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318 NE 20th Terrace, Cape Coral, FL 33909

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For Sale

$349,990

4 beds • 2 baths • 1,829 sqft

Estimated Payment

$ 1,862 /mo. †

6.65% APR for 30 yrs.
$775 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $191.36
    Price per square foot

  • New Construction
    Age

Explore this Property

NEW CONSTRUCTION WITH WARRANTY! The St. Augustine features the best of indoor and outdoor spaces with a gracious covered front porch, a large covered lanai, and the spaciousness of an open floor plan. In the main living areas, a vaulted ceiling connects the dining area with double windows, kitchen with a freestanding island and walk-in pantry, and Great Room a wall of sliding glass doors, offering plenty of natural light. This split-bedroom floorplan provides a private primary suite with two walk-in closets plus a bathroom with a dual-sink vanity, large linen closet, and tiled shower. On the other side of the home, three additional bedrooms are perfect for family or guests, and are easily adaptable to your needs as a home office or quiet retreat. This home boasts a glass full-lite impact front door, granite counters in the kitchen and bathrooms, stainless steel appliances, hurricane-impact windows and doors, tile throughout main living areas, paver driveway, and more!
MLS# 225027021

Courtesy Of Christopher Alan Realty, LLC

(239) 800-2164

Property Features

  • Age
    New Construction
  • Amenities
    Cable Ready
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Block, Concrete, Stucco
  • Floor Covering
    Carpet, Tile
  • Heating System
    Central Furnace
  • Lot Size
    0.23 Acres

Map and Directions

Directions to 318 NE 20th Terrace, Cape Coral, FL 33909

Home seller CENTURY 21 SUNBELT REALTY

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 SUNBELT REALTY

(239) 542-8611
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,797
  • Property Taxes
    $64
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,862

