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305 S Franklin St, Winnsboro, TX 75494

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For Sale
Price Reduced

$189,000

3 beds • 2 baths • 1,261 sqft

Estimated Payment

$ 982 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 1940
    Year built

  • $149.88
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Super cute remodeled 1940's home located within walking distance of the Winnsboro Farmer's Market and the wonderful Winnsboro downtown! This adorable home would make a perfect starter home or for those looking to downsize! This home would also be a great addition to an investment portfolio as a property rental or as a VRBO or AirBnB. There are so many possibilities with this property! The kitchen features SS appliances, deep double SS sink with pull-out faucet, new backsplash, and large pantry. The rest of the house features ceiling fans throughout, lots of storage space, shelving, and an oversized, spacious master; the room off the kitchen features an amazing mural that will transport you to the time of the dinosaurs! Outside, a shed will help organize your outdoor tools, while the covered front portch will invite you to sit and watch the world go by while you sip your coffee, tea, or lemonade. The large yard will offer plenty of space for whatever you choose to imagine.......maybe a pool, playground, extra parking, outdoor entertaining.....the list goes on and on with possibilities! Don't miss this incredible opportunity in wonderful Winnsboro!
MLS# 20779794

Listed By CENTURY 21 First Group

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Garbage Disposal
  • Cooling
    Central A/C
  • Exterior Living Space
    Patio, Porch
  • Flooring
    Mixed
  • General
    Ceiling Fan(s)
  • Heating - Fuel Type
    Electric
  • Kitchen Features
    Eat-in Kitchen
  • Lot Description
    Access Type - Road
  • Lot Size
    Under 1/2 Acre, 0.21 Acres
  • Road Type
    City / Town Street
  • Sewer
    City
  • Style
    Traditional
  • Water
    City Water

Map and Directions

Directions to 305 S Franklin St, Winnsboro, TX 75494

Home seller CENTURY 21 First Group

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Ruth Woods of East Texas Woods Team

of CENTURY 21 First Group

(661) 974-2135
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $982
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $982

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Winnsboro Elementary School

Grades PK-2 Public School

Winnsboro, TX 75494 0.7 miles
310 w coke rd

344 total students
14:1 Student teacher ratio

School Details

Winnsboro Memorial Intermediate School

Grades 3-5 Public School

Winnsboro, TX 75494 0.2 miles
505 s chestnut st

301 total students
14:1 Student teacher ratio

School Rating: B-

School Details

Winnsboro Jr High School

Grades 6-8 Public School

Winnsboro, TX 75494 0.3 miles
409 newsome st

356 total students
11:1 Student teacher ratio

School Rating: B-

School Details

Winnsboro High School

Grades 9-12 Public School

Winnsboro, TX 75494 0.6 miles
634 s post oak st

466 total students
13:1 Student teacher ratio

School Rating: B-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Winnsboro, TX 75494

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Winnsboro, TX 75494

This community’s employment is highest in the administrative support and finance industries. The area’s overall household expenses are below the national average.

94° August
Hottest Average Month
33° January
Coldest Average Month
4,970 Total Households in Area
5.3% Increase in population since the year 2010
36%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Winnsboro, TX 75494

Winnsboro, TX 75494 has a population of 13,115 people in 4,970 households with a median age of 43 years old.

5.3%
Increase in population
since the year 2010
Population is Trending up
4,884
Total households as of 2010
1.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 80%
Hispanic 13%
Other 7%
Black 3%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 80%, followed by Hispanic at 13%, Other at 7%, and Black at 3%.

Economics
for Winnsboro, TX 75494

56 /sq mi
Population Density
$64,937 /yr
Median Household Income
$232,831
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 18.36% of the households.

Transportation to Work

  • Drive 88%
  • Work from Home 8%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 4,010 69%
Rented 960 17%
Vacant 833 14%

White vs Blue Collar Jobs







White Collar 57%
Blue Collar 43%

Family & Education Facts
for Winnsboro, TX 75494

43 Median Age

Average Household Size

2.5
persons per
household

58%

Married Households

Community Population By Education

High School Graduate 30%
Some College 25%
Bachelors Degree 16%
Some High School 13%
Associates Degree 9%
Graduate Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 30.01% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
36% of households have children

Weather
for Winnsboro, TX 75494

The weather for this area ranges from a high of 94° F in August to a low of 33° F in January

94° August
Hottest Average Month
33° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
33°
55°
Feb
36°
60°
Mar
44°
67°
Apr
52°
76°
May
61°
82°
Jun
68°
89°
Jul
71°
94°
Aug
70°
94°
Sep
64°
88°
Oct
53°
78°
Nov
43°
66°
Dec
35°
58°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Winnsboro, TX 75494!
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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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