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265 Carmel Lane, Albany, KY 42602

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For Sale
Sale Pending

$149,900

3 beds • 2 baths • 1,456 sqft

Estimated Payment

$ 779 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Mobile/Manufactured Home
    Property type

  • $102.95
    Price per square foot

  • 11-20 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Are you dreaming of spending your summers on the stunning Lake Cumberland, the house boat capital of the world? This piece of paradise is just minutes from Wolf Creek Dam and offers easy access to the Wolf Creek National Fish Hatchery Visitor and Environmental Education Center, Kendall Campgrounds, and a convenient boat ramp. Very Private and Scenic Location on a dead-end road, this property provides privacy and tranquility, surrounded by other beautiful lake properties. With minimal yard upkeep, you can focus on enjoying your time at the lake. The home is set on a permanent foundation with a crawl space and boasts an open-concept design, featuring: Living Room, Kitchen, Dining Room, Three Bedrooms, Two Full Baths, Utility Room. The home includes a lovely back deck, perfect for barbecues and relaxation after a day on the lake. The property also features: 32x32 Garage: With a large bay door and side entry, ideal for storing all your lake toys. Garden Shed: Additional storage for your gardening tools. Handy Carport: Extra covered parking space. Concrete Pad: Ready for adding another two-car garage. This home is just a couple of miles into Albany Ky, being only minutes of Russell Springs Ky. This home comes fully furnished, including: Stove, Refrigerator, Washer and Dryer Dining Room Set Living Room Furniture Three Beds Don t Miss Out! Priced to sell quickly, this property is the perfect summer getaway. Act fast and make this dream home your weekend getaway or full time resident. SELLERS AGENT OFFERING A BUYERS HOME WARRANTY!
MLS# SC45739

Courtesy Of Southern Nest Realty, LLC

(270) 380-1250

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Deck, Water Front
  • Appliances
    Dryer
  • Architecture Style
    Other
  • Fireplace
    Fireplace
  • Floor Covering
    Laminate
  • Heating System
    Central Furnace, Fireplace
  • Lot Size
    1 Acres

Map and Directions

Directions to 265 Carmel Lane, Albany, KY 42602

Home seller CENTURY 21 Advantage Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Advantage Realty

(606) 451-1021
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $779
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $779

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Albany Elementary School

Grades 1-4 Public School

Albany, KY 42602 9.8 miles
819 3rd st

455 total students
14:1 Student teacher ratio

School Rating: C

School Details

Clinton County Middle School

Grades 5-8 Public School

Albany, KY 42602 8.7 miles
169 middle school rd

499 total students
16:1 Student teacher ratio

School Rating: C-

School Details

Clinton County Early Childhood Center

Grades PK-1 Public School

Albany, KY 42602 9.2 miles
204 king dr

222 total students
13:1 Student teacher ratio

School Details

Clinton County High School

Grades 9-12 Public School

Albany, KY 42602 9.3 miles
65 high school dr

440 total students
15:1 Student teacher ratio

School Rating: C

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Albany, KY 42602

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Albany, KY 42602

This community’s employment is highest in the production occupations and transportation industries. The area’s overall household expenses are below the national average.

87° July
Hottest Average Month
25° January
Coldest Average Month
3,929 Total Households in Area
-0% Increase in population since the year 2010
28.2%
of households
have children
21 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Albany, KY 42602

Albany, KY 42602 has a population of 8,984 people in 3,929 households with a median age of 44.2 years old.

-0%
Decrease in population
since the year 2010
Population is Trending down
3,835
Total households as of 2010
2.9%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.2 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 94%
Hispanic 3%
Other 2%
Black <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 94%, followed by Hispanic at 3%, Other at 2%, and Black at <1%.

Economics
for Albany, KY 42602

44 /sq mi
Population Density
$36,754 /yr
Median Household Income
$220,500
Median Sales Price
21 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 18.76% of the households.

Transportation to Work

  • Drive 95%
  • Work from Home 4%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 2,906 61%
Rented 1,023 21%
Vacant 866 18%

White vs Blue Collar Jobs







White Collar 62%
Blue Collar 38%

Family & Education Facts
for Albany, KY 42602

44.2 Median Age

Average Household Size

2.3
persons per
household

42.3%

Married Households

Community Population By Education

High School Graduate 39%
Some High School 20%
Some College 15%
Associates Degree 10%
Bachelors Degree 9%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 39.08% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.2% of households have children

Weather
for Albany, KY 42602

The weather for this area ranges from a high of 87° F in July to a low of 25° F in January

87° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
45°
Feb
27°
49°
Mar
35°
59°
Apr
43°
69°
May
52°
77°
Jun
60°
84°
Jul
64°
87°
Aug
63°
86°
Sep
56°
81°
Oct
44°
70°
Nov
35°
58°
Dec
28°
48°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 South Central Kentucky Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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