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Caloosa Elementary School

Grades KG-5 Public School

Cape Coral, FL 33990 3.6 miles
620 del prado blvd s

893 total students
17:1 Student teacher ratio

School Rating: B-

School Details

Dr. Carrie D. Robinson Littleton Elementary School

Grades KG-5 Public School

North Fort Myers, FL 33903 3.2 miles
700 hutto rd

450 total students
15:1 Student teacher ratio

School Rating: B-

School Details

Diplomat Elementary School

Grades KG-5 Public School

Cape Coral, FL 33909 1.1 miles
1115 ne 16th ter

944 total students
17:1 Student teacher ratio

School Rating: A-

School Details

Tropic Isles Elementary School

Grades KG-5 Public School

North Fort Myers, FL 33903 3.6 miles
5145 orange grove blvd

777 total students
15:1 Student teacher ratio

School Rating: D+

School Details

Hancock Creek Elementary School

Grades KG-5 Public School

North Fort Myers, FL 33903 4.8 miles
1601 skyline dr

699 total students
17:1 Student teacher ratio

School Rating: C

School Details

Diplomat Middle School

Grades 6-8 Public School

Cape Coral, FL 33909 1.1 miles
1039 ne 16th ter

809 total students
19:1 Student teacher ratio

School Rating: B

School Details

Caloosa Middle School

Grades 6-8 Public School

Cape Coral, FL 33990 3.6 miles
610 del prado blvd s

867 total students
19:1 Student teacher ratio

School Rating: C

School Details

North Fort Myers High School

Grades 9-12 Public School

North Fort Myers, FL 33903 3.7 miles
5000 orange grove blvd

1801 total students
20:1 Student teacher ratio

School Rating: B

School Details

Cape Coral High School

Grades 9-12 Public School

Cape Coral, FL 33991 5.6 miles
2300 santa barbara blvd

1624 total students
21:1 Student teacher ratio

School Rating: C-

School Details

Mariner High School

Grades 9-12 Public School

Cape Coral, FL 33993 2.9 miles
701 chiquita blvd n

1489 total students
21:1 Student teacher ratio

School Rating: D+

School Details

Ida S. Baker High School

Grades 9-12 Public School

Cape Coral, FL 33914 7.7 miles
3500 agualinda blvd

1721 total students
22:1 Student teacher ratio

School Rating: C-

School Details

Island Coast High School

Grades 9-12 Public School

Cape Coral, FL 33909 3.5 miles
2125 de navarra pkwy

1432 total students
21:1 Student teacher ratio

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
Cape Coral Technical College 2.3 miles Public 9-12
Hector A. Cafferata, Jr. Elementary School 2.4 miles Public KG-5 C
Mariner Middle School 3.2 miles Public 6-8 C
Mid Cape Global Academy 3.2 miles Public PK-8 D
North Nicholas High School 3.2 miles Public 9-12 F
Cape Coral Christian School 3.7 miles Private KG-12
Good Shepherd Lutheran School 4.2 miles Private KG-12
Living Word Christian School 4.4 miles Private KG-12
J. Colin English Elementary School 4.9 miles Public KG-5 D
Challenger Middle School 4.9 miles Public 6-8 B

Cape Coral Technical College

Distance: 2.3 miles

Type Public

Grades: 9-12

Hector A. Cafferata, Jr. Elementary School

Distance: 2.4 miles

Type Public

Grades: KG-5

C

Mariner Middle School

Distance: 3.2 miles

Type Public

Grades: 6-8

C

Mid Cape Global Academy

Distance: 3.2 miles

Type Public

Grades: PK-8

D

North Nicholas High School

Distance: 3.2 miles

Type Public

Grades: 9-12

F

Cape Coral Christian School

Distance: 3.7 miles

Type Private

Grades: KG-12

Good Shepherd Lutheran School

Distance: 4.2 miles

Type Private

Grades: KG-12

Living Word Christian School

Distance: 4.4 miles

Type Private

Grades: KG-12

J. Colin English Elementary School

Distance: 4.9 miles

Type Public

Grades: KG-5

D

Challenger Middle School

Distance: 4.9 miles

Type Public

Grades: 6-8

B

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cape Coral, FL 33909

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Cape Coral, FL 33909

This community’s employment is highest in the sales and construction industries. The area’s overall household expenses are below the national average.

91° August
Hottest Average Month
52° January
Coldest Average Month
13,521 Total Households in Area
11.1% Increase in population since the year 2010
33.7%
of households
have children
27 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cape Coral, FL 33909

Cape Coral, FL 33909 has a population of 36,888 people in 13,521 households with a median age of 42.7 years old.

11.1%
Increase in population
since the year 2010
Population is Trending up
11,850
Total households as of 2010
9.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.7 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 62%
Hispanic 32%
Other 8%
Black 6%
Asian 2%
Native American <1%
The most prevalent ethnicity is White at 62%, followed by Hispanic at 32%, Other at 8%, and Black at 6%.

Economics
for Cape Coral, FL 33909

946 /sq mi
Population Density
$67,136 /yr
Median Household Income
$295,450
Median Sales Price
27 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 21.77% of the households.

Transportation to Work

  • Drive 85%
  • Work from Home 9%
  • Walk or Bike 5%
  • Public Transit 1%

Occupancy by Type

Owned 9,851 67%
Rented 3,670 25%
Vacant 1,142 8%

White vs Blue Collar Jobs







White Collar 72%
Blue Collar 28%

Family & Education Facts
for Cape Coral, FL 33909

42.7 Median Age

Average Household Size

2.7
persons per
household

53.3%

Married Households

Community Population By Education

High School Graduate 39%
Some College 23%
Bachelors Degree 14%
Graduate Degree 9%
Associates Degree 9%
Some High School 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 38.76% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
33.7% of households have children

Weather
for Cape Coral, FL 33909

The weather for this area ranges from a high of 91° F in August to a low of 52° F in January

91° August
Hottest Average Month
52° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
52°
74°
Feb
53°
76°
Mar
57°
80°
Apr
61°
84°
May
66°
88°
Jun
71°
90°
Jul
73°
91°
Aug
74°
91°
Sep
73°
90°
Oct
67°
85°
Nov
59°
80°
Dec
54°
75°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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