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3504 Mountain Cove Drive, Charlotte, NC 28216

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For Sale
Sale Pending

$950,000

5 beds • 4 baths • 4,181 sqft

Estimated Payment

$ 4,934 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $227.22
    Price per square foot

  • 21-30 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Stunning lake views from this full brick custom home in the Overlook community, with a DEEDED Boatslip. This spacious home, designed for this lot, features unique details that make it truly one of a kind. The main floor offers a warm and inviting entry, a two-story family room with a fireplace, and an open kitchen. With 5 bedrooms and 4 full bathrooms, there's plenty of space for entertaining and hosting guests. The basement, bright and open, leads to the backyard, which includes a private spa area, a flat grassy area for playing, a firepit and stone wall, and a fully fenced backyard. Additional highlights include a basement kitchen/bar, three fireplaces, an irrigation system, and a desirable cul-de-sac location.
MLS# 4213229

Courtesy Of Maultsby Realty Group

(704) 241-8727

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Hot Tub Spa, Security System, Security System
  • Appliances
    Dishwasher, Garbage Disposer, Range, Washer
  • Architecture Style
    New Traditional
  • Exterior Type
    Brick
  • Floor Covering
    Carpet, Tile, Wood
  • Heating System
    Forced Air
  • Lot Size
    0.48 Acres
  • Rooms
    Basement
  • View Type
    Water

Map and Directions

Directions to 3504 Mountain Cove Drive, Charlotte, NC 28216

Home seller CENTURY 21 Rucker Real Estate

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Rucker Real Estate

(980) 237-2902
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $4,934
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $4,934

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Mountain Island Lake Academy

Grades PK-8 Public School

Charlotte, NC 28216 2.7 miles
7905 pleasant grove rd

722 total students
15:1 Student teacher ratio

School Rating: D+

School Details

Hopewell High School

Grades 9-12 Public School

Huntersville, NC 28078 3.3 miles
11530 beatties ford rd

1755 total students
17:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Mountain Island Charter School 2.4 miles Public KG-12 B+
Aristotle Preparatory Academy 2.6 miles Public KG-7 D
Coulwood Stem Academy 2.7 miles Public 6-8 A
River Oaks Academy 2.9 miles Public PK-5 C
Pinewood Elementary School 2.9 miles Public PK-5 A-
The Halton School 3.3 miles Private 3-8
Trillium Springs Montessori 3.4 miles Public PK-6
Long Creek Elementary School 3.4 miles Public KG-5 B
Paw Creek Elementary School 3.6 miles Public PK-5 A
Francis Bradley Middle School 4 miles Public 6-8 B-
Oakdale Elementary School 4.2 miles Public KG-5 D-
Barnette Elementary School 4.2 miles Public PK-5 C+
Whitewater Academy 4.7 miles Public PK-5 B
Whitewater Middle School 4.7 miles Public 6-8 C
Turning Point Academy 4.8 miles Public 4-12 F
Hornets Nest Elementary School 5 miles Public PK-5 D
Rankin Elementary School 5 miles Public PK-5 A-
Mount Holly Middle School 5.2 miles Public 6-8 B

Mountain Island Charter School

Distance: 2.4 miles

Type Public

Grades: KG-12

B+

Aristotle Preparatory Academy

Distance: 2.6 miles

Type Public

Grades: KG-7

D

Coulwood Stem Academy

Distance: 2.7 miles

Type Public

Grades: 6-8

A

River Oaks Academy

Distance: 2.9 miles

Type Public

Grades: PK-5

C

Pinewood Elementary School

Distance: 2.9 miles

Type Public

Grades: PK-5

A-

The Halton School

Distance: 3.3 miles

Type Private

Grades: 3-8

Trillium Springs Montessori

Distance: 3.4 miles

Type Public

Grades: PK-6

Long Creek Elementary School

Distance: 3.4 miles

Type Public

Grades: KG-5

B

Paw Creek Elementary School

Distance: 3.6 miles

Type Public

Grades: PK-5

A

Francis Bradley Middle School

Distance: 4 miles

Type Public

Grades: 6-8

B-

Oakdale Elementary School

Distance: 4.2 miles

Type Public

Grades: KG-5

D-

Barnette Elementary School

Distance: 4.2 miles

Type Public

Grades: PK-5

C+

Whitewater Academy

Distance: 4.7 miles

Type Public

Grades: PK-5

B

Whitewater Middle School

Distance: 4.7 miles

Type Public

Grades: 6-8

C

Turning Point Academy

Distance: 4.8 miles

Type Public

Grades: 4-12

F

Hornets Nest Elementary School

Distance: 5 miles

Type Public

Grades: PK-5

D

Rankin Elementary School

Distance: 5 miles

Type Public

Grades: PK-5

A-

Mount Holly Middle School

Distance: 5.2 miles

Type Public

Grades: 6-8

B

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Charlotte, NC 28216

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Charlotte, NC 28216

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are below the national average.

89° July
Hottest Average Month
30° January
Coldest Average Month
21,256 Total Households in Area
3.7% Increase in population since the year 2010
26.7%
of households
have children
21 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Charlotte, NC 28216

Charlotte, NC 28216 has a population of 55,829 people in 21,256 households with a median age of 37.6 years old.

3.7%
Increase in population
since the year 2010
Population is Trending up
20,492
Total households as of 2010
6.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 37.6 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

Black 62%
White 19%
Hispanic 13%
Other 8%
Asian 4%
Native American <1%
The most prevalent ethnicity is Black at 62%, followed by White at 19%, Hispanic at 13%, and Other at 8%.

Economics
for Charlotte, NC 28216

1,843 /sq mi
Population Density
$60,290 /yr
Median Household Income
$317,500
Median Sales Price
21 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.56% of the households.

Transportation to Work

  • Drive 73%
  • Work from Home 23%
  • Walk or Bike 2%
  • Public Transit 1%

Occupancy by Type

Owned 11,318 50%
Rented 9,938 44%
Vacant 1,395 6%

White vs Blue Collar Jobs







White Collar 73%
Blue Collar 27%

Family & Education Facts
for Charlotte, NC 28216

37.6 Median Age

Average Household Size

2.5
persons per
household

33.2%

Married Households

Community Population By Education

Some College 25%
Bachelors Degree 23%
High School Graduate 18%
Some High School 12%
Graduate Degree 12%
Associates Degree 11%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 24.66% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
26.7% of households have children

Weather
for Charlotte, NC 28216

The weather for this area ranges from a high of 89° F in July to a low of 30° F in January

89° July
Hottest Average Month
30° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
30°
51°
Feb
32°
55°
Mar
39°
63°
Apr
47°
73°
May
56°
80°
Jun
64°
86°
Jul
68°
89°
Aug
67°
88°
Sep
60°
82°
Oct
48°
73°
Nov
39°
63°
Dec
32°
53°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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