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3 Neptune Ln, Montross, VA 22520

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For Sale
Sale Pending

$799,950

4 beds • 3 baths • 1 half baths

Estimated Payment

$ 4,375 /mo. †

6.65% APR for 30 yrs.
$3,206 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 31-40 Years Old
    Age

Explore this Property

Be the very first to see this breathtaking Cape strategically placed to capture the panoramic views overlooking the Nomini Creek. This custom home features a 1st floor primary suite, chef's dream kitchen, breakfast area and large family room w/brick wood burning fireplace that has never had a fire in it. The 2nd level offers two guest rooms w/built-in beds & storage. This level offers a Jack & Jill full bath w/double sink vanity. The basement has just been finished out and offers a spacious guest room, breakfast area & large family room. Every room on all three levels has amazing waterfront views. This home has had many recent improvements including new interior paint throughout, all new vinyl siding, new vinyl soffit, vinyl ceiling installed in all porch areas, newly wrapped vinyl windows, new gutters w/guards, outdoor lighting & so much more. The pier has been recently stained and offers two boat lifts for up to a 23' boat and a jet ski. There is water & power at the end of the pier. Nomini Creek is just off of the Potomac River and offers amazing crabbing & fishing with 6' of water depth at the end of the pier at low tide.
MLS# 2503177

Courtesy Of Long & Foster Real Estate

(888) 536-0216

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Dock
  • Appliances
    Dishwasher, Dryer, Washer
  • Architecture Style
    Other
  • Cooling System
    Zoned A/C
  • Floor Covering
    Tile, Wood
  • Heating System
    Zoned
  • Lot Size
    0.33 Acres

Map and Directions

Directions to 3 Neptune Ln, Montross, VA 22520

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $4,108
  • Property Taxes
    $267
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $4,375

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Washington District Elementary School

Grades PK-5 Public School

Colonial Beach, VA 22443 15.4 miles
454 oak grove rd

348 total students
13:1 Student teacher ratio

School Rating: B-

School Details

Montross Middle School

Grades 6-8 Public School

Montross, VA 22520 3 miles
8884 menokin rd

336 total students
11:1 Student teacher ratio

School Rating: B+

School Details

Washington & Lee High School

Grades 9-12 Public School

Montross, VA 22520 4.2 miles
16380 kings hwy

487 total students
14:1 Student teacher ratio

School Rating: D

School Details
Other Nearby Schools Distance Type Grades School Rating
Cople Elementary School 4.2 miles Public PK-5 C-

Cople Elementary School

Distance: 4.2 miles

Type Public

Grades: PK-5

C-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Montross, VA 22520

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Montross, VA 22520

This community’s employment is highest in the production occupations and administrative support industries. The area’s overall household expenses are below the national average.

88° July
Hottest Average Month
27° January
Coldest Average Month
2,387 Total Households in Area
1.1% Increase in population since the year 2010
19.4%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Montross, VA 22520

Montross, VA 22520 has a population of 5,673 people in 2,387 households with a median age of 50.8 years old.

1.1%
Increase in population
since the year 2010
Population is Trending up
2,428
Total households as of 2010
1.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 50.8 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 60%
Black 28%
Hispanic 7%
Other 4%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 60%, followed by Black at 28%, Hispanic at 7%, and Other at 4%.

Economics
for Montross, VA 22520

54 /sq mi
Population Density
$61,334 /yr
Median Household Income
$285,000
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 14.47% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 13%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 1,847 54%
Vacant 1,017 30%
Rented 540 16%

White vs Blue Collar Jobs







White Collar 73%
Blue Collar 27%

Family & Education Facts
for Montross, VA 22520

50.8 Median Age

Average Household Size

2.4
persons per
household

32.6%

Married Households

Community Population By Education

High School Graduate 34%
Some College 21%
Some High School 20%
Bachelors Degree 10%
Graduate Degree 8%
Associates Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 34.46% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
19.4% of households have children

Weather
for Montross, VA 22520

The weather for this area ranges from a high of 88° F in July to a low of 27° F in January

88° July
Hottest Average Month
27° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
27°
46°
Feb
28°
48°
Mar
35°
57°
Apr
44°
68°
May
54°
77°
Jun
63°
84°
Jul
67°
88°
Aug
66°
86°
Sep
60°
80°
Oct
48°
70°
Nov
38°
59°
Dec
30°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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