%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 3,793 55%
Rented 1,852 27%
Vacant 1,220 18%

White vs Blue Collar Jobs







White Collar 56%
Blue Collar 44%

Family & Education Facts
for Russell Springs, KY 42642

41.1 Median Age

Average Household Size

2.3
persons per
household

45.2%

Married Households

Community Population By Education

High School Graduate 38%
Some College 20%
Some High School 18%
Associates Degree 9%
Bachelors Degree 8%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 37.91% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
32.3% of households have children

Weather
for Russell Springs, KY 42642

The weather for this area ranges from a high of 87° F in July to a low of 25° F in January

87° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
44°
Feb
27°
48°
Mar
35°
58°
Apr
44°
68°
May
52°
76°
Jun
61°
83°
Jul
65°
87°
Aug
63°
86°
Sep
56°
80°
Oct
44°
69°
Nov
36°
58°
Dec
29°
48°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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