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344 Lake Smart Circle, Winter Haven, FL 33881

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For Sale

$420,000

5 beds • 2 baths • 1 half baths • 2,944 sqft

Estimated Payment

$ 2,709 /mo. †

6.85% APR for 30 yrs.
$6,084 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $142.66
    Price per square foot

  • 1-5 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

NEW PRICE!!! Welcome to this meticulously maintained, like-new home in a sought-after lakefront community. Why buy new when you can get this move-in ready home with all of its extras! The spacious Moonstone floorplan by Richmond American, built in 2021, offers 2,944 sq ft of living space with 5 bedrooms and 2.5 bathrooms. All bedrooms are on the second floor for added privacy, while the first floor features a versatile office/den, ideal for remote work or study. Upon entering, you'll be greeted by luxury vinyl plank flooring throughout the main level. The expansive kitchen is a chef s dream, featuring a large quartz island, GE stainless steel appliances, and abundant cabinetry. The family room is a standout, with custom-built storage cabinets, shelving, and a cozy electric fireplace, which can be controlled remotely for added convenience. A mudroom off the garage offers practical organization for your everyday needs. Upstairs, the primary bedroom suite features a luxurious custom-designed California Closets® walk-in closet, while the ensuite bath offers a serene retreat. The four additional bedrooms share a full bathroom, and a second-floor laundry room provides easy access for the whole family. The private backyard includes a fenced yard, covered patio, and no homes directly behind for added seclusion. Enjoy the community s lakefront setting just minutes away, with a fishing pier for outdoor recreation. Pet lovers will appreciate the custom "dog room" under the stairs for their furry friends. Additional features include garage hanging storage and a low HOA with no CDD fees. Located in Winter Haven, this home offers easy access to shopping, schools, dining, and attractions like Legoland and Peppa Pig Theme Park, all within 10 miles. If you're seeking a move-in-ready, thoughtfully designed home in a prime location, this is it. Schedule your tour today!
MLS# L4948634

Courtesy Of Coldwell Banker Residential Real Estate

(863) 687-2233

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Dock
  • Appliances
    Dishwasher, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Block, Stucco
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Vinyl
  • Heating System
    Central Furnace, Fireplace
  • Lot Size
    0.15 Acres
  • Rooms
    Dining Room, Great Room, Kitchen

Map and Directions

Directions to 344 Lake Smart Circle, Winter Haven, FL 33881

Home seller CENTURY 21 Myers Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Myers Realty

(863) 875-5656
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,202
  • Property Taxes
    $507
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,709

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Fred Garner Elementary School

Grades PK-5 Public School

Winter Haven, FL 33881 2.5 miles
2500 havendale blvd nw

836 total students
17:1 Student teacher ratio

School Rating: C-

School Details

Denison Middle School

Grades 6-8 Public School

Winter Haven, FL 33880 2.4 miles
400 avenue a se

631 total students
15:1 Student teacher ratio

School Rating: D

School Details

Winter Haven Senior High School

Grades 9-12 Public School

Winter Haven, FL 33880 2.9 miles
600 6th st se

2303 total students
22:1 Student teacher ratio

School Rating: D

School Details
Other Nearby Schools Distance Type Grades School Rating
Winter Haven Head Start 0.5 miles Public PK
Jewett School Of The Arts 0.6 miles Public PK-8 C+
Jewett Middle Academy Magnet 0.7 miles Public 6-8 B
New Beginnings High School 0.9 miles Public 6-12 D
Treasures Of Life Academy 1.4 miles Private 1-12
St Joseph Catholic School 1.6 miles Private PK-8
Chain Of Lakes Collegiate High School 1.7 miles Public 11-12 A+
Winter Haven Christian School 1.9 miles Private PK-12
Hartridge Academy 2 miles Public KG-5 B
Beymer United Methodist Preschool & Kindergarten 2.1 miles Private PK-KG
Future Scholars Christian Academy 2.3 miles Private KG-10
Future Scholars Christian Academy 2.3 miles Private KG-9
Lake Alfred Elementary School 2.3 miles Public PK-5 C+
Elbert Elementary School 2.4 miles Public PK-5 C-
Frank E. Brigham Academy 2.5 miles Public PK-5 A+
Grace Lutheran School 2.5 miles Private PK-8
Cypress Junction Montessori 2.5 miles Public PK-8 C-
Our Career Centered Academy Inc. 2.5 miles Private KG-12

