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318 Richards Street, Geneva, IL 60134

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For Sale
Sale Pending

$425,000

2 beds • 2 baths • 1,028 sqft

Estimated Payment

$ 2,633 /mo. †

6.76% APR for 30 yrs.
$5,108 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $413.42
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

This charming updated ranch, located in downtown Geneva, exudes elegance and comfort. The stunning kitchen is a chef's dream, boasting 48" cabinets with pull-outs, soft-close drawers, and organizers, stainless steel appliances, and an oversized island with quartz countertops-offering both style and ample storage. Newer hardwood flooring flows seamlessly throughout the main level, enhancing the home's warmth and appeal. The updated master bathroom features a double-bowl furniture-style vanity and a luxurious walk-in shower, while a recently added second bathroom includes a tub and single-bowl furniture-style vanity, showcasing meticulous attention to detail. Freshly painted interiors and custom blinds throughout create a polished and welcoming ambiance. The master bedroom includes closet organizers that stay with the home. The unfinished basement, waterproofed in 2020 with a sump pump, drain tile, and an E Z Breeze ventilation system, offers peace of mind with no water issues. The large fenced yard provides privacy and space to enjoy outdoor living. With updated electric and plumbing (2018), a two-car garage, and an additional two-car driveway, this home is move-in ready and designed for modern living. You'll fall in love the moment you step inside!
MLS# 12276125

Courtesy Of Keller Williams Inspire

(630) 262-9500

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Cooktop, Dishwasher, Dryer, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Aluminum Siding
  • Heating System
    Forced Air
  • Lot Size
    0.15 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 318 Richards Street, Geneva, IL 60134

Home seller CENTURY 21 Circle

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Circle

(630) 369-2000
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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $2,207
  • Property Taxes
    $425
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,633

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Williamsburg Elementary School

Grades KG-5 Public School

Geneva, IL 60134 0.8 miles
1812 williamsburg ave

437 total students

School Rating: A-

School Details

Geneva Middle School South

Grades 6-8 Public School

Geneva, IL 60134 2.5 miles
1415 viking dr

614 total students

School Rating: B-

School Details

Geneva Middle School North

Grades 6-8 Public School

Geneva, IL 60134 2.4 miles
1357 viking dr

617 total students

School Rating: C

School Details

Geneva Community High School

Grades 9-12 Public School

Geneva, IL 60134 0.2 miles
416 mckinley ave

1770 total students

School Rating: A-

School Details
Other Nearby Schools Distance Type Grades School Rating
New Directions - Geneva 0.2 miles Public 9-12
Davis Elementary School 0.8 miles Public KG-5
Mansio Mens Montessori Of Geneva 0.8 miles Private KG
Kensington School Of Geneva 0.8 miles Private KG
St Peter School 0.8 miles Private PK-8
Harrison Street Elementary School 1.1 miles Public KG-5 B
Northeast Academy East 1.3 miles Public 9-12
Northeast Academy North 1.3 miles Public 9-12
Richmond Elementary School 1.4 miles Public KG-5 B
Munhall Elementary School 1.4 miles Public KG-5 B
Thompson Middle School 1.4 miles Public 6-8 A
Western Avenue Elementary School 1.4 miles Public KG-5 B
Mid-valley Satellite Classes 1.5 miles Public
Mid-valley Transition Program 1.5 miles Public
Mades-johnstone Rssp 1.5 miles Public 6-12
New Directions Program 1.5 miles Public 4-12
Mades-johnstone Center 1.5 miles Public
Lincoln Elementary School 1.5 miles Public PK-5 A

New Directions - Geneva

Distance: 0.2 miles

Type Public

Grades: 9-12

Davis Elementary School

Distance: 0.8 miles

Type Public

Grades: KG-5

Mansio Mens Montessori Of Geneva

Distance: 0.8 miles

Type Private

Grades: KG

Kensington School Of Geneva

Distance: 0.8 miles

Type Private

Grades: KG

St Peter School

Distance: 0.8 miles

Type Private

Grades: PK-8

Harrison Street Elementary School

Distance: 1.1 miles

Type Public

Grades: KG-5

B

Northeast Academy East

Distance: 1.3 miles

Type Public

Grades: 9-12

Northeast Academy North

Distance: 1.3 miles

Type Public

Grades: 9-12

Richmond Elementary School

Distance: 1.4 miles

Type Public

Grades: KG-5

B

Munhall Elementary School

Distance: 1.4 miles

Type Public

Grades: KG-5

B

Thompson Middle School

Distance: 1.4 miles

Type Public

Grades: 6-8

A

Western Avenue Elementary School

Distance: 1.4 miles

Type Public

Grades: KG-5

B

Mid-valley Satellite Classes

Distance: 1.5 miles

Type Public

Grades:

Mid-valley Transition Program

Distance: 1.5 miles

Type Public

Grades:

Mades-johnstone Rssp

Distance: 1.5 miles

Type Public

Grades: 6-12

New Directions Program

Distance: 1.5 miles

Type Public

Grades: 4-12

Mades-johnstone Center

Distance: 1.5 miles

Type Public

Grades:

Lincoln Elementary School

Distance: 1.5 miles

Type Public

Grades: PK-5

A

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Geneva, IL 60134

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Geneva, IL 60134

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

85° July
Hottest Average Month
12° January
Coldest Average Month
10,141 Total Households in Area
-0.4% Increase in population since the year 2010
36.1%
of households
have children
26 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Geneva, IL 60134

Geneva, IL 60134 has a population of 30,165 people in 10,141 households with a median age of 41 years old.

-0.4%
Decrease in population
since the year 2010
Population is Trending down
11,081
Total households as of 2010
0.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 41 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 87%
Hispanic 7%
Asian 3%
Other 2%
Black <1%
Native American <1%
The most prevalent ethnicity is White at 87%, followed by Hispanic at 7%, Asian at 3%, and Other at 2%.

Economics
for Geneva, IL 60134

1,766 /sq mi
Population Density
$141,626 /yr
Median Household Income
$485,000
Median Sales Price
26 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 29.78% of the households.

Transportation to Work

  • Drive 72%
  • Work from Home 19%
  • Public Transit 7%
  • Walk or Bike 3%

Occupancy by Type

Owned 8,631 81%
Rented 1,511 14%
Vacant 551 5%

White vs Blue Collar Jobs







White Collar 91%
Blue Collar 9%

Family & Education Facts
for Geneva, IL 60134

41 Median Age

Average Household Size

2.9
persons per
household

62.3%

Married Households

Community Population By Education

Bachelors Degree 39%
Graduate Degree 27%
Some College 13%
High School Graduate 13%
Associates Degree 6%
Some High School 2%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 39.31% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
36.1% of households have children

Weather
for Geneva, IL 60134

The weather for this area ranges from a high of 85° F in July to a low of 12° F in January

85° July
Hottest Average Month
12° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
12°
30°
Feb
16°
34°
Mar
26°
45°
Apr
37°
59°
May
47°
71°
Jun
57°
81°
Jul
62°
85°
Aug
60°
83°
Sep
52°
75°
Oct
41°
64°
Nov
30°
48°
Dec
18°
34°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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