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3620 Hwy 231, Cottondale, FL 32431

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For Sale
Sale Pending

$315,000

7 beds • 3 baths • 3,453 sqft

Estimated Payment

$ 1,756 /mo. †

6.76% APR for 30 yrs.
$1,436 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $91.23
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to the epitome of versatile living! This extraordinary 7-bedroom, 3-bathroom home is a multi-generational haven with a functional floorplan that adapts to your evolving lifestyle.Boasting a spacious layout, the bedrooms are not just sleeping spaces but offer additional flex areas, perfect for playrooms, kids' study spaces, home offices, or dens - providing endless possibilities to cater to your family's unique needs.Entertaining is a breeze with two living spaces, potentially two dining areas, and a fully renovated kitchen featuring stainless appliances, shaker-style cabinets, and granite counters. The heart of this home is designed for both functionality and style.The master bedroom is a retreat of its own with a private exterior entrance, complete with a handicap ramp and a covered porch for moments of tranquility. The en suite bathroom ensures convenience with a walk-in shower equipped with handrails.Positioned strategically on the corner of and with access from both Hwy 231 and Tendell Road, this property offers both accessibility and visibility. The added perk? According to county zoning regulations, 20% of the property can be utilized for business purposes by the owner.The 40 x 50 barn on the premises is a remarkable feature, presenting opportunities for a home business such as a woodworking or cabinet shop. Moreover, it's spacious enough to accommodate your RV, with full electrical and water hookups already in place.Imagine the potential of turning your passion into a thriving business right on your property. This home doesn't just offer comfortable living spaces; it invites you to explore new possibilities and make the most of every square foot.The property being sold is a portion of parcel # 17-5N-11-0000-0120-0010; approximately 1 acre to be cut down the driveway with easement for the other side of the driveway granted as well. The mobile home and (0.70 acres) land can also be purchased for an additional $75,000 and is income generating. It is currently leased for $950/month.
MLS# 752827

Courtesy Of Chipola Realty

(850) 482-7788

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    Other
  • Lot Size
    0.95 Acres
  • Rooms
    Bonus Room, Dining Room, Kitchen, Living Room

Map and Directions

Directions to 3620 Hwy 231, Cottondale, FL 32431

Home seller CENTURY 21 AllPoints Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AllPoints Realty

(850) 230-4514
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,636
  • Property Taxes
    $119
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,756

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cottondale Elementary School

Grades KG-5 Public School

Cottondale, FL 32431 2.7 miles
2766 levy st

425 total students
15:1 Student teacher ratio

School Rating: C

School Details

Cottondale High School

Grades 6-12 Public School

Cottondale, FL 32431 2.8 miles
2680 levy st

464 total students
17:1 Student teacher ratio

School Rating: C+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cottondale, FL 32431

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Cottondale, FL 32431

This community’s employment is highest in the transportation and production occupations industries. The area’s overall household expenses are below the national average.

91° July
Hottest Average Month
39° January
Coldest Average Month
2,081 Total Households in Area
3.8% Increase in population since the year 2010
27.1%
of households
have children
26 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cottondale, FL 32431

Cottondale, FL 32431 has a population of 5,067 people in 2,081 households with a median age of 43.5 years old.

3.8%
Increase in population
since the year 2010
Population is Trending up
1,922
Total households as of 2010
10.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.5 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 73%
Black 17%
Hispanic 4%
Other 1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 73%, followed by Black at 17%, Hispanic at 4%, and Other at 1%.

Economics
for Cottondale, FL 32431

45 /sq mi
Population Density
$50,078 /yr
Median Household Income
$42,500
Median Sales Price
26 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.41% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 7%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 1,697 72%
Rented 384 16%
Vacant 277 12%

White vs Blue Collar Jobs







White Collar 64%
Blue Collar 36%

Family & Education Facts
for Cottondale, FL 32431

43.5 Median Age

Average Household Size

2.4
persons per
household

53.3%

Married Households

Community Population By Education

High School Graduate 47%
Some College 19%
Some High School 13%
Bachelors Degree 8%
Associates Degree 6%
Graduate Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 47.42% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
27.1% of households have children

Weather
for Cottondale, FL 32431

The weather for this area ranges from a high of 91° F in July to a low of 39° F in January

91° July
Hottest Average Month
39° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
39°
62°
Feb
41°
65°
Mar
47°
72°
Apr
54°
79°
May
61°
86°
Jun
68°
90°
Jul
71°
91°
Aug
70°
91°
Sep
66°
88°
Oct
55°
80°
Nov
46°
71°
Dec
40°
64°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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