Winter Haven Head Start

Distance: 0.5 miles

Type Public

Grades: PK

Jewett School Of The Arts

Distance: 0.6 miles

Type Public

Grades: PK-8

C+

Jewett Middle Academy Magnet

Distance: 0.7 miles

Type Public

Grades: 6-8

B

New Beginnings High School

Distance: 0.9 miles

Type Public

Grades: 6-12

D

Treasures Of Life Academy

Distance: 1.4 miles

Type Private

Grades: 1-12

St Joseph Catholic School

Distance: 1.6 miles

Type Private

Grades: PK-8

Chain Of Lakes Collegiate High School

Distance: 1.7 miles

Type Public

Grades: 11-12

A+

Winter Haven Christian School

Distance: 1.9 miles

Type Private

Grades: PK-12

Hartridge Academy

Distance: 2 miles

Type Public

Grades: KG-5

B

Beymer United Methodist Preschool & Kindergarten

Distance: 2.1 miles

Type Private

Grades: PK-KG

Future Scholars Christian Academy

Distance: 2.3 miles

Type Private

Grades: KG-10

Future Scholars Christian Academy

Distance: 2.3 miles

Type Private

Grades: KG-9

Lake Alfred Elementary School

Distance: 2.3 miles

Type Public

Grades: PK-5

C+

Elbert Elementary School

Distance: 2.4 miles

Type Public

Grades: PK-5

C-

Frank E. Brigham Academy

Distance: 2.5 miles

Type Public

Grades: PK-5

A+

Grace Lutheran School

Distance: 2.5 miles

Type Private

Grades: PK-8

Cypress Junction Montessori

Distance: 2.5 miles

Type Public

Grades: PK-8

C-

Our Career Centered Academy Inc.

Distance: 2.5 miles

Type Private

Grades: KG-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Winter Haven, FL 33881

Tour the area

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Winter Haven, FL 33881

This community’s employment is highest in the healthcare practitioners and administrative support industries. The area’s overall household expenses are below the national average.

92° August
Hottest Average Month
50° January
Coldest Average Month
17,075 Total Households in Area
10.2% Increase in population since the year 2010
29.2%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Winter Haven, FL 33881

Winter Haven, FL 33881 has a population of 41,878 people in 17,075 households with a median age of 44.8 years old.

10.2%
Increase in population
since the year 2010
Population is Trending up
15,180
Total households as of 2010
9.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.8 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 50%
Black 28%
Hispanic 24%
Other 9%
Asian 2%
Native American <1%
The most prevalent ethnicity is White at 50%, followed by Black at 28%, Hispanic at 24%, and Other at 9%.

Economics
for Winter Haven, FL 33881

1,380 /sq mi
Population Density
$49,504 /yr
Median Household Income
$269,550
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.44% of the households.

Transportation to Work

  • Drive 90%
  • Work from Home 6%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 11,599 60%
Rented 5,476 28%
Vacant 2,156 11%

White vs Blue Collar Jobs







White Collar 64%
Blue Collar 36%

Family & Education Facts
for Winter Haven, FL 33881

44.8 Median Age

Average Household Size

2.4
persons per
household

45.5%

Married Households

Community Population By Education

High School Graduate 35%
Some College 25%
Some High School 13%
Bachelors Degree 12%
Associates Degree 10%
Graduate Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 34.56% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.1% of households have children

Weather
for Winter Haven, FL 33881

The weather for this area ranges from a high of 92° F in August to a low of 50° F in January

92° August
Hottest Average Month
50° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
50°
73°
Feb
51°
75°
Mar
55°
79°
Apr
60°
84°
May
65°
89°
Jun
70°
91°
Jul
72°
92°
Aug
72°
92°
Sep
71°
90°
Oct
65°
85°
Nov
57°
79°
Dec
51°
74°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Winter Haven, FL 33881!
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Copyright © 2025 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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