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315 Park St, Commerce, TX 75428

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For Sale

$169,000

3 beds • 1 baths • 1,560 sqft

Estimated Payment

$ 870 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 1962
    Year built

  • $108.33
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Charming Updated Home Near Downtown Commerce, TX! This beautifully updated 3-bedroom, 1-bath home is move-in ready and just minutes from the heart of downtown Commerce! Recent 2025 upgrades include new flooring, bathroom updates, and fresh paint, while windows, cabinets, and granite countertops were updated in 2018, adding both style and functionality. Enjoy a spacious backyard, partially fenced and ready for outdoor activities, gardening, or pets. Conveniently located near the downtown square, this home offers easy access to Cooper, Greenville, and Sulphur Springs, making it an ideal spot for commuters or those who love small-town charm with modern conveniences. All at a great price for 1st time buyers or those looking to downsize. Don't miss out on this fantastic opportunity-schedule your showing today!
MLS# 20844059

Listed By CENTURY 21 First Group

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Microwave, Range / Oven, Refrigerator
  • Cooling
    Central A/C - Electric
  • Fencing
    Metal Fence
  • Flooring
    Mixed
  • Garage Description
    No Garage
  • General
    Ceiling Fan(s)
  • Heating - Fuel Type
    Electric
  • Kitchen Features
    Granite Countertops
  • Lot Description
    Access Type - Road
  • Lot Size
    Under 1/2 Acre, 0.23 Acres
  • Road Type
    City / Town Street
  • Roof
    Composition Shingle
  • Sewer
    City
  • Style
    Traditional
  • Water
    City Water

Map and Directions

Directions to 315 Park St, Commerce, TX 75428

Home seller Meet the Agent,
Martie Abercrombie

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Martie Abercrombie

of CENTURY 21 First Group

(903) 438-6412
Learn More About Me

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $870
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $870

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Room Dimensions

  • Living Room
    15 ft x 20 ft
  • Formal Dining
    12 ft x 12 ft
  • Kitchen
    10 ft x 12 ft
  • Utility
    8 ft x 12 ft
  • Primary Bedroom
    14 ft x 16 ft
  • Bedroom #2
    12 ft x 12 ft
  • Bedroom #3
    12 ft x 12 ft
  • Bathroom
    10 ft x 7 ft

Schools

Commerce Elementary School

Grades PK-2 Public School

Commerce, TX 75428 1.9 miles
2900 fm 3218

346 total students
12:1 Student teacher ratio

School Details

Albert C Williams Elementary School

Grades 3-5 Public School

Commerce, TX 75428 1.7 miles
615 culver st

305 total students
11:1 Student teacher ratio

School Rating: D

School Details

Commerce Middle School

Grades 6-9 Public School

Commerce, TX 75428 1.6 miles
606 culver st

351 total students
14:1 Student teacher ratio

School Rating: C-

School Details

Commerce High School

Grades 9-12 Public School

Commerce, TX 75428 1.9 miles
3800 sregit dr

460 total students
12:1 Student teacher ratio

School Rating: C-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Commerce, TX 75428

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Commerce, TX 75428

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are below the national average.

95° August
Hottest Average Month
32° January
Coldest Average Month
3,988 Total Households in Area
6.9% Increase in population since the year 2010
33.4%
of households
have children
20 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Commerce, TX 75428

Commerce, TX 75428 has a population of 11,536 people in 3,988 households with a median age of 29.1 years old.

6.9%
Increase in population
since the year 2010
Population is Trending up
3,590
Total households as of 2010
8.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 29.1 years old. The smallest percentage group is 18-24 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 56%
Black 23%
Hispanic 12%
Other 5%
Asian 3%
Native American 1%
The most prevalent ethnicity is White at 56%, followed by Black at 23%, Hispanic at 12%, and Other at 5%.

Economics
for Commerce, TX 75428

120 /sq mi
Population Density
$48,877 /yr
Median Household Income
$213,572
Median Sales Price
20 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 17.05% of the households.

Transportation to Work

  • Drive 80%
  • Walk or Bike 12%
  • Work from Home 8%
  • Public Transit 0%

Occupancy by Type

Rented 2,064 44%
Owned 1,923 41%
Vacant 693 15%

White vs Blue Collar Jobs







White Collar 75%
Blue Collar 25%

Family & Education Facts
for Commerce, TX 75428

29.1 Median Age

Average Household Size

2.3
persons per
household

41.9%

Married Households

Community Population By Education

High School Graduate 32%
Some College 25%
Bachelors Degree 16%
Graduate Degree 11%
Some High School 8%
Associates Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 31.84% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
33.4% of households have children

Weather
for Commerce, TX 75428

The weather for this area ranges from a high of 95° F in August to a low of 32° F in January

95° August
Hottest Average Month
32° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
32°
54°
Feb
36°
58°
Mar
43°
66°
Apr
52°
75°
May
61°
82°
Jun
68°
90°
Jul
72°
94°
Aug
71°
95°
Sep
64°
88°
Oct
53°
78°
Nov
42°
66°
Dec
35°
56°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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tour with a
personal guide

There's more to learn about Commerce, TX 75428!
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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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