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2846 Cotswold, Rockford, IL 61114

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For Sale

$549,000

3 beds • 4 baths • 800 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $686.25
    Price per square foot

  • Basement
    Rooms

  • Fireplace
    Fireplace

Explore this Property

This house comes with a REDUCED RATE as low as 5.625% (APR 5.953%) as of 12/08/2025 through List & Lock . This is a seller paid rate-buydown that reduces the buyer s interest rate and monthly payment. Terms apply, see disclosures for more information. Welcome to this beautifully maintained 3-bedroom, 4-bath home in the desirable Wyndemir Estates! The main floor greets you with gorgeous hardwood floors and an open-concept layout. The kitchen features an eat-in space that flows seamlessly into the vaulted family room, perfect for entertaining, and offers access to a spacious deck and patio. Main floor laundry is conveniently located off the kitchen, leading to the attached two-car garage. Both the family room and living room share a cozy fireplace, and the soaring vaulted ceilings in the kitchen, living, and family rooms enhance the airy, open feel. The main floor also boasts a dedicated dining room, a full bathroom, a second bedroom perfect for guests or a home office and a luxurious primary suite with tray ceiling, large walk-in closet, double vanities, and a relaxing whirlpool tub. Upstairs, discover a loft area with a skylight ideal for reading or game nights and a large bedroom with its own full bath, perfect as a second primary suite or guest retreat. The finished basement with partial exposure adds even more living space, offering a large open area, full bath, bonus room, and storage room with utilities. Enjoy year-round convenience with the HOA handling lawn care, snow removal and window washing. This home perfectly combines elegance, functionality, and low-maintenance living in a premier neighborhood! Some photos have been virtually staged.
MLS# 202506049

Courtesy Of Dickerson & Nieman

(815) 227-5900

Open Houses

December

13

Saturday

In Person

Saturday, December 13, 2025

2:00PM - 4:00PM

Property Features

  • Amenities
    Deck, Sky light, Security System, Security System
  • Appliances
    Cooktop, Dishwasher, Dryer, Garbage Disposer, Microwave, Refrigerator, Washer, Water - Softener
  • Architecture Style
    Other
  • Exterior Type
    Brick, Stone
  • Fireplace
    Fireplace
  • Heating System
    Forced Air
  • Lot Size
    0.23 Acres
  • Rooms
    Basement, Kitchen, Loft

Map and Directions

Directions to 2846 Cotswold, Rockford, IL 61114

Home seller CENTURY 21 Affiliated

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Affiliated

(815) 397-7700
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Rockford Area MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.