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285 Moon Bay, Kuttawa, KY 42044

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For Sale

$1,600,000

7 beds • 4 baths • 1 half baths • 5,418 sqft

Estimated Payment

$ 8,311 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $295.31
    Price per square foot

  • Basement
    Rooms

Explore this Property

REDUCED! Don't miss out on this amazing chance to own a stunning waterfront home on the main channel of Lake Barkley! This beautiful Mediterranean-style home was built in 2018 and is located in Moon Bay Harbor Resort in Kuttawa. When you step inside, you'll find spacious open rooms with high vaulted ceilings and large windows offering breathtaking views of the lake and Land Between the Lakes. The property includes a three-car garage, a modern kitchen with smart appliances, granite countertops, hardwood floors, tile showers, walk-in closets, and a cozy living room with a gas fireplace. Head downstairs to find additional five bedrooms, two baths, and a large bonus room with a wet bar. Included is Boat Slip 6 with lift and jet ski lift.
MLS# 126502

Courtesy Of 1st Realty Group

(270) 562-1201

Property Features

  • Amenities
    Wet Bar, Water Front
  • Appliances
    Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Brick
  • Floor Covering
    Tile, Wood
  • Heating System
    Forced Air
  • Lot Size
    0.8 Acres
  • Rooms
    Basement, Kitchen
  • View Type
    Water

Map and Directions

Directions to 285 Moon Bay, Kuttawa, KY 42044

Home seller CENTURY 21 Service Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Service Realty

(270) 442-2100
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $8,311
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $8,311

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Lyon County Elementary School

Grades PK-5 Public School

Eddyville, KY 42038 6.5 miles
201 fairview ave

434 total students
17:1 Student teacher ratio

School Rating: C+

School Details

Lyon County Middle School

Grades 6-8 Public School

Eddyville, KY 42038 6.6 miles
111 w fairview ave

222 total students
18:1 Student teacher ratio

School Rating: A-

School Details

Lyon County High School

Grades 9-12 Public School

Eddyville, KY 42038 6.5 miles
209 w fairview ave

293 total students
19:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Eddyville Education Center 4.5 miles Public UG

Eddyville Education Center

Distance: 4.5 miles

Type Public

Grades: UG

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Kuttawa, KY 42044

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Kuttawa, KY 42044

This community’s employment is highest in the administrative support and healthcare practitioners industries. The area’s overall household expenses are above the national average.

91° July
Hottest Average Month
25° January
Coldest Average Month
1,530 Total Households in Area
-1.8% Increase in population since the year 2010
30.3%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Kuttawa, KY 42044

Kuttawa, KY 42044 has a population of 3,506 people in 1,530 households with a median age of 43.5 years old.

-1.8%
Decrease in population
since the year 2010
Population is Trending down
1,539
Total households as of 2010
2.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.5 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 94%
Hispanic 2%
Other <1%
Asian <1%
Native American <1%
Black <1%
The most prevalent ethnicity is White at 94%, followed by Hispanic at 2%, Other at <1%, and Asian at <1%.

Economics
for Kuttawa, KY 42044

86 /sq mi
Population Density
$66,536 /yr
Median Household Income
$347,500
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.98% of the households.

Transportation to Work

  • Drive 85%
  • Walk or Bike 10%
  • Work from Home 5%
  • Public Transit 0%

Occupancy by Type

Owned 1,345 61%
Vacant 681 31%
Rented 185 8%

White vs Blue Collar Jobs







White Collar 63%
Blue Collar 37%

Family & Education Facts
for Kuttawa, KY 42044

43.5 Median Age

Average Household Size

2.3
persons per
household

63.8%

Married Households

Community Population By Education

Some College 32%
High School Graduate 29%
Graduate Degree 11%
Associates Degree 11%
Bachelors Degree 10%
Some High School 7%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 31.78% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
30.4% of households have children

Weather
for Kuttawa, KY 42044

The weather for this area ranges from a high of 91° F in July to a low of 25° F in January

91° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
44°
Feb
29°
49°
Mar
37°
59°
Apr
47°
71°
May
55°
79°
Jun
64°
87°
Jul
68°
91°
Aug
66°
89°
Sep
59°
83°
Oct
47°
72°
Nov
38°
59°
Dec
30°
48°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Western Kentucky Regional MLS Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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