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284 Palmer Dr, Lottsburg, VA 22511

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For Sale
Sale Pending

$699,950

3 beds • 2 baths • 1 half baths

Estimated Payment

$ 3,799 /mo. †

6.67% APR for 30 yrs.
$2,364 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • 21-30 Years Old
    Age

Explore this Property

Be the very first to see this stunning, Custom Built one-owner home sitting alongside Palmer Cove on the Yeocomico River and only 5 short minutes to the mouth of the Potomac. As you enter the foyer, there's abundant storage, a guest bath, a formal dining room, formal living area and a GRAND 2-story family room with loads of windows and a breathtaking water view. This space features a double-sided, raised hearth gas fireplace. There is a sunroom off of the family room that is flanked with Anderson windows, a slider off to a private porch. The kitchen has custom cabinets w/loads of storage & an amazing water view. The 2ndlevel offers 3 generously sized bedrooms including the Primary Suite offering a private balcony overlooking the water, a private ensuite bath featuring double vanities, ceramic tile flooring, his/hers water closets & his/hers closet space. This level also offers a loft area that is perfect for a game room or office/study. The exterior offers newly replaced composite decking on all deck surfaces, Anderson windows, fully automated Anderson skylights, Newer (10 years old) 50 year roof, 24x30 attached garage w/easy open doors, New (2024) Generac Generator, 400-amp service and of course a level 2+ acre waterfront lot for loads of outdoor family gatherings & activities. (See attachments for additional features of this amazing home).
MLS# 2507234

Courtesy Of Long & Foster Real Estate

(888) 536-0216

Property Features

  • Age
    21-30 Years Old
  • Architecture Style
    Other
  • Cooling System
    Central A/C, Zoned A/C
  • Exterior Type
    Stucco
  • Floor Covering
    Laminate, Tile
  • Heating System
    Zoned
  • Lot Size
    2.1 Acres

Map and Directions

Directions to 284 Palmer Dr, Lottsburg, VA 22511

Home seller CENTURY 21 Redwood Realty

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CENTURY 21 Redwood Realty

(703) 528-8195
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,602
  • Property Taxes
    $197
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,799

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Northumberland Elementary School

Grades PK-5 Public School

Heathsville, VA 22473 8.5 miles
757 academic ln

551 total students
12:1 Student teacher ratio

School Rating: B-

School Details

Northumberland Middle School

Grades 6-8 Public School

Heathsville, VA 22473 8.2 miles
175 academic ln

276 total students
10:1 Student teacher ratio

School Rating: C+

School Details

Northumberland High School

Grades 9-12 Public School

Heathsville, VA 22473 8.3 miles
201 academic ln

401 total students
11:1 Student teacher ratio

School Rating: C

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Lottsburg, VA 22511

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Lottsburg, VA 22511

This community’s employment is highest in the production occupations and sales industries. The area’s overall household expenses are above the national average.

88° July
Hottest Average Month
28° January
Coldest Average Month
466 Total Households in Area
3.8% Increase in population since the year 2010
13.7%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Lottsburg, VA 22511

Lottsburg, VA 22511 has a population of 924 people in 466 households with a median age of 56.4 years old.

3.8%
Increase in population
since the year 2010
Population is Trending up
465
Total households as of 2010
1.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 56.4 years old. The smallest percentage group is 65-74 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White 81%
Black 14%
Hispanic 3%
Other 1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 81%, followed by Black at 14%, Hispanic at 3%, and Other at 1%.

Economics
for Lottsburg, VA 22511

48 /sq mi
Population Density
$85,680 /yr
Median Household Income
$0
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 19.79% of the households.

Transportation to Work

  • Drive 88%
  • Work from Home 11%
  • Walk or Bike 0%
  • Public Transit 0%

Occupancy by Type

Owned 442 51%
Vacant 394 46%
Rented 24 3%

White vs Blue Collar Jobs







White Collar 81%
Blue Collar 19%

Family & Education Facts
for Lottsburg, VA 22511

56.4 Median Age

Average Household Size

2
persons per
household

50%

Married Households

Community Population By Education

Some College 28%
Bachelors Degree 27%
Graduate Degree 19%
High School Graduate 12%
Associates Degree 10%
Some High School 4%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 28.29% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
13.7% of households have children

Weather
for Lottsburg, VA 22511

The weather for this area ranges from a high of 88° F in July to a low of 28° F in January

88° July
Hottest Average Month
28° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
28°
46°
Feb
29°
48°
Mar
36°
56°
Apr
45°
67°
May
55°
76°
Jun
63°
84°
Jul
68°
88°
Aug
67°
86°
Sep
61°
80°
Oct
49°
70°
Nov
40°
59°
Dec
31°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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