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3389 Gainer Road, Chipley, FL 32428

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For Sale

$19,900

0.43 acres

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Other Residential
    Property type

  • Newly Listed
    Time on Century 21

  • 0.4 acres
    Lot size

Explore this Property

Discover this serene wooded lot just minutes from Chipley, Interstate 10, shopping, and Chipley Hospital. Situated on a paved road, the property features beautiful oak trees and pines, offering a peaceful natural setting. A mobile home previously occupied the site; existing well and septic are present but not warranted by the seller. Power lines are available nearby for an easy utility hookup. This location provides the perfect opportunity to build a new home or place a manufactured home in a quiet, relaxing area. Enjoy quick access to Panama City and the Beaches via the newly expanded four-lane highway 77 to Southport and Lynn Haven. Only about a 44-minute drive to Northwest Florida Beaches International Airport, with convenient Walmart shopping to the north in Chipley. Owner Financing Available with a low downpayment and credit check.
MLS# 782200

Courtesy Of American Gold Realty Inc

(850) 209-8870

Property Features

  • Lot Size
    0.43 Acres

Map and Directions

Directions to 3389 Gainer Road, Chipley, FL 32428

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.