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26 Elm Street, Malone, NY 12953

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For Sale

$235,000

3 beds • 2 baths • 2 half baths • 2,854 sqft

Estimated Payment

$ 1,754 /mo. †

6.67% APR for 30 yrs.
$6,537 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $82.34
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Is quality important to you? If so, look no further than this charming 3 bedroom, 2.5 bathroom home, located in the center of downtown Malone. You'll be amazed at the overall condition and love this home has been given, and pleased with the upgrades that have been done, especially to the Kitchen and Bathrooms. Think of an elegant ''old style'' home, with a modern touch - truly the best of both worlds! On the main floor, you will be welcomed into a cozy living room, with a fireplace, and open Dining Room. From there, you will find the remodeled kitchen, and Den area, with a large, 10x20 deck off the back. Upstairs, there are three generously sized bedrooms, and two full bathrooms, to include a beautifully renovated Primary suite. Perhaps the most unique feature of this property, is the attached Office building, formerly the site of the Cardinal Insurance Agency. This is an incredible opportunity for a small business owner, or ''work from home away from home'' situation. The office space could also be used to generate supplementary income for a low-maintenance rental, or would be an easy conversion into an apartment, or in-law quarters if you're wanting to keep a loved one close. This is truly a tremendous value, and nearly impossible to duplicate at $235,000.00. Call for more info today!
MLS# 203594

Courtesy Of Marshall Realty

(518) 483-2400

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck
  • Appliances
    Dishwasher, Dryer, Refrigerator, Washer
  • Architecture Style
    Other
  • Floor Covering
    Carpet, Hardwood, Tile
  • Lot Size
    0.56 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 26 Elm Street, Malone, NY 12953

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,209
  • Property Taxes
    $544
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,754

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Saint Joseph's Elementary School

Grades PK-5 Public School

Malone, NY 12953 0.3 miles
99 elm st

225 total students
12:1 Student teacher ratio

School Rating: C-

School Details

Malone Middle School

Grades 6-8 Public School

Malone, NY 12953 0.4 miles
15 francis st

503 total students
10:1 Student teacher ratio

School Rating: D

School Details

Franklin Academy High School

Grades 9-12 Public School

Malone, NY 12953 0.9 miles
42 huskie ln

721 total students
11:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Flanders Elementary School 0.3 miles Public PK-5 D+
Franklin-essex-hamilton Boces 0.7 miles Public 9-12
Davis Elementary School 0.8 miles Public PK-5 D-

Flanders Elementary School

Distance: 0.3 miles

Type Public

Grades: PK-5

D+

Franklin-essex-hamilton Boces

Distance: 0.7 miles

Type Public

Grades: 9-12

Davis Elementary School

Distance: 0.8 miles

Type Public

Grades: PK-5

D-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Malone, NY 12953

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Malone, NY 12953

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are below the national average.

78° July
Hottest Average Month
5° January
Coldest Average Month
4,481 Total Households in Area
-6.2% Increase in population since the year 2010
28.2%
of households
have children
17 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Malone, NY 12953

Malone, NY 12953 has a population of 12,172 people in 4,481 households with a median age of 40.7 years old.

-6.2%
Decrease in population
since the year 2010
Population is Trending down
4,614
Total households as of 2010
-6.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 40.7 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 84%
Black 9%
Hispanic 5%
Other 2%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 84%, followed by Black at 9%, Hispanic at 5%, and Other at 2%.

Economics
for Malone, NY 12953

56 /sq mi
Population Density
$61,570 /yr
Median Household Income
$108,500
Median Sales Price
17 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.73% of the households.

Transportation to Work

  • Drive 83%
  • Work from Home 7%
  • Walk or Bike 6%
  • Public Transit 4%

Occupancy by Type

Owned 3,015 55%
Rented 1,466 27%
Vacant 1,040 19%

White vs Blue Collar Jobs







White Collar 74%
Blue Collar 26%

Family & Education Facts
for Malone, NY 12953

40.7 Median Age

Average Household Size

2.3
persons per
household

48.2%

Married Households

Community Population By Education

High School Graduate 40%
Some High School 13%
Some College 13%
Bachelors Degree 12%
Associates Degree 11%
Graduate Degree 11%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 40.17% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.2% of households have children

Weather
for Malone, NY 12953

The weather for this area ranges from a high of 78° F in July to a low of 5° F in January

78° July
Hottest Average Month
5° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
5°
26°
Feb
6°
28°
Mar
16°
37°
Apr
30°
50°
May
41°
64°
Jun
51°
73°
Jul
55°
78°
Aug
53°
75°
Sep
45°
68°
Oct
36°
56°
Nov
25°
42°
Dec
11°
29°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Adirondack Champlain Valley MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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