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2704 Union Avenue, Spirit Lake, IA 51360

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For Sale

$342,500

2 beds • 2 baths • 1,338 sqft

Estimated Payment

$ 2,058 /mo. †

6.76% APR for 30 yrs.
$3,348 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $255.98
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Welcome to this charming 2-bedroom, 2-bathroom home located in this highly sought-after neighborhood in Spirit Lake! Built in 2020, this nearly-new home offers 1,338 sq. ft. of cozy living space, designed for comfort and convenience. The open-concept layout features a spacious kitchen that s perfect for entertaining, with ample counter space, modern cabinetry, and a large island. The zero-entry design ensures easy access throughout the home, making it both practical and welcoming. The primary suite is a true retreat, complete with a private bathroom and plenty of closet space. The second bedroom is equally inviting, offering flexibility for guests, a home office, or a hobby space. Step outside to your own private backyard oasis. The adorable yard features a charming gazebo, creating the perfect spot to relax or entertain while enjoying the peaceful surroundings. Located in a fantastic neighborhood, you ll enjoy close proximity to local amenities, parks, and the beautiful Spirit Lake. This home truly offers the best of both style and function!
MLS# 250094

Courtesy Of RE/MAX Lakes Realty

(712) 336-4967

Open Houses

March

15

Saturday

In Person

Saturday, March 15, 2025

10:00AM - 11:00AM

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Patio, Vaulted Ceiling
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Heating System
    Forced Air
  • Lot Size
    0.3 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 2704 Union Avenue, Spirit Lake, IA 51360

Home seller CENTURY 21 ProLink

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CENTURY 21 ProLink

(712) 224-2300
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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,779
  • Property Taxes
    $279
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,058

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Spirit Lake Elementary School

Grades PK-4 Public School

Spirit Lake, IA 51360 1 miles
2901 hill ave

548 total students
15:1 Student teacher ratio

School Rating: A

School Details

Spirit Lake Middle School

Grades 5-8 Public School

Spirit Lake, IA 51360 1.1 miles
609 28th st

363 total students
16:1 Student teacher ratio

School Rating: A-

School Details

Spirit Lake High School

Grades 9-12 Public School

Spirit Lake, IA 51360 1 miles
2701 hill ave

378 total students
17:1 Student teacher ratio

School Rating: C-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Spirit Lake, IA 51360

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Spirit Lake, IA 51360

This community’s employment is highest in the production occupations and administrative support industries. The area’s overall household expenses are above the national average.

84° July
Hottest Average Month
5° January
Coldest Average Month
4,024 Total Households in Area
2.6% Increase in population since the year 2010
16.8%
of households
have children
15 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Spirit Lake, IA 51360

Spirit Lake, IA 51360 has a population of 8,903 people in 4,024 households with a median age of 48.4 years old.

2.6%
Increase in population
since the year 2010
Population is Trending up
3,892
Total households as of 2010
8.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 48.4 years old. The smallest percentage group is 65-74 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White 95%
Hispanic 2%
Other <1%
Asian <1%
Black <1%
Native American <1%
The most prevalent ethnicity is White at 95%, followed by Hispanic at 2%, Other at <1%, and Asian at <1%.

Economics
for Spirit Lake, IA 51360

75 /sq mi
Population Density
$69,754 /yr
Median Household Income
$355,000
Median Sales Price
15 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.75% of the households.

Transportation to Work

  • Drive 88%
  • Work from Home 10%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 3,000 43%
Vacant 2,964 42%
Rented 1,024 15%

White vs Blue Collar Jobs







White Collar 70%
Blue Collar 30%

Family & Education Facts
for Spirit Lake, IA 51360

48.4 Median Age

Average Household Size

2.2
persons per
household

46.3%

Married Households

Community Population By Education

High School Graduate 27%
Bachelors Degree 26%
Some College 24%
Associates Degree 11%
Graduate Degree 7%
Some High School 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 27.08% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
16.8% of households have children

Weather
for Spirit Lake, IA 51360

The weather for this area ranges from a high of 84° F in July to a low of 5° F in January

84° July
Hottest Average Month
5° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
5°
24°
Feb
10°
29°
Mar
21°
41°
Apr
35°
57°
May
47°
70°
Jun
57°
80°
Jul
61°
84°
Aug
59°
82°
Sep
49°
74°
Oct
38°
61°
Nov
24°
42°
Dec
11°
29°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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