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266 Old Oak Valley, Toccoa, GA 30577

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For Sale

$220,000

5 beds • 2 baths • 1,660 sqft

Estimated Payment

$ 1,242 /mo. †

6.67% APR for 30 yrs.
$1,320 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $132.53
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Looking for a turnkey, high-yield investment? This 5-bedroom, 2-bathroom PadSplit in Toccoa is already generating over $28,000 per year in gross income and there's room to grow! Convert the living room into a 6th bedroom to increase revenue even further. Unlike traditional rental properties, PadSplit offers steady, diversified income from multiple tenants, reducing vacancy risk. Google "PadSplit" to learn more about the platform. The current owner has had zero issues with code enforcement or nearby residents. Seller is currently paying off the remaining $71,000 on his mortgage at 4.25%, and is ready to sell subject-to if the buyer makes up the difference at closing. Toccoa itself is a hidden gem, offering a peaceful, small-town feel with plenty to explore. Just a short drive from Toccoa Falls, one of Georgia's most stunning waterfalls, and near Lake Hartwell, an outdoor lover's paradise, this area attracts residents who appreciate affordability without sacrificing quality of life. Downtown Toccoa features charming local shops, restaurants, and a welcoming community atmosphere.
MLS# 10481012

Courtesy Of Keller Williams Realty Intown

(770) 549-9465

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Deck, Vaulted Ceiling
  • Appliances
    Microwave, Refrigerator
  • Architecture Style
    Ranch
  • Exterior Type
    Vinyl Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Vinyl, Wood
  • Heating System
    Central Furnace, Fireplace
  • Lot Size
    1.01 Acres

Map and Directions

Directions to 266 Old Oak Valley, Toccoa, GA 30577

Home seller CENTURY 21 Community Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Community Realty

(706) 754-0021
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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,132
  • Property Taxes
    $110
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,242

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Liberty Elementary School

Grades 1-2 Public School

Toccoa, GA 30577 6.6 miles
222 old liberty hill rd

588 total students
15:1 Student teacher ratio

School Details

Toccoa Elementary School

Grades 3-4 Public School

Toccoa, GA 30577 6.6 miles
304 n pond st

569 total students
14:1 Student teacher ratio

School Rating: C+

School Details

Stephens County Fifth Grade Academy

Grades 5 Public School

Toccoa, GA 30577 5.6 miles
1315 rose ln

265 total students
13:1 Student teacher ratio

School Rating: C

School Details

Big A Elementary School

Grades PK-KG Public School

Eastanollee, GA 30538 5.2 miles
289 sorrells dr

446 total students
16:1 Student teacher ratio

School Details

Stephens County Middle School

Grades 6-8 Public School

Toccoa, GA 30577 5.6 miles
1315 rose ln

919 total students
15:1 Student teacher ratio

School Rating: B-

School Details

Stephens County High School

Grades 9-12 Public School

Toccoa, GA 30577 5.1 miles
323 indian trl

1144 total students
16:1 Student teacher ratio

School Rating: B-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Toccoa, GA 30577

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Toccoa, GA 30577

This community’s employment is highest in the administrative support and production occupations industries. The area’s overall household expenses are below the national average.

89° July
Hottest Average Month
32° January
Coldest Average Month
8,588 Total Households in Area
-0.1% Increase in population since the year 2010
28.5%
of households
have children
22 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Toccoa, GA 30577

Toccoa, GA 30577 has a population of 21,692 people in 8,588 households with a median age of 41.8 years old.

-0.1%
Decrease in population
since the year 2010
Population is Trending down
8,555
Total households as of 2010
-1.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 41.8 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 79%
Black 12%
Hispanic 3%
Other 1%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 79%, followed by Black at 12%, Hispanic at 3%, and Other at 1%.

Economics
for Toccoa, GA 30577

139 /sq mi
Population Density
$54,756 /yr
Median Household Income
$220,000
Median Sales Price
22 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.55% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 7%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 6,413 66%
Rented 2,175 23%
Vacant 1,063 11%

White vs Blue Collar Jobs







White Collar 57%
Blue Collar 43%

Family & Education Facts
for Toccoa, GA 30577

41.8 Median Age

Average Household Size

2.4
persons per
household

46.1%

Married Households

Community Population By Education

High School Graduate 40%
Some College 20%
Some High School 18%
Bachelors Degree 10%
Graduate Degree 6%
Associates Degree 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 39.88% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.5% of households have children

Weather
for Toccoa, GA 30577

The weather for this area ranges from a high of 89° F in July to a low of 32° F in January

89° July
Hottest Average Month
32° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
32°
53°
Feb
33°
56°
Mar
40°
64°
Apr
47°
73°
May
56°
81°
Jun
64°
87°
Jul
67°
89°
Aug
66°
88°
Sep
61°
83°
Oct
49°
73°
Nov
40°
64°
Dec
33°
55°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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