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3440 Atlantic Avenue, Cocoa Beach, FL 32931

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For Sale

$3,498,000

4 beds • 4 baths • 1 half baths • 5,835 sqft

Estimated Payment

$ 18,169 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 2026
    Year built

  • $599.49
    Price per square foot

  • 3 Car Garage
    Garage Count

Explore this Property

NEW CONSTRUCTION LUXURY WATERFRONT HOME nestled between River & Ocean in quiet, desirable South Cocoa Beach! This 2026 year build, 2 Story AR Home is located on .53 acres along 75' of waterfront with 4,310SF under air, 5,385 Total SF, 4 Bedrooms with en-suite Baths (Waterfront Owner's Suite), expansive Kitchen/Great Room overlooking the Covered Lanai & Outdoor seating area next to Outdoor Kitchen, dedicated Pantry, dedicated Utility/Laundry Room, 1/2 Bath, Waterfront Bonus Room, Den/Office, 2nd Floor Waterfront Loft with Covered Balcony, 3 Car Garage, Tile roof, & Impact Glass throughout. Quality craftsmanship & detail. Buyer has choice of finishes & more. Pool/Spa is separate cost for the buyer. Close to area restaurants, shopping, & international airports yet far enough away to enjoy tranquil, wide beaches on a local residents only strip of the Ocean & the Banana River for boating, water sports, wildlife viewing, & stunning sunsets!
MLS# 1035977

Listed By CENTURY 21 Ocean

Property Features

  • Cooling
    Central A/C
  • Exterior Description
    Concrete Block, Wood Frame, Stucco
  • Exterior Living Space
    Porch
  • Garage Count
    3 Car Garage
  • Garage Description
    Garage
  • General
    Ceiling Fan(s)
  • Interior
    Walk-in Closet, Vaulted Ceilings
  • Kitchen Features
    Butlers Pantry
  • Location
    Riverfront
  • Lot Size
    0.53 Acres
  • Pool Description
    Inground
  • Road Type
    County Street
  • Rooms
    Guest Suite
  • Sewer
    Public
  • Style
    Other Style
  • Water
    Municipal Water

Map and Directions

Directions to 3440 Atlantic Avenue, Cocoa Beach, FL 32931

Home seller CENTURY 21 Ocean

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Barbara Schluraff of Ocean to River Properties

of CENTURY 21 Ocean

(321) 323-1212
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $18,169
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $18,169

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Theodore Roosevelt Elementary School

Grades KG-6 Public School

Cocoa Beach, FL 32931 3.2 miles
1400 minutemen cswy

263 total students
12:1 Student teacher ratio

School Rating: A+

School Details

Cocoa Beach Junior/senior High School

Grades 7-12 Public School

Cocoa Beach, FL 32931 3.3 miles
1500 minutemen cswy

964 total students
20:1 Student teacher ratio

School Rating: B

School Details
Other Nearby Schools Distance Type Grades School Rating
Freedom 7 Elementary School Of International Studies 2.5 miles Public KG-6 A+
Sea Park Elementary School 4.9 miles Public PK-6 A-
Suntree Elementary School 6 miles Public KG-6 A
Jefferson Middle School 6.4 miles Public 7-8 C+

Freedom 7 Elementary School Of International Studies

Distance: 2.5 miles

Type Public

Grades: KG-6

A+

Sea Park Elementary School

Distance: 4.9 miles

Type Public

Grades: PK-6

A-

Suntree Elementary School

Distance: 6 miles

Type Public

Grades: KG-6

A

Jefferson Middle School

Distance: 6.4 miles

Type Public

Grades: 7-8

C+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cocoa Beach, FL 32931

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Cocoa Beach, FL 32931

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

88° August
Hottest Average Month
53° January
Coldest Average Month
8,806 Total Households in Area
4.6% Increase in population since the year 2010
11.7%
of households
have children
21 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cocoa Beach, FL 32931

Cocoa Beach, FL 32931 has a population of 15,812 people in 8,806 households with a median age of 58.8 years old.

4.6%
Increase in population
since the year 2010
Population is Trending up
8,164
Total households as of 2010
5.9%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 58.8 years old. The smallest percentage group is 55-64 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White 88%
Hispanic 6%
Asian 2%
Other 1%
Black <1%
Native American <1%
The most prevalent ethnicity is White at 88%, followed by Hispanic at 6%, Asian at 2%, and Other at 1%.

Economics
for Cocoa Beach, FL 32931

676 /sq mi
Population Density
$78,984 /yr
Median Household Income
$545,000
Median Sales Price
21 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 14.72% of the households.

Transportation to Work

  • Drive 75%
  • Work from Home 21%
  • Walk or Bike 3%
  • Public Transit 1%

Occupancy by Type

Owned 6,424 52%
Vacant 3,662 29%
Rented 2,382 19%

White vs Blue Collar Jobs







White Collar 84%
Blue Collar 16%

Family & Education Facts
for Cocoa Beach, FL 32931

58.8 Median Age

Average Household Size

1.8
persons per
household

42.6%

Married Households

Community Population By Education

Bachelors Degree 29%
Some College 24%
Graduate Degree 20%
High School Graduate 16%
Associates Degree 8%
Some High School 3%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 29.14% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
11.7% of households have children

Weather
for Cocoa Beach, FL 32931

The weather for this area ranges from a high of 88° F in August to a low of 53° F in January

88° August
Hottest Average Month
53° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
53°
70°
Feb
54°
71°
Mar
58°
75°
Apr
63°
79°
May
69°
83°
Jun
73°
87°
Jul
74°
88°
Aug
74°
88°
Sep
74°
86°
Oct
69°
82°
Nov
61°
76°
Dec
55°
71°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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