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32 Summit Rd, Jefferson Twp., NJ 07438

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For Sale

$525,000

4 beds • 2 baths

Estimated Payment

$ 3,559 /mo. †

6.67% APR for 30 yrs.
$10,285 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • Over 50 Years Old
    Age

  • Pool
    Amenities

Explore this Property

Welcome to this four bedroom, two full bath bi-level home, located in the desirable White Rock Lake neighborhood. The spacious main level features an open concept, bright living area, a cozy dining space, and kitchen with an island, stainless steel appliances, and granite countertops, making it perfect for both everyday living and entertaining. Step out through the sliding doors into the inviting three-season room, where you can enjoy the beauty of each season. The upper level boasts three bedrooms and a full bathroom. The lower level of the home provides even more versatility with a fourth bedroom, additional bathroom, and a large family room featuring a charming free-standing fireplace and bar. You'll also find convenient access to the one-car garage from this level. Outside, you'll discover your own private oasis with a fenced yard and inground pool, ideal for summer fun and relaxation. This home has public water, sewer, and an inground sprinkler system.
MLS# 3951784

Courtesy Of Keller Williams Integrity

(973) 726-0088

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Pool
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Wood
  • Heating System
    Fireplace
  • Lot Size
    0.23 Acres
  • Roof Type
    Asphalt
  • Rooms
    Dining Room, Family Room, Kitchen, Living Room

Map and Directions

Directions to 32 Summit Rd, Jefferson Twp., NJ 07438

Home seller CENTURY 21 Crest Real Estate, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Crest Real Estate, Inc.

(973) 686-1500
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,702
  • Property Taxes
    $857
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,559

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cozy Lake Elementary School

Grades 1-2 Public School

Oak Ridge, NJ 07438 1.4 miles
205 cozy lake rd

162 total students
11:1 Student teacher ratio

School Details

White Rock Elementary School

Grades 3-5 Public School

Oak Ridge, NJ 07438 0.5 miles
2 francine pl

267 total students
9:1 Student teacher ratio

School Rating: A

School Details

Milton Elementary School

Grades PK-KG Public School

Oak Ridge, NJ 07438 0.5 miles
52 school house rd

138 total students
10:1 Student teacher ratio

School Details

Jefferson Township Middle School

Grades 6-8 Public School

Oak Ridge, NJ 07438 2 miles
1000 weldon rd

630 total students
11:1 Student teacher ratio

School Rating: C-

School Details

Jefferson Township High School

Grades 9-12 Public School

Oak Ridge, NJ 07438 1.9 miles
1010 weldon rd # rd2

899 total students
11:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Alpine Montessori 0.7 miles Private PK-KG
Academy For Environmental Science 2 miles Public 9-12 D+
Paradise Knoll Elementary School 3.5 miles Public KG-5 C
Sparta Middle School 5 miles Public 6-8 B-
Ogdensburg Borough School District 5 miles Public PK-8 B-
Katharine D Malone Elementary School 5 miles Public KG-5 C
Arthur Stanlick Elementary School 5.5 miles Public 3-5 C
Hardyston Township Elementary School 5.8 miles Public PK-4 B

Alpine Montessori

Distance: 0.7 miles

Type Private

Grades: PK-KG

Academy For Environmental Science

Distance: 2 miles

Type Public

Grades: 9-12

D+

Paradise Knoll Elementary School

Distance: 3.5 miles

Type Public

Grades: KG-5

C

Sparta Middle School

Distance: 5 miles

Type Public

Grades: 6-8

B-

Ogdensburg Borough School District

Distance: 5 miles

Type Public

Grades: PK-8

B-

Katharine D Malone Elementary School

Distance: 5 miles

Type Public

Grades: KG-5

C

Arthur Stanlick Elementary School

Distance: 5.5 miles

Type Public

Grades: 3-5

C

Hardyston Township Elementary School

Distance: 5.8 miles

Type Public

Grades: PK-4

B

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Jefferson Twp., NJ 07438

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Jefferson Twp., NJ 07438

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

82° July
Hottest Average Month
17° January
Coldest Average Month
3,878 Total Households in Area
-1.8% Increase in population since the year 2010
28.4%
of households
have children
35 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Jefferson Twp., NJ 07438

Jefferson Twp., NJ 07438 has a population of 10,175 people in 3,878 households with a median age of 46.6 years old.

-1.8%
Decrease in population
since the year 2010
Population is Trending down
3,878
Total households as of 2010
5.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 46.6 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 86%
Hispanic 9%
Other 3%
Asian 2%
Black 1%
Native American <1%
The most prevalent ethnicity is White at 86%, followed by Hispanic at 9%, Other at 3%, and Asian at 2%.

Economics
for Jefferson Twp., NJ 07438

330 /sq mi
Population Density
$122,543 /yr
Median Household Income
$437,500
Median Sales Price
35 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 22.18% of the households.

Transportation to Work

  • Drive 87%
  • Work from Home 11%
  • Walk or Bike 1%
  • Public Transit 1%

Occupancy by Type

Owned 3,461 84%
Rented 417 10%
Vacant 225 5%

White vs Blue Collar Jobs







White Collar 78%
Blue Collar 22%

Family & Education Facts
for Jefferson Twp., NJ 07438

46.6 Median Age

Average Household Size

2.6
persons per
household

57.2%

Married Households

Community Population By Education

Bachelors Degree 32%
High School Graduate 25%
Some College 18%
Graduate Degree 13%
Associates Degree 6%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 31.59% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.4% of households have children

Weather
for Jefferson Twp., NJ 07438

The weather for this area ranges from a high of 82° F in July to a low of 17° F in January

82° July
Hottest Average Month
17° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
17°
35°
Feb
17°
36°
Mar
25°
46°
Apr
35°
58°
May
45°
69°
Jun
54°
77°
Jul
59°
82°
Aug
57°
80°
Sep
50°
74°
Oct
39°
63°
Nov
31°
50°
Dec
21°
38°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Garden State MLS, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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