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3620 NW 38th, Cape Coral, FL 33993

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For Sale

$369,900

3 beds • 2 baths • 1,680 sqft

Estimated Payment

$ 2,312 /mo. †

6.65% APR for 30 yrs.
$4,950 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $220.18
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Welcome to this enchanting WATERFRONT property nestled in a safe and quiet neighborhood located ON A CUL-DE-SAC road. This home will be within seconds of the NEW 10 MILLION DOLLAR CRYSTAL LAKE PARK (Completion: Spring 2025) which will have a freshwater LAGOON-STYLE LAKE with a BEACH, as well as scuba diving, boat ramps for boating, kayaking, biking and walking paths, fitness stations, food trucks and much more. Don't miss the opportunity to own a home next to this state-of-the-art park before property prices increase! This home was built for an employee of the builder with many upgrades like LEVEL 6 GRANITE COUNTERTOPS, HIGH END LVP THROUGHOUT (NO CARPET), KITCHEN BACKSPLASH, UPGRADED CABINETS with SOFT CLOSE, RO SYSTEM, WHOLE HOUSE GUTTERS, STAINLESS STEEL APPLIANCES, EPOXY GARAGE FLOOR, EXTERIOR STONE WALL ACCENTS, SHOWER TILE and a JETTED WHIRLPOOL TUB in the Master Bathroom. This home is a mere TWO YEARS YOUNG, offering LOW INSURANCE AND ENERGY COSTS as well as the remainder of a TRANSFERABLE 10-YEAR STRUCTURAL WARRANTY and a 5-YEAR HVAC WARRANTY. The VAULTED CEILINGS lend an open and spacious ambiance, while the SCREENED ENTRYWAY welcomes you into the home. Relax on your SCREEND-IN LANAI overlooking your SIZABLE BACKYARD and CANAL with a SEAWALL, perfect for fishing, kayaking, or paddleboarding. The landscaping can easily be maintained with the IRRIGATION SYSTEM. Keep you and your family safe with the ADT SECURITY SYSTEM.
MLS# 224058730

Courtesy Of Exp Realty LLC

(888) 883-8509

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Porch, Patio, Vaulted Ceiling, Water Front
  • Appliances
    Cooktop, Cooktop - Electric, Dishwasher, Freezer, Garbage Disposer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Block, Concrete, Stucco
  • Floor Covering
    Vinyl
  • Heating System
    Central Furnace
  • Lot Size
    0.23 Acres

Map and Directions

Directions to 3620 NW 38th, Cape Coral, FL 33993

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,900
  • Property Taxes
    $412
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,312

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Hector A. Cafferata, Jr. Elementary School

Grades KG-5 Public School

Cape Coral, FL 33993 6.7 miles
250 santa barbara blvd n

605 total students
16:1 Student teacher ratio

School Rating: C

School Details

Trafalgar Elementary School

Grades KG-5 Public School

Cape Coral, FL 33991 7.8 miles
1850 sw 20th ave

779 total students
16:1 Student teacher ratio

School Rating: B

School Details

Patriot Elementary School

Grades KG-5 Public School

Cape Coral, FL 33991 8.3 miles
711 sw 18th st

715 total students
17:1 Student teacher ratio

School Rating: C

School Details

Skyline Elementary School

Grades KG-5 Public School

Cape Coral, FL 33991 8.5 miles
620 sw 19th st

903 total students
15:1 Student teacher ratio

School Rating: C-

School Details

Challenger Middle School

Grades 6-8 Public School

Cape Coral, FL 33991 8.2 miles
624 sw trafalgar pkwy

1113 total students
21:1 Student teacher ratio

School Rating: B

School Details

Mariner Middle School

Grades 6-8 Public School

Cape Coral, FL 33993 5.3 miles
425 chiquita blvd n

950 total students
19:1 Student teacher ratio

School Rating: C

School Details

North Fort Myers High School

Grades 9-12 Public School

North Fort Myers, FL 33903 9.4 miles
5000 orange grove blvd

1801 total students
20:1 Student teacher ratio

School Rating: B

School Details

Cape Coral High School

Grades 9-12 Public School

Cape Coral, FL 33991 9.4 miles
2300 santa barbara blvd

1624 total students
21:1 Student teacher ratio

School Rating: C-

School Details

Mariner High School

Grades 9-12 Public School

Cape Coral, FL 33993 5.1 miles
701 chiquita blvd n

1489 total students
21:1 Student teacher ratio

School Rating: D+

School Details

Ida S. Baker High School

Grades 9-12 Public School

Cape Coral, FL 33914 9.9 miles
3500 agualinda blvd

1721 total students
22:1 Student teacher ratio

School Rating: C-

School Details

Island Coast High School

Grades 9-12 Public School

Cape Coral, FL 33909 7.4 miles
2125 de navarra pkwy

1432 total students
21:1 Student teacher ratio

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
Cape Coral Technical College 6.6 miles Public 9-12

Cape Coral Technical College

Distance: 6.6 miles

Type Public

Grades: 9-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cape Coral, FL 33993

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Cape Coral, FL 33993

This community’s employment is highest in the construction and food industries. The area’s overall household expenses are below the national average.

91° August
Hottest Average Month
52° January
Coldest Average Month
12,058 Total Households in Area
11.8% Increase in population since the year 2010
34.6%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cape Coral, FL 33993

Cape Coral, FL 33993 has a population of 33,468 people in 12,058 households with a median age of 42.9 years old.

11.8%
Increase in population
since the year 2010
Population is Trending up
10,505
Total households as of 2010
9.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.9 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 68%
Hispanic 28%
Other 7%
Black 5%
Asian 2%
Native American <1%
The most prevalent ethnicity is White at 68%, followed by Hispanic at 28%, Other at 7%, and Black at 5%.

Economics
for Cape Coral, FL 33993

636 /sq mi
Population Density
$74,260 /yr
Median Household Income
$312,000
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.96% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 7%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 10,054 74%
Rented 2,004 15%
Vacant 1,488 11%

White vs Blue Collar Jobs







White Collar 70%
Blue Collar 30%

Family & Education Facts
for Cape Coral, FL 33993

42.9 Median Age

Average Household Size

2.8
persons per
household

60.3%

Married Households

Community Population By Education

High School Graduate 38%
Some College 23%
Bachelors Degree 13%
Some High School 9%
Associates Degree 9%
Graduate Degree 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 37.5% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
34.5% of households have children

Weather
for Cape Coral, FL 33993

The weather for this area ranges from a high of 91° F in August to a low of 52° F in January

91° August
Hottest Average Month
52° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
52°
74°
Feb
54°
75°
Mar
58°
79°
Apr
62°
84°
May
67°
88°
Jun
72°
90°
Jul
73°
91°
Aug
74°
91°
Sep
73°
90°
Oct
67°
85°
Nov
60°
80°
Dec
54°
75°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Naples Area Board of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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