2765 SURF Road, Panacea, FL 32346

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For Sale

Sale Pending

^$879,000

3 beds • 2 baths • 1,500 sqft

Estimated Payment

^$ 5,089 /mo. ^†

6.85% APR for 30 yrs.
$5,775 in taxes
Change Loan Terms

CENTURY 21 First Story Real Estate

316 Williams St Tallahassee, FL 32303
Phone: (850) 727-0066

Single Family Detached
Property type
$586.00
Price per square foot
11-20 Years Old
Age
Fireplace
Fireplace

Explore this Property

Virtual Tour

The perfect retreat! Gulf of Mexico, Sopchoppy and Ochlocknee rivers accessible by short boat ride. 100' Ochlocknee Bay frontage with private beach setting looking across 1mile of water to state protected land, Dock with power and water to sun deck and boat house with lift equipped to accommodate V-hull or pontoon. 3 bedroom 2 bath home on 1/2 acre fenced lot with large storage area and slab for parking or entertaining below. Well maintained, 2008 solid built home 2x6 exterior walls with hardie board siding, standing seam metal roof on concrete pier foundation. Split floor plan with open concept that flows perfectly with no wasted space. Located minutes to restaurants, golf, bike trail and beaches. Only 35 miles from TLH airport.

MLS# 379134

Courtesy Of Superior Realty Group LLC

(850) 322-1649

Property Features

Age

11-20 Years Old
Amenities

Vaulted Ceiling, Ceiling Fan, Water Front
Appliances

Dishwasher, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
Architecture Style

New Traditional
Cooling System

Ceiling Fan(s)
Fireplace

Fireplace
Floor Covering

Carpet, Engineered Wood, Hardwood, Tile, Wood
Lot Size

0.51 Acres
Rooms

Dining Room, Family Room, Kitchen, Living Room

Map and Directions

Directions to 2765 SURF Road, Panacea, FL 32346

Home seller CENTURY 21 First Story Real Estate

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 First Story Real Estate

(850) 727-0066

Learn More About Us

Mortgage Calculator

Purchase Price

Down Payment

$ %

Loan Term

15 year 20 year 30 year

Interest Rate

Monthly Payment Breakdown

Principle and Interest
$4,608
Property Taxes
$481
Hazard Insurance
$0
Private Mortgage Insurance
$0
HOA Dues
$0
Total Monthly Payment:
$5,089

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Medart Elementary School

Grades PK-5 Public School

Crawfordville, FL 32327 7 miles
2558 coastal hwy

341 total students
14:1 Student teacher ratio

School Rating: B

School Details

Wakulla Virtual Franchise

Grades KG-12 Public School

Crawfordville, FL 32327 13.7 miles
69 arran rd

School Details

Wakulla County Virtual Instruction Program

Grades KG-12 Public School

Crawfordville, FL 32327 13.7 miles
69 arran rd

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Panacea, FL 32346

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Panacea, FL 32346

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

90° July

Hottest Average Month

42° January

Coldest Average Month

791 Total Households in Area

7.5% Increase in population since the year 2010

26.3%

of households
have children

27 minutes

Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Panacea, FL 32346

Panacea, FL 32346 has a population of 1,632 people in 791 households with a median age of 50.5 years old.

7.5%

Increase in population
since the year 2010

Population is Trending up

721

Total households as of 2010

5.5%

projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 50.5 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White	90%
Black	5%
Hispanic	<1%
Asian	<1%
Native American	<1%
Other	<1%

The most prevalent ethnicity is White at 90%, followed by Black at 5%, Hispanic at <1%, and Asian at <1%.

Economics
for Panacea, FL 32346

28 /sq mi

Population Density

$42,803 /yr

Median Household Income

$120,000

Median Sales Price

27 min

Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $25-34,999k representing 23.49% of the households.

Transportation to Work

Drive 74%
Walk or Bike 15%
Work from Home 10%
Public Transit 0%

Occupancy by Type

Owned	655	51%
Vacant	484	38%
Rented	136	11%

White vs Blue Collar Jobs

White Collar	73%
Blue Collar	27%

Family & Education Facts
for Panacea, FL 32346

50.5 Median Age

Average Household Size

persons per
household

57.7%

Married Households

Community Population By Education

High School Graduate	36%
Some College	24%
Some High School	19%
Bachelors Degree	8%
Associates Degree	8%
Graduate Degree	4%

Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 36.06% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)

26.3% of households have children

Weather
for Panacea, FL 32346

The weather for this area ranges from a high of 90° F in July to a low of 42° F in January

90° July

Hottest Average Month

42° January

Coldest Average Month

Average Temperature by Month

Low (°F)

High (°F)

Jan

42°

63°

Feb

45°

66°

Mar

50°

71°

Apr

56°

78°

May

64°

85°

Jun

70°

90°

Jul

72°

90°

Aug

72°

90°

Sep

69°

88°

Oct

59°

81°

Nov

50°

72°

Dec

44°

65°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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An Equal Opportunity Company

Copyright © 2025 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

2765 SURF Road, Panacea, FL 32346