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278 W 12th, Elmira, NY 14903

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For Sale
Sale Pending

$165,000

4 beds • 2 baths • 1,768 sqft

Estimated Payment

$ 1,362 /mo. †

6.67% APR for 30 yrs.
$6,157 in taxes
Change Loan Terms

  • Single Family Attached
    Property type

  • $93.33
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

3 bedroom/1 bathroom home on one side and a 1 bedroom/1 bathroom unit on the other side with separate utilities. Both have their own living spaces, kitchens, laundry areas, heating systems, and electrical breakers. Large 150x 120' lot and a spacious covered back deck. The huge 678 square foot garage with a loft makes a great workshop, mechanic's paradise, and storage space. Additionally, the unfinished walkout basement houses a new hot water tank, gas furnace, 2 electrical breaker boxes and a nice space for a workshop. This home is being sold by the original owner and has never been rented out - the 1 bedroom unit was used as an inlaw suite. Property Class is 210 - 1 Family Res. Buyer is responsible to re-classify as required should they change the use from an in-law suite to a rental.
MLS# EC278255

Courtesy Of RealtyUSA.com

(607) 733-2700

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Ceiling Fan, Cable Ready
  • Appliances
    Dishwasher, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Floor Covering
    Carpet, Hardwood, Vinyl
  • Heating System
    Baseboard
  • Lot Size
    0.41 Acres

Map and Directions

Directions to 278 W 12th, Elmira, NY 14903

Home seller CENTURY 21 Jackson Real Estate

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $849
  • Property Taxes
    $513
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,362

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cohen Elementary School

Grades PK-5 Public School

Elmira, NY 14903 0.4 miles
100 robinwood ave ste 1

497 total students
12:1 Student teacher ratio

School Rating: D

School Details

Cohen Middle School

Grades 6-8 Public School

Elmira, NY 14903 0.4 miles
100 robinwood ave ste 1

235 total students
11:1 Student teacher ratio

School Rating: C

School Details

Thomas A Edison High School

Grades 9-12 Public School

Elmira, NY 14903 0.5 miles
2083 college ave

269 total students
11:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Fassett Elementary School 1.1 miles Public PK-2
Diven School 1.9 miles Public PK-2
Ernie Davis Academy 2.1 miles Public 7-8 D+
Center Street School 2.4 miles Public PK-4 B
Finn Academy: An Elmira Charter School 2.6 miles Public KG-6 C+
Horseheads Senior High School 2.6 miles Public 9-12 B-
St Mary Our Mother School 2.9 miles Private PK-6
Thomas K Beecher School 3 miles Public 3-6 D-
Horseheads Intermediate School 3.2 miles Public 5-6 C+
Horseheads Middle School 3.3 miles Public 7-8 C-
Hendy Avenue School 3.3 miles Public 3-6 D
Riverside Elementary School 3.5 miles Public PK-2
Parley Coburn School 3.5 miles Public 3-6 D
Holy Family Elementary School 3.6 miles Private PK-6
Gardner Road Elementary School 3.6 miles Public PK-4 B
Holy Family Elementary School 3.6 miles Private PK-6
Elmira High School 4.4 miles Public 10-12 D+

Fassett Elementary School

Distance: 1.1 miles

Type Public

Grades: PK-2

Diven School

Distance: 1.9 miles

Type Public

Grades: PK-2

Ernie Davis Academy

Distance: 2.1 miles

Type Public

Grades: 7-8

D+

Center Street School

Distance: 2.4 miles

Type Public

Grades: PK-4

B

Finn Academy: An Elmira Charter School

Distance: 2.6 miles

Type Public

Grades: KG-6

C+

Horseheads Senior High School

Distance: 2.6 miles

Type Public

Grades: 9-12

B-

St Mary Our Mother School

Distance: 2.9 miles

Type Private

Grades: PK-6

Thomas K Beecher School

Distance: 3 miles

Type Public

Grades: 3-6

D-

Horseheads Intermediate School

Distance: 3.2 miles

Type Public

Grades: 5-6

C+

Horseheads Middle School

Distance: 3.3 miles

Type Public

Grades: 7-8

C-

Hendy Avenue School

Distance: 3.3 miles

Type Public

Grades: 3-6

D

Riverside Elementary School

Distance: 3.5 miles

Type Public

Grades: PK-2

Parley Coburn School

Distance: 3.5 miles

Type Public

Grades: 3-6

D

Holy Family Elementary School

Distance: 3.6 miles

Type Private

Grades: PK-6

Gardner Road Elementary School

Distance: 3.6 miles

Type Public

Grades: PK-4

B

Holy Family Elementary School

Distance: 3.6 miles

Type Private

Grades: PK-6

Elmira High School

Distance: 4.4 miles

Type Public

Grades: 10-12

D+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Elmira, NY 14903

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Elmira, NY 14903

This community’s employment is highest in the sales and production occupations industries. The area’s overall household expenses are above the national average.

82° July
Hottest Average Month
15° January
Coldest Average Month
3,271 Total Households in Area
-2.1% Increase in population since the year 2010
25.5%
of households
have children
17 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Elmira, NY 14903

Elmira, NY 14903 has a population of 7,377 people in 3,271 households with a median age of 44 years old.

-2.1%
Decrease in population
since the year 2010
Population is Trending down
3,374
Total households as of 2010
-3.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 87%
Black 3%
Hispanic 3%
Asian 2%
Other <1%
Native American <1%
The most prevalent ethnicity is White at 87%, followed by Black at 3%, Hispanic at 3%, and Asian at 2%.

Economics
for Elmira, NY 14903

345 /sq mi
Population Density
$69,343 /yr
Median Household Income
$94,000
Median Sales Price
17 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 18.5% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 6%
  • Walk or Bike 1%
  • Public Transit 1%

Occupancy by Type

Owned 2,090 59%
Rented 1,182 34%
Vacant 248 7%

White vs Blue Collar Jobs







White Collar 71%
Blue Collar 29%

Family & Education Facts
for Elmira, NY 14903

44 Median Age

Average Household Size

2.3
persons per
household

43.8%

Married Households

Community Population By Education

High School Graduate 26%
Some College 25%
Bachelors Degree 19%
Associates Degree 12%
Graduate Degree 12%
Some High School 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 25.69% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
25.5% of households have children

Weather
for Elmira, NY 14903

The weather for this area ranges from a high of 82° F in July to a low of 15° F in January

82° July
Hottest Average Month
15° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
15°
33°
Feb
15°
35°
Mar
23°
44°
Apr
34°
57°
May
43°
69°
Jun
52°
77°
Jul
57°
82°
Aug
55°
80°
Sep
48°
72°
Oct
38°
61°
Nov
30°
48°
Dec
20°
37°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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