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2807 Harmonia Hammock Road, Harmony, FL 34773

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For Sale

$400,000

4 beds • 2 baths • 1,830 sqft

Estimated Payment

$ 2,571 /mo. †

6.65% APR for 30 yrs.
$6,200 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $218.58
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

**BUY THIS HOME WITH A 3% INTEREST RATE**Beautiful 4-bedroom, 2-bath home located in the desirable Harmony West community of St. Cloud. This inviting residence boasts a spacious open floor plan with elegant tile flooring throughout, perfect for both entertaining and everyday living. The modern kitchen features sleek stainless steel appliances, granite countertops, and ample cabinetry, making it a chef's delight. The generous master suite offers a peaceful retreat, while the additional bedrooms provide plenty of space for family or guests. Enjoy outdoor living in the nicely-sized backyard, ideal for relaxing or hosting gatherings. With a 2-car garage and situated in a community known for its amenities and natural beauty, this home is a must-see! MOTIVATED SELLER CLOSING COST OFFERED!!
MLS# S5110734

Courtesy Of eXp Realty LLC

(888) 883-8509

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Security System, Security System
  • Appliances
    Dishwasher, Garbage Disposer, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Block, Stucco
  • Floor Covering
    Carpet, Tile, Tile - Ceramic
  • Heating System
    Central Furnace
  • Lot Size
    0.13 Acres
  • Rooms
    Dining Room, Kitchen, Living Room

Map and Directions

Directions to 2807 Harmonia Hammock Road, Harmony, FL 34773

Home seller CENTURY 21 McBride Realty Group

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 McBride Realty Group

(386) 866-1007
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,054
  • Property Taxes
    $516
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,571

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Harmony Community School

Grades PK-5 Public School

Harmony, FL 34773 1.5 miles
3365 schoolhouse rd

775 total students
16:1 Student teacher ratio

School Rating: B+

School Details

Harmony Middle School

Grades 6-8 Public School

Saint Cloud, FL 34771 2.6 miles
3725 arthur j gallagher blvd

1023 total students
19:1 Student teacher ratio

School Rating: C

School Details

Harmony High School

Grades 9-12 Public School

Saint Cloud, FL 34771 2.3 miles
3601 arthur j gallagher blvd

2243 total students
22:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Mater Academy At St Cloud 4.2 miles Public KG-8 B-
American Classical Charter Academy 4.7 miles Public KG-12

Mater Academy At St Cloud

Distance: 4.2 miles

Type Public

Grades: KG-8

B-

American Classical Charter Academy

Distance: 4.7 miles

Type Public

Grades: KG-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Harmony, FL 34773

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Harmony, FL 34773

This community’s employment is highest in the administrative support and transportation industries. The area’s overall household expenses are below the national average.

92° July
Hottest Average Month
49° January
Coldest Average Month
1,375 Total Households in Area
10.9% Increase in population since the year 2010
37.8%
of households
have children
38 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Harmony, FL 34773

Harmony, FL 34773 has a population of 4,046 people in 1,375 households with a median age of 31 years old.

10.9%
Increase in population
since the year 2010
Population is Trending up
1,200
Total households as of 2010
11.9%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 31 years old. The smallest percentage group is 18-24 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 73%
Hispanic 20%
Other 6%
Black 4%
Asian 2%
Native American <1%
The most prevalent ethnicity is White at 73%, followed by Hispanic at 20%, Other at 6%, and Black at 4%.

Economics
for Harmony, FL 34773

13 /sq mi
Population Density
$79,039 /yr
Median Household Income
$336,000
Median Sales Price
38 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.24% of the households.

Transportation to Work

  • Drive 87%
  • Work from Home 12%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 1,198 80%
Rented 177 12%
Vacant 127 8%

White vs Blue Collar Jobs







White Collar 76%
Blue Collar 24%

Family & Education Facts
for Harmony, FL 34773

31 Median Age

Average Household Size

3
persons per
household

67.4%

Married Households

Community Population By Education

High School Graduate 23%
Some College 21%
Bachelors Degree 21%
Graduate Degree 14%
Associates Degree 11%
Some High School 10%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 22.96% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
37.8% of households have children

Weather
for Harmony, FL 34773

The weather for this area ranges from a high of 92° F in July to a low of 49° F in January

92° July
Hottest Average Month
49° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
49°
73°
Feb
50°
74°
Mar
54°
78°
Apr
59°
83°
May
64°
88°
Jun
69°
90°
Jul
71°
92°
Aug
71°
91°
Sep
70°
89°
Oct
65°
84°
Nov
57°
79°
Dec
51°
74°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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