3097 Banks School Road, Kinston, NC 28504

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For Sale

^$341,900

4 beds • 3 baths • 2,031 sqft

Estimated Payment

^$ 1,792 /mo. ^†

6.85% APR for 30 yrs.
$0 in taxes
Change Loan Terms

CENTURY 21 Harry H. Cummings, Inc.

2715 West Vernon Avenue Kinston, NC 28501
Phone: (252) 522-0011

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Single Family Detached
Property type
$168.34
Price per square foot
New Construction, 1-5 Years Old
Age
Fireplace
Heating System

Explore this Property

ASK ABOUT the LARGE BUILDER CREDITS $15,000.00 TO ASSIST BUYER WITH BUYING THEIR RATE DOWN OR CLOSING COSTS!! MOVE-IN READY!! NEW Construction in Great Location off Banks Road in Final Phase of Most Desired Marion Heights! The Olivia Plan Features 4 Bedrooms, 3 Full Baths & Walk-in Attic for future expansion, - TWO OWNER'S SUITES!! Approximately 2,031 Sq.Ft. Split Bedroom 1.5 Story Ranch Home on Over ONE Acre Picturesque Lot*Large Family Room Open to Nice Granite Kitchen with Breakfast Bar, Tile Backsplash, Stainless Steel Appliances & Pantry*Lush 1st Floor Primary suite with WIC, Dual Vanity, Soaking Tub & Separate Shower*3 Bedrooms on 1st Floor and 2nd Floor Features 2nd Owners Suite/4th Bedroom or use it as a Bonus Room (this large Room features walk-in Closet and Full Bath**Laundry Room*Covered Front and Rear Porches *2 Car Garage*and Large Back Yard~ Backup Parking Pad Included! ~ Minutes to DownTown Kinston plus Easy Commute to Goldsboro, Raleigh, Wilson, or Greenville. Great Commute to SJAFB & UNC Hospitals in Kinston or Goldsboro and only 1 hour to NC Beaches! *HERO Code Home! BANKS School District - ASK ABOUT the LARGE BUILDER CREDITS $15,000.00 TO ASSIST BUYER WITH GETTING THEIR CLOSING COST PAID!!

MLS# 10037895

Courtesy Of Ron Lee & Assciates, dba:RE/MAX Southland Realty II

(919) 773-0991

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Saturday, March 1, 2025

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March

Tuesday

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Tuesday, March 4, 2025

11:00AM - 12:00PM

March

Saturday

In Person

Saturday, March 8, 2025

2:00PM - 4:00PM

Property Features

Age

New Construction, 1-5 Years Old
Amenities

Porch
Appliances

Dishwasher, Microwave, Range, Washer
Architecture Style

New Traditional
Exterior Type

Vinyl Siding
Fireplace

Fireplace
Floor Covering

Carpet, Laminate, Vinyl
Heating System

Central Furnace, Fireplace, Heat Pump
Lot Size

1.13 Acres
Rooms

Dining Room, Family Room, Kitchen

Map and Directions

Directions to 3097 Banks School Road, Kinston, NC 28504

Home seller CENTURY 21 Harry H. Cummings, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Harry H. Cummings, Inc.

(252) 522-0011

Learn More About Us

Mortgage Calculator

Purchase Price

Down Payment

$ %

Loan Term

15 year 20 year 30 year

Interest Rate

Monthly Payment Breakdown

Principle and Interest
$1,792
Property Taxes
$0
Hazard Insurance
$0
Private Mortgage Insurance
$0
HOA Dues
$0
Total Monthly Payment:
$1,792

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Banks Elementary School

Grades PK-5 Public School

Kinston, NC 28504 0.5 miles
2148 falling creek rd

486 total students
14:1 Student teacher ratio

School Rating: C

School Details

E B Frink Middle School

Grades 6-8 Public School

La Grange, NC 28551 6.4 miles
102 martin luther king jr dr

536 total students
17:1 Student teacher ratio

School Rating: C

School Details

Lenoir County Early College High School

Grades 9-12 Public School

Kinston, NC 28504 7.2 miles
231 hwy 58 s

198 total students
26:1 Student teacher ratio

School Rating: A-

School Details

Other Nearby Schools	Distance	Type	Grades	School Rating
Lenoir County Learning Academy	1.8 miles	Public	PK-12	F
Bethel Christian Academy	2.3 miles	Private	PK-12
Five Points Education Training Center	4.2 miles	Private	3-11
Northwest Elementary School	4.8 miles	Public	KG-5	B
Arendell Parrott Academy	5.3 miles	Private	PK-12

