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3515 Cottage Cove Lane, Panama City, FL 32408

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For Sale

$584,900

4 beds • 3 baths • 1 half baths

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • 1-5 Years Old
    Age

Explore this Property

Introducing a brand new home nestled in the exquisite gated community of Sanctuary Beach! This stunning 4 bedroom, 3 bath residence boasts an inviting open-concept layout, seamlessly connecting indoor and outdoor living spaces. Revel in the elegance of Quartz countertops adorning soft-closing cabinets, complemented by a master bath featuring double vanities and an expansive custom floor-to-ceiling tiled shower. The spacious walk-in closet conveniently leads to the laundry room. Delight in modern conveniences including stainless steel appliances, a pot filler above the range, a 7-foot kitchen island, and a Butler pantry. Luxury vinyl plank flooring and lofty 10-foot ceilings accentuate the main living area's allure. Additional features include a 2-car garage with a brick paver driveway, a mudroom, irrigation system, and a covered back patio complete with a ceiling fan. Experience the epitome of luxury living in one of the beaches most sought-after communities!
MLS# 782399

Courtesy Of West Bay Property

(850) 235-2551

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Patio, Ceiling Fan
  • Architecture Style
    Craftsman
  • Cooling System
    Ceiling Fan(s)
  • Floor Covering
    Vinyl
  • Lot Size
    0.09 Acres

Map and Directions

Directions to 3515 Cottage Cove Lane, Panama City, FL 32408

Home seller CENTURY 21 Ryan Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Ryan Realty

(850) 233-7926
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.