Lenoir County Learning Academy

Distance: 1.8 miles

Type Public

Grades: PK-12

Bethel Christian Academy

Distance: 2.3 miles

Type Private

Grades: PK-12

Five Points Education Training Center

Distance: 4.2 miles

Type Private

Grades: 3-11

Northwest Elementary School

Distance: 4.8 miles

Type Public

Grades: KG-5

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Kinston, NC 28504

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Kinston, NC 28504

This community’s employment is highest in the production occupations and administrative support industries. The area’s overall household expenses are below the national average.

90° July

Hottest Average Month

32° January

Coldest Average Month

8,405 Total Households in Area

-0.4% Increase in population since the year 2010

25.1%

of households
have children

21 minutes

Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Kinston, NC 28504

Kinston, NC 28504 has a population of 20,314 people in 8,405 households with a median age of 47.6 years old.

-0.4%

Decrease in population
since the year 2010

Population is Trending down

8,414

Total households as of 2010

1.3%

projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 47.6 years old. The smallest percentage group is 65-74 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White	55%
Black	34%
Hispanic	7%
Other	4%
Asian	<1%
Native American	<1%

The most prevalent ethnicity is White at 55%, followed by Black at 34%, Hispanic at 7%, and Other at 4%.

Economics
for Kinston, NC 28504

165 /sq mi

Population Density

$53,183 /yr

Median Household Income

$170,000

Median Sales Price

21 min

Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.75% of the households.

Transportation to Work

Drive 95%
Work from Home 4%
Walk or Bike 1%
Public Transit 0%

Occupancy by Type

Owned	5,145	55%
Rented	3,260	35%
Vacant	989	11%

White vs Blue Collar Jobs

White Collar	63%
Blue Collar	37%

Family & Education Facts
for Kinston, NC 28504

47.6 Median Age

Average Household Size

2.3

persons per
household

38.2%

Married Households

Community Population By Education

High School Graduate	30%
Some College	22%
Some High School	16%
Associates Degree	15%
Bachelors Degree	11%
Graduate Degree	5%

Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 29.95% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)

25.1% of households have children

Weather
for Kinston, NC 28504

The weather for this area ranges from a high of 90° F in July to a low of 32° F in January

90° July

Hottest Average Month

32° January

Coldest Average Month

Average Temperature by Month

Low (°F)

High (°F)

Jan

32°

54°

Feb

34°

57°

Mar

40°

65°

Apr

48°

74°

May

57°

82°

Jun

65°

88°

Jul

69°

90°

Aug

68°

89°

Sep

62°

84°

Oct

50°

75°

Nov

40°

66°

Dec

34°

57°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Kinston, NC 28504!
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Copyright © 2025 Doorify MLS of North Carolina. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

3097 Banks School Road, Kinston, NC 28504

$341,900

$ 1,792 /mo. †

Explore this Property

Open Houses

Property Features

Map and Directions

Home seller CENTURY 21 Harry H. Cummings, Inc.

CENTURY 21 Harry H. Cummings, Inc.

Mortgage Calculator

Monthly Payment Breakdown

Schools

Banks Elementary School

E B Frink Middle School

Lenoir County Early College High School

North Lenoir High School

Local area information for Kinston, NC 28504

Kinston, NC 28504

Household Expenses vs National Average

Demographic facts for Kinston, NC 28504

Community Population By Age

Community Population By Ethnicity

Economics for Kinston, NC 28504

Household Expenses vs National Average

Household by Income

Transportation to Work

Occupancy by Type

White vs Blue Collar Jobs

Family & Education Facts for Kinston, NC 28504

Average Household Size

Community Population By Education

Household Family Expenses vs National Average

Weather for Kinston, NC 28504

Average Temperature by Month

Precipitation

3097 Banks School Road Kinston , NC 28504

CENTURY 21 Harry H. Cummings, Inc.

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CENTURY 21 Harry H. Cummings, Inc.

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CENTURY 21 Harry H. Cummings, Inc.

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^$341,900

^$ 1,792 /mo. ^†

Demographic facts
for Kinston, NC 28504

Economics
for Kinston, NC 28504

Family & Education Facts
for Kinston, NC 28504

Weather
for Kinston, NC 28504

3097 Banks School Road
Kinston , NC